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Lutz-Train-Depot
Florida›Hillsborough County

LutzFL

A town of 27,106, settled in 1912.

5 bordering townsMap →
Photo: Bleau420 · CC BY-SA 4.0
Photo of Lutz

Lutz, FL · Photo: Bleau420 · CC BY-SA 4.0 · Source ↗

Is Lutz a good place to live?

Lutz grades C+ overall, 236th among Florida's 634 graded towns, with clear strengths and some subjects that lag. The median household earns $120K and residents are healthier than 85% of U.S. towns on CDC estimates. On the other side, homes are expensive, about $486K for a typical one and 6.5 times the Tampa metro’s $74K median household income. 11% of the land in Lutz is conserved, where Florida’s towns sit at 3% and U.S. towns at 4.3%. The biggest park or preserve is Cypress Creek, at 1,244 acres. Lutz has 1 place on the National Register.

What makes Lutz stand out

Where Lutz beats most towns.

A growing town

Lutz has grown 23% from 2010 to 2020

19,344 counted in 2010 and 23,707 in 2020.

19,3442010
23,7072020

U.S. Census 2010 & 2020 counts

How Lutz grades

Each subject compared with towns across the country (schools within Florida), ordered by how far Lutz is from typical.

How grading works
Character Graded, but not part of the overall grade.
Described, not graded Taste, not quality: snow or an older crowd is neither good nor bad.

How TownRatings grades towns →

Lutz Elementary School, Old
Lutz Elementary School, Old · National Register of Historic Places
Lutz’s story

114 years in pictures

Census counts: 5,555 in 1980, 23,707 in 2020. The archive holds 12 old photos and papers going back to 2004 and 4 maps from 1943 on.

1 place on the National Register of Historic Places.

  • 1912Lutz is settled
Explore the history →
Nearby attractions

Tropicana Field and 50 more within 40 miles

Museums, parks, gardens and other places to visit around Lutz. Close and well known come first.

All 83 attractions →
Sources: National Park Service · ski areas © OpenSkiMap / OpenStreetMap contributors · Wikidata · Wikipedia readership · photos via Wikimedia Commons
Photo credits

Tropicana Field: EaglesFanInTampa, CC BY-SA 3.0 · Raymond James Stadium: NASA, Public domain · Busch Gardens Tampa: Wolle8ball, CC BY 3.0 · Benchmark International Arena: Miosotis Jade, CC BY-SA 4.0 · Yuengling Center: User:TheCustomOfLife, Public domain · Salvador Dalí Museum: Taty2007, CC BY 3.0

Getting set up

Moving to Lutz: who provides what

Lutz is unincorporated, so Hillsborough County and regional agencies provide most services.

PowerDuke Energy18.4¢/kWh · EIA 2025HIFLD · EIA
WaterHcwrc/Northwest UtilitiesNo health-based violations in 5 years · EPAEPA
Internet6 providers99% of addresses get 100/20 MbpsFCC
Trash & county servicesHillsborough CountyHillsborough County provides services here
SchoolsHillsborough County School DistrictWhich school depends on your addressNCES
Register to voteOnlineIn Florida you can register online until 29 days before Election Day, in person until 29 days before Election Day, or by mail (postmarked 29 days before).vote.gov
Who runs elections hereHillsborough Supervisor of ElectionsHillsborough County; contacts on the Handbook page.FVAP, Nov 2023
ZIP codes33549, 33548, 33559, 3355833549 49% · 33548 28% · 33559 15% · 33558 9%Census 2020

EPA SDWIS (Oct 9, 2026) · HIFLD + EIA-861 2025 · Census 2020 ZCTAs · NCES 2024–25 · registration: vote.gov, updated Nov 17, 2025.

The data

Ordered by what stands out in Lutz.

Lutz has more 90° days than nearly all U.S. towns and has less tooth loss than most of Florida, but it has homes that cost more against local pay than most of Florida.

