Photo: Michael Rivera · CC BY-SA 4.0Even on the area’s higher pay, Minneola costs more to live in than 90% of U.S. towns
It ranks #420 of 637 in Florida for affordability.
Census 2020–24 home values, rents, tax bills and cost burden, measured against the median household income of the Orlando-Kissimmee-Sanford, FL metro area ($79K). How TownRatings grades cost of living
The grade measures what housing costs against what households in the area earn. Minneola’s area earns well above the typical U.S. town ($79K against $74K), but homes, rent and taxes here run higher still. Owners keep up better than renters: 27% of owners pay 30% or more of income for housing (typical U.S. town: 20%), against 34% of renters.
In dollars
- $2,320a month for a two-bedroom, utilities includedHUD Fair Market Rent, 2026
- 101prices across the Orlando metro, where the U.S. is 100 (housing 123)BEA Regional Price Parities, 2024
In paychecks the grade
- 5.4 yrsof area income buys the typical home; the typical U.S. town: 3.3$79K, Orlando-area income
- 32%of area income goes to the median rent; the typical U.S. town: 18%Census 2020–24
- 34%of renters pay 30%+ of income for housing; across Florida: 60%Census 2020–24
- 27%of owners do; the typical U.S. town: 20%Census 2020–24
Housing in Minneola, in brief
Rent is easier on renters here
34% of renter households spend 30% or more of their income on rent, against 60% across Florida. A standard two-bedroom is 25% of the median household income. Renting ↓
A burst of building in 2025
Minneola permitted 1,155 new homes in 2025, against about 355 in a typical year of the past decade. That’s 70 per 1,000 residents, against 8.3 across Florida. New homes ↓
Mostly newer homes
Half of Minneola’s homes were built after 2007, against 1988 for Florida as a whole. Property taxes ↓
Written from the data on this page. There’s no Zillow index for Minneola, so the typical value is an estimate: the Census median carried forward with the federal house price index; sales and supply are Redfin’s for May 2026; permits are Census figures through 2025; incomes, rents paid, taxes and ownership come from the Census American Community Survey.
What’s behind Minneola’s grade
Measured against what households in the area earn, Minneola is more affordable than 10% of U.S. towns, #420 of 637 in Florida. Rent pulls the grade down most; the share of households paying 30%+ for housing holds it up.
Home prices up 61% in 5 years
The federal house price index for the ZIP codes around Minneola rose 61% over the past 5 years, about the same as across Florida. Last year prices rose 4.8%. Carrying the Census median home value forward with that index puts the typical Minneola home at roughly $477,000 today.
Carrying the Census median forward with the index puts a typical home at about $477K.
Federal Housing Finance Agency House Price Index (annual) for the ZIP codes around Minneola, weighted by land area. It tracks repeat sales of the same homes, so it shows how prices changed, not what homes cost.
A strong seller's market
Homes are selling faster than new ones are listed: less than two months of supply. Well-priced homes can draw several offers.
Under ~4 months of supply favors sellers; over ~6 favors buyers.
Redfin Data Center, all residential sales, May 2026.
A typical home costs 5.4 years of area income
The calculator starts from the area income the grade uses. Switch to Minneola’s own median, or type yours.
That’s $168K short of a typical Minneola home.
A two-bedroom rents for about $2,320 a month here, $530 less than owning.
An estimate, not a loan offer: payments of up to 28% of income, a 30-year fixed loan, Minneola’s typical property tax (0.87% of value a year, from the Census) and insurance of about 0.35%. Mortgage insurance, HOA fees and other debts aren’t included.
A two-bedroom rents for about $2,320
Renters already here pay a median of $2,073, so moving in tends to cost more than staying put.
Fair Market Rent a month, utilities included
U.S. Department of Housing and Urban Development, Fair Market Rents by ZIP code (Orlando-Kissimmee-Sanford, FL MSA): the 40th-percentile rent plus utilities for a standard unit. Median rent and renters: U.S. Census Bureau, American Community Survey.
1,155 new homes permitted in 2025
Builders were permitted 1,155 new homes in Minneola in 2025: 531 single-family houses and 624 in buildings with two or more homes, worth about $379.5 million to build. That's 70 per 1,000 residents, faster than across Florida (8.3). Over the past 10 years, Minneola has permitted 4,352 homes in all.
Between the 2010 and 2020 censuses, Minneola gained 4,440 residents while 1,333 new homes were permitted: about 3.3 new residents per new home, about the same as across Florida (2.8).
