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Lynn Haven FL city hall02
Florida›Bay County

Lynn HavenFL

A town of 22,479, settled in 1911.

Trash day: look up yours
2 bordering townsMap →
Photo: Ebyabe · CC BY-SA 3.0
Photo of Lynn Haven

Lynn Haven, FL · Photo: Ebyabe · CC BY-SA 3.0 · Source ↗

Is Lynn Haven a good place to live?

For most people who can afford it, yes. Lynn Haven grades B overall, ranked 122nd of 634 in Florida. The catch is cost: the typical home is worth about $322K, 4.5 years of the Panama City metro’s $72K median household income. On hazard risk, just 60 of Florida’s 779 towns do worse. The biggest park or preserve is Lynn Haven Bayou Park & Preserve, at 101 acres. Lynn Haven is more walkable than 69% of U.S. towns.

What makes Lynn Haven stand out

Where Lynn Haven beats most towns, and one thing worth knowing.

How Lynn Haven grades

Each subject compared with towns across the country (schools within Florida), ordered by how far Lynn Haven is from typical.

How grading works
Character Graded, but not part of the overall grade.
Described, not graded Taste, not quality: snow or an older crowd is neither good nor bad.

How TownRatings grades towns →

Connecticut -New Haven County - -Windham County- -- Delaware -entire state- -- District of Columbia -- Florida -Alachua…
Connecticut -New Haven County - -Windham County- -- Delaware -entire state- -- District of Columbia -- Florida -Alachua…, 1940
Lynn Haven’s story

115 years in pictures

Census counts: 874 in 1920, 18,695 in 2020. The archive holds 7 old photos and papers going back to 1940 and a map from 1981 on.

  • 1911Lynn Haven is settled
Explore the history →
Getting set up

Moving to Lynn Haven: who provides what

Who provides power, water and the rest in Lynn Haven, and how to reach them.

The full setup list →
PowerDuke Energy18.4¢/kWh · EIA 2025HIFLD · EIA
WaterLynn Haven, City of Water SystemNo health-based violations in 5 years · EPAEPA
Internet5 providers100% of addresses get 100/20 MbpsFCC
Trash & dumpBy addressTown pickup · day by addressTown site
SchoolsBay County School DistrictWhich school depends on your addressNCES
Register to voteOnlineIn Florida you can register online until 29 days before Election Day, in person until 29 days before Election Day, or by mail (postmarked 29 days before).vote.gov
Who runs elections hereBay Supervisor of ElectionsBay County; contacts on the Handbook page.FVAP, Dec 2024
ZIP codes32444, 32405, 3240432444 87% · 32405 10% · 32404 2%Census 2020

EPA SDWIS (Oct 9, 2026) · HIFLD + EIA-861 2025 · Census 2020 ZCTAs · NCES 2024–25 · registration: vote.gov, updated Nov 17, 2025.

The data

Ordered by what stands out in Lynn Haven.

Lynn Haven fares better on crime within Florida than nationally, trades workers with Panama City and other neighbors and has a longer frost-free season than most of the country, though not than most of Florida.

Natural hazardsHazard risk grade D−

Very high risk in Lynn Haven, with hurricanes at the top

625 flood insurance claims have been filed here, and 103 properties have flooded more than once.

Expected storm and flood damage is higher than in 94% of U.S. communities. Since 1985, 625 flood insurance claims have been paid out in Lynn Haven.

94risk score of 100
FEMA risk score
94Very high riskLowerHigher
HurricanesInland floodingTornadoes
625
paid flood claims since 1985
6
federal disasters paid out here

FEMA flood insurance claims · FEMA National Risk Index · OpenFEMA

SchoolsB

Lynn Haven’s public schools outperform 61% of Florida districts

Its public schools are run by the Bay school district. Three of its 11 schools are below, each with why it’s listed.

61%of FL districts it outscoresBSchool Grade
SchoolLevelStudentsLetter
Mowat Middle SchoolLargest public middle schoolGrades 6–8Grades 6–8803B
A. Crawford Mosley High SchoolLargest public high schoolGrades 9–12Grades 9–121,864B
North Bay Haven Career AcademyTop results in townGrades 9–12Grades 9–12865A

NCES · EDFacts · graded within FL on state tests and graduation

OutdoorsC+

2.1% of Lynn Haven is conserved land

3.7 miles of trail in 7 parks and preserves.