HealthA

Lutz’s grade for health is an A

Its widest gap with Florida is tooth loss: 8% of those 65+ have lost all their teeth, against 12.7% statewide. Against the 5,744 U.S. towns with household incomes like Lutz’s, it is healthier than 68%, a smaller edge than it has nationally: part of it comes with its incomes.

Among adults in Lutz, 15% report frequent mental distress. Lutz: 12% of adults report frequent physical distress, against 15% in Florida’s towns and 14% across U.S. towns. Nearly a fifth of adults in Lutz get no exercise outside work; 29% have obesity.

85%healthier than U.S. townsAHealth Grade
LutzFlorida townsU.S. towns
Depression (CDC PLACES)17%18%23%
Get no exercise (CDC PLACES)19%25%25%
Obesity (CDC PLACES)29%32%35%
Frequent physical distress (CDC PLACES)12%15%14%
31 measures vs. Florida
16 better15 too close to call0 worse
What stands outLutzFL
Fewer older adults who have lost all their teeth8%12.7%
Fewer adults facing food insecurity10.8%16.8%
Adventhealth Tampa
5.2 mi away · emergency room
1 of 3
care shortages: mental health
86th
percentile among FL towns

CDC PLACES 2025 · modeled estimates for adults · CMS · HRSA

SchoolsC+

Lutz’s public schools trail 57% of Florida districts

Below: Two of its 6 schools, each with why it was picked. Public schools: the Hillsborough school district. 5 public schools serve Lutz, with 3,968 students in all.

43%of FL districts it outscoresC+School Grade
SchoolLevelStudentsLetter
Sunlake Academy of Math and SciencesLargest public elementary schoolGrades K–8Grades K–8984A
Lutz Preparatory SchoolTop results in townGrades K–8Grades K–8779A+

NCES · EDFacts · graded within FL on state tests and graduation

Work & commuteJobs & income grade A

Most of Lutz’s workers head elsewhere: there are 0.6 jobs for each of them

Jobs based here grew from 3,790 in 2013 to 6,083. 24.8% of workers work from home, against 15.7% across Florida.

The top destinations are Tampa (31%), East Lake-Orient Park (4%) and University (4%). For most workers, Lutz is a place to come home to: only 5% work in town. Jobs based in Lutz grew to 6,083 in 2023, 2,293 more than in 2013. The town’s average trip to work is 32 minutes.

5%work in town
LutzFlorida townsU.S. towns
Work from home25%14%11%
Median household income$120,000$73,000$80,000
Average trip to work32 minutes27 minutes25 minutes
Below the poverty line6.1%11%9.6%

Where working residents work

In Lutz5%
Tampa31%
East Lake-Orient Park4%
University4%
Town 'n' Country3%
13 mi
median commute distance
6,083
jobs based in Lutz
A commuter town
jobs vs. working residents
C+
Walkability grade: more walkable than 40% of U.S. towns

Census LEHD 2023 · ACS

HousingCost of living grade D

Lutz’s grade for cost of living is a D

At 6.5 years of the Tampa metro’s $74K median household income, the typical home (about $486K) costs more against local pay than in 79% of Florida towns; that ratio is one input to that grade.

On the market in Lutz: a median 44 days to sell. The typical Lutz home is worth about $486,000, about the same as a year ago, 30% above the Florida typical home. For Lutz, the median rent is $1,823 a month.

$486KZillow home value
LutzFlorida townsU.S. towns
Median rent$1,823 a month$1,647 a month$1,185 a month
Households that own their home79%72%73%

Typical home value

Lutz$486K
Florida$375K
Market temperature
Seller’s marketA seller's marketBuyer’sSeller’s
44
days on market
97.4%
sale-to-list price
−0.2%
value change, 1 year
35
homes sold in May

Census ACS, 2020–24 · Zillow Home Value Index · Redfin Data Center

Climate

In Lutz, expect mild winters and hot summers

The Saint Leo weather station, 18 miles away, records that about 114 days a year reach 90°, more than in 97% of U.S. towns. January nights average 48.5°, milder than in 98% of U.S. towns; July afternoons average 90.6°.