Every year as a table
| Year | New homes | Single-family | 2+ per building | Value |
|---|---|---|---|---|
| 2026 (Jan–Aug) | 316 | 316 | 0 | $153.7 million |
| 2025 | 1,155 | 531 | 624 | $379.5 million |
| 2024 | 469 | 469 | 0 | $161.2 million |
| 2023 | 491 | 491 | 0 | $261.4 million |
| 2022 | 609 | 609 | 0 | $309.8 million |
| 2021 | 392 | 392 | 0 | $170.4 million |
| 2020 | 215 | 215 | 0 | $95 million |
| 2019 | 490 | 193 | 297 | $112.4 million |
| 2018 | 135 | 135 | 0 | $55.3 million |
| 2017 | 184 | 184 | 0 | $73.8 million |
| 2016 | 212 | 212 | 0 | $79 million |
| 2015 | 75 | 75 | 0 | $29.2 million |
| 2014 | 75 | 75 | 0 | $28.3 million |
| 2013 | 73 | 73 | 0 | $23.6 million |
| 2012 | 48 | 48 | 0 | $14.6 million |
| 2011 | 19 | 19 | 0 | $5.2 million |
| 2010 | 22 | 22 | 0 | $6.1 million |
| 2009 | 71 | 71 | 0 | $20.8 million |
| 2008 | 43 | 43 | 0 | $10.6 million |
| 2007 | 9 | 5 | 4 | $2.4 million |
| 2006 | 35 | 35 | 0 | $8.6 million |
| 2005 | 126 | 126 | 0 | $22.2 million |
| 2004 | 492 | 488 | 4 | $58.4 million |
| 2003 | 338 | 338 | 0 | $41.2 million |
Homes authorized by building permits, counted in the year the permit was issued. U.S. Census Bureau, Building Permits Survey.
Property tax runs above the Florida norm
The median bill is $3,651 (Florida: $2,730), 0.87% of a home’s value a year, against 0.76% statewide.
Census American Community Survey 2020–24: the median real-estate tax bill homeowners report, and that bill ÷ the median home value. Bills include town, school and county taxes. The Census reports bills over $10,000 only as “$10,000+”.
The rest of a budget near Minneola
Only figures published free for the whole country, each labeled with the area it covers: the Orlando-Kissimmee-Sanford, FL metro area, or Florida. Groceries follow the goods price level; nobody publishes them town by town.
| Cost | Here | Compared with | Area | Source |
|---|---|---|---|---|
| Prices overall U.S. = 100 | 101 | FL 103 | metro | BEA, 2024 |
| Goods (groceries, clothing, cars…) U.S. = 100 | 96 | FL 98 | metro | BEA, 2024 |
| Utilities U.S. = 100 | 87 | FL 90 | metro | BEA, 2024 |
| Other services U.S. = 100 | 99 | FL 101 | metro | BEA, 2024 |
Price levels: U.S. Bureau of Economic Analysis, Regional Price Parities 2024 (metro area and state). Electricity: U.S. Energy Information Administration, Electric Power Monthly, table 5.6.A.
Minneola vs. its neighbors
Zillow publishes no value for Minneola.
Cost next door · one source per column
| Town | Cost | Typical home Zillow, latest | Median value Census 2020–24 | Tax rate bill ÷ value | 2-bed rent HUD 2026 |
|---|---|---|---|---|---|
| Minneola | D | — | $421K | 0.87% | $2,320 |
| Clermont | D | $427K | $418K | 0.68% | $2,260 |
| Ferndale | – | $540K | $321K | — | $2,360 |
“—” under Zillow: Zillow publishes no value for that town, so it’s left blank rather than mixed with Census figures. “—” under Cost: not graded (too little Census data, or under 1,000 residents).
Questions about the cost of living in Minneola
Is Minneola expensive to live in?
Measured against what households in the area earn, Minneola costs more than 90% of U.S. towns: a D for cost of living, #420 of 637 in Florida. The typical home costs 5.4 years of the median household income of the Orlando-Kissimmee-Sanford, FL metro area ($79K).
How much is rent in Minneola?
HUD puts a two-bedroom at about $2,320 a month with utilities, the going rate for someone moving in. Renters already here pay a median of $2,073 (Census 2020–24).
What are property taxes in Minneola?
The median bill is $3,651 a year, 0.87% of the median home value (Florida: $2,730, 0.76%), from the Census 2020–24.
Neighbors talk housing
What Minneola buyers, sellers and renters are saying.
Home values: Zillow Home Value Index (ZHVI), Zillow Research. Sales, days on market and supply: Redfin Data Center, May 2026. Income, ownership, taxes and rent: U.S. Census Bureau, American Community Survey. New homes: U.S. Census Bureau, Building Permits Survey. Price trend: Federal Housing Finance Agency House Price Index. Fair Market Rents: U.S. Department of Housing and Urban Development. The calculator is an estimate, not a loan offer. Regional price levels: BEA; electricity: EIA. How TownRatings grades cost of living.