#287for trails in FL
Lynn HavenFlorida townsU.S. towns
Conserved land2.1%3%4.3%
Miles of trail per square mile0.4 miles per square mile0.40.4
2.1%
conserved · 140 of 6,771 acres
3.7 mi
of trails · 0.3 per sq mi
Biggest places to walkTrailsAcres
1. Lynn Haven Sports Complex1.5 mi60
2. Cain Griffin Park0.6 mi8
3. Lynn Haven Bayou Park & Preserve—101

Trails & parks © OpenStreetMap contributors · Conserved land: USGS PAD-US

SafetyB+

Less crime per resident in Lynn Haven than in 70% of U.S. towns

At 11.5 crimes per 1,000 residents a year, it reports less crime than 83% of Florida’s graded towns. Reported crimes fell from 185 to 174 over the last three FBI years, a drop beyond ordinary year-to-year swings.

Lynn Haven’s property crime rate is 6.4 per 1,000 residents, below both Florida’s towns (16.4) and U.S. towns (11.5).

70%of U.S. towns report more crimeB+Safety Grade
Lynn HavenFlorida townsU.S. towns
Property crimes per 1,000 (2024)6.4 per 1,000 residents16.411.5
Violent crimes per 1,000 (2024)1.4 per 1,000 residents2.21.7

Violent crime per 1,000 residents

Lynn Haven1.4
Florida2.6
U.S.3.6

Property crime per 1,000 residents

Lynn Haven6.4
Florida12.6
U.S.17.7
70th
percentile among U.S. towns we grade
83rd
percentile among FL towns
30
violent crimes reported in 2024
136
property crimes reported in 2024

FBI crime data, 2024 · crimes reported to police

HealthB+

On CDC estimates, Lynn Haven is healthier than 66% of U.S. towns

Lynn Haven beats the Florida average on 9 of 31 CDC measures and trails it on 3. 17% of adults binge drink in Lynn Haven, where Florida’s towns sit at 15% and U.S. towns at 16%. 76% of Lynn Haven adults had a checkup this year.

66%healthier than U.S. townsB+Health Grade
Lynn HavenFlorida townsU.S. towns
Binge drink (CDC PLACES)17%15%16%
Yearly checkup (CDC PLACES)76%79%79%
Diabetes (CDC PLACES)11%13%12%
Depression (CDC PLACES)21%18%23%
31 measures vs. Florida
9 better19 too close to call3 worse
What stands outLynn HavenFL
Fewer uninsured adults11.2%15.9%
Fewer older adults who have lost all their teeth9.6%12.7%
More adults with depression20.9%17.1%
HCA Florida Gulf Coast Hospital
3.5 mi away · emergency room
2 of 3
care shortages: primary care, mental health
63rd
percentile among FL towns

CDC PLACES 2025 · modeled estimates for adults · CMS · HRSA

Climate

Mild winters and hot summers in Lynn Haven

The Panama City 5n weather station records that the frost-free season runs about 301 days: longer than most of the country, but shorter than 77% of Florida places with climate records. The Panama City 5n weather station records that about 67 days a year reach 90°: more than most of the country, but fewer than 87% of Florida places with climate records.

Lynn Haven has warm winters and warm summers, with plenty of rain. The July high in Lynn Haven is 90°F.

90°summer high

Typical low → high °F

Winter46–64°
Spring59–77°
Summer74–89°
Fall61–79°
Dec 12
typical first frost
Feb 15
typical last frost
+0.9°
vs. the 20th-century average
90°
typical summer high

NOAA U.S. Climate Normals, 1991–2020

Work & commuteJobs & income grade B+

About one in three of Lynn Haven’s working residents commute to Panama City

Lynn Haven has about as many jobs (7,789) as working residents, but only 1,010 people both live and work here. Jobs based here grew from 4,851 in 2013 to 7,789.

Most working residents leave Lynn Haven for work: only 12% work in town. Jobs based in Lynn Haven grew to 7,789 in 2023, 2,938 more than in 2013. 6.5% of residents live below the poverty line in Lynn Haven.