For Lutz, the July high is 91°F. Snow is almost unheard of.

91°summer high
LutzFlorida townsU.S. towns
January low49°F51°F22°F
July high91°F91°F85°F

Typical low → high °F

Winter50–72°
Spring60–83°
Summer73–90°
Fall64–84°
+1.6°
vs. the 20th-century average
91°
typical summer high

NOAA U.S. Climate Normals, 1991–2020

Natural hazardsHazard risk grade C

Natural hazards: high risk in Lutz, mostly hurricanes

Expected damage from storms and floods is higher here than in 64% of U.S. communities. Since 1979, 72 flood insurance claims have been paid out in Lutz. FEMA puts 37% of the town’s expected hazard losses down to hurricanes, and 31% to inland flooding. Also worth knowing: households in the town have drawn federal disaster aid in 11 declared disasters, most recently in 2024.

64risk score of 100
FEMA risk score
64High riskLowerHigher
HurricanesInland floodingTornadoes
72
paid flood claims since 1979
11
federal disasters paid out here

FEMA flood insurance claims · FEMA disaster declarations and aid · FEMA National Risk Index · OpenFEMA

OutdoorsB+

Lutz’s grade for the outdoors is a B+

6.1 miles of trail in 11 parks and preserves. The trail network density for Lutz comes to 0.2 miles per square mile.

#362for trails in FL
11%
conserved · 1,886 of 17,144 acres
6.1 mi
of trails · 0.2 per sq mi
Biggest places to walkTrailsAcres
1. Violet Cury Nature Preserve5.4 mi163
2. Cypress Creek—1,244
3. Wilson's Duck Haven0.1 mi61

Trails & parks © OpenStreetMap contributors · Conserved land: USGS PAD-US

Keep exploring

Everything we know about Lutz

18pages on Lutz
After high school

Colleges nearby

11 within 15 miles of the center of Lutz

A commuter town

95% of working residents leave Lutz for work

Where Lutz’s working residents go each day. Line width shows the share.

31% → Tampa Tampa 31% 4% → East Lake-Orient Park East Lake-Orient Park 4% 4% → University University 4% 3% → Town 'n' Country Town 'n' Country 3% 3% → St. Petersburg St. Petersburg 3% 2% → Lake Magdalene Lake Magdalene 2% Lutz · 5% stay
6,083jobs based in Lutz
5%of working residents work in town
13 mimedian commute distance

Census LEHD 2023

About Lutz

Unincorporated Community in Florida, United States

Lutz is an unincorporated community in Hillsborough County and Pasco County, Florida, United States, 15 miles (24 km) north of Tampa. As of the 2020 census, Lutz had a population of 23,707. While there is a census-designated area of Lutz, the community itself extends beyond those boundaries into other census-designated areas.

From Wikipedia, licensed CC BY-SA 4.0 · facts via Wikidata (CC0)

Area
27 sq mi
Elevation
69 ft
ZIP code
33548, 33549, 33558
Area code
813

Lutz’s neighbors

5 towns share a border with Lutz.

Explore the map →
How the neighbors grade
TownFL rankOverallCostSafetySchoolsHealth
Lutz#236C+D—C+A
Tampa#458C−DCC+B
Cheval#230C+D−—C+A
Lake Magdalene#322CD—C+B+
University#434C−B−—C+C−
Land O' Lakes#211C+D—BA−

Lutz, Cheval, Lake Magdalene, University and Land O' Lakes report no FBI crime data of their own. Compare Lutz with a neighbor →

Questions about Lutz

Short answers, built from the data on this page.

Is Lutz, FL a good place to live?

Lutz grades C+ overall, better than 42% of U.S. towns and #236 of 634 in Florida. It grades A for health and C+ for schools. Cost of living is its weak spot, with a D.