12%work in town
Lynn HavenFlorida townsU.S. towns
Work from home7.2%14%11%
Below the poverty line6.5%11%9.6%
Working residents who work in town12%5%8%
Average trip to work25 minutes27 minutes25 minutes

Where working residents work

In Lynn Haven12%
Panama City36%
Panama City Beach6%
Upper Grand Lagoon4%
Tallahassee2%
6 mi
median commute distance
7,789
jobs based in Lynn Haven
Balanced
jobs vs. working residents
B+
Walkability grade: more walkable than 69% of U.S. towns

Census LEHD 2023 · ACS

HousingCost of living grade C−

Lynn Haven earns a C− for cost of living

The typical Lynn Haven home is worth about $322,000, about the same as a year ago, 14% below the Florida typical home. Lynn Haven’s median rent is $1,563 a month.

$322KZillow home value
Lynn HavenFlorida townsU.S. towns
Households that own their home64%72%73%
Median rent$1,563 a month$1,647 a month$1,185 a month

Typical home value

Lynn Haven$322K
Florida$375K
Market temperature
BalancedA seller's marketBuyer’sSeller’s
54
days on market
97.8%
sale-to-list price
−0.3%
value change, 1 year
31
homes sold in May

Census ACS, 2020–24 · Zillow Home Value Index · Redfin Data Center

Who lives here

Younger than Florida overall

People 65 and older are 16% of residents (21% statewide); children under 18 are 24% of residents (20% statewide). Lynn Haven has grown 20% since 2020, to 22,479 residents in the Census Bureau’s 2025 estimate. 36% of adults 25 and older have a bachelor’s degree or more, vs 34% across Florida.

37.3median age · FL 42.6
Lynn HavenFlorida townsU.S. towns
Under 1824%20%22%
Median age37.3 years42.5 years40.5 years
Aged 65 or older16%20%18%
Bachelor’s degree or more, 25+36%31%29%
Lynn HavenFloridaUnited States

Ages · share of residents

Education · adults 25 and older

No diploma9%
High school21%
Some college22%
Associate’s13%
Bachelor’s25%
Graduate10%

Women and men · all residents

53% women, 47% men

About 91 men for every 100 women (the survey’s margin: ±2.2 points). Across Florida, 50.9% of residents are women.

Ages and education in Lynn Haven
Lynn HavenFLU.S.
Under 1014.4%10.3%11.6%
10 to 179.8%9.2%10.3%
18 to 248.9%8.1%9.1%
25 to 3413.3%12.7%13.7%
35 to 4414.6%12.7%13.2%
45 to 5412.1%12.3%12.2%
55 to 6411.3%13.4%12.7%
65 to 749.4%11.7%10.2%
75 and older6.2%9.6%7%
No diploma8.5%10.1%10.4%
High school20.6%27.2%26%
Some college22.4%18.5%19.1%
Associate’s13.1%10.1%8.8%
Bachelor’s25.3%21.3%21.6%
Graduate10.2%12.9%14.1%

Census population estimates, 2025 · U.S. Census Bureau · ACS 2020-2024 5-year estimates

Keep exploring

Everything we know about Lynn Haven

19pages on Lynn Haven
After high school

Colleges nearby

1 within 15 miles of the center of Lynn Haven

About Lynn Haven

City in Florida, United States

Official town website ↗

Lynn Haven is a city in Bay County, Florida, United States, north of Panama City. The population was 18,695 at the 2020 census, up from 18,493 at the 2010 census. It is part of the Panama City, Florida metropolitan area.

From Wikipedia, licensed CC BY-SA 4.0 · facts via Wikidata (CC0)

Established
1914
Area
12 sq mi
Elevation
13 ft
ZIP code
32444
Area code
850

Lynn Haven’s neighbors

2 towns share a border with Lynn Haven.

Explore the map →
How the neighbors grade
TownFL rankOverallCostSafetySchoolsHealth
Lynn Haven#122BC−B+BB+
Cedar Grove#196B−B+—BC−
Panama City#555DCDBC−

Cedar Grove reports no FBI crime data of its own. Compare Lynn Haven with a neighbor →

Questions about Lynn Haven

Short answers, built from the data on this page.

Is Lynn Haven, FL a good place to live?

For most people who can afford it, yes. Lynn Haven grades B overall, better than 55% of U.S. towns and #122 of 634 in Florida. It grades B+ for health, B+ for safety and B for schools. Hazard risk is its weak spot, with a D−.

Is Lynn Haven, FL expensive?

Yes. Cost of living, which also weighs rents, property taxes and how many households pay 30% or more of their income for housing, grades C−.