Living in Loughman, FL: what to set up and who to call
Loughman has no town government of its own, so Polk County runs its elections and most services, and its children attend Polk County School District. The nearest library is West Osceola Branch Library (Osceola Library System), 6.2 miles away.
I’m new in town
What to set up in Loughman, and who provides it. Tap an answer for the details and where they come from.
Power, water and internet
Who to call to start service at a new address in Loughman.
Power comes from Duke Energy
Duke Energy (Duke Energy Florida, LLC), an investor-owned utility, serves all of Loughman. Its homes paid an average of 18.4¢ per kWh in 2025, about $185 a month (its average across Florida).
Start or move service: progress-energy.com · (800) 700-8744
Service territory: HIFLD Electric Retail Service Territories (map dated Aug 2023). Prices and customers: EIA-861, 2025.
Water comes from Toho Water Authority Eastern
Toho Water Authority Eastern supplies Loughman: about 39% of residents live in its service area. Toho Water Authority Western serves another 17%. Sunlake Terrace Water Systems serves another 7%. About 39% of homes are outside any mapped community water system, most likely on private wells, which EPA doesn’t regulate. It draws ground water (EPA lists St. Cloud, City of (3 Wps) as seller) and serves 110,102 people in all.
No health-based violations reported to EPA in the five years to October 2026, like 86% of the 332 systems serving 100,001–250,000 people.
The latest lead result on file, the 90th percentile of homes sampled in Jan–Jun 2023, was 0.6 ppb, below the 15 ppb action level that applied. That’s lower than 65% of similar systems’ latest results.
The system’s full record: EPA ECHO report
EPA SDWIS via Envirofacts (violations pulled Oct 9, 2026) and ECHO (lead samples, 2026Q3); service area: EPA Community Water System Service Area Boundaries v3.0. Violations are counted by the start of their compliance period. FL3490751.
7 home internet providers serve Loughman
99% of 2,162 addresses can get 100/20 Mbps; 51% can get fiber.
| Provider | Technology | Addresses | Fastest (Mbps) |
|---|---|---|---|
| Spectrum | Cable, Fiber | 88% | 1,000/1,000 |
| Frontier | Fiber | 58% | 5,000/5,000 |
| Xfinity | Cable | 13% | 1,200/35 |
| Summit Broadband | Cable | 8% | 300/50 |
| Verizon | Fixed wireless | 60% | 300/20 |
| AT&T | Fixed wireless | 40% | 100/20 |
FCC National Broadband Map, as of December 2025. Availability as providers report it, not speeds people get.
We don’t have Loughman’s trash rules yet
Pickup rules, the dump and recycling in Loughman.
Where your child goes to school
Public school districts and the school path by grade.
Loughman is in Polk County School District.
DSchool gradeSee Schools →U.S. Department of Education, NCES Common Core of Data, 2024–25. Enrollment rules and registration are the district’s.
No town hall: the county runs things
Loughman is unincorporated, so Polk County is the local government.
Election office: FVAP local election office directory, updated May 2026; jurisdictions: EAC EAVS 2024. Registration rules and links: vote.gov, updated Nov 17, 2025.
Loughman spans 3 ZIP codes
ZIP codes where Loughman residents live, with the share of the town in each.
| ZIP | Post office name | Share of Loughman | ZIP’s residents in Loughman |
|---|---|---|---|
| 33896 | Davenport, FL | 87% | 24% |
| 33837 | Davenport, FL | 11% | 2% |
| 33858 | Loughman, FL | 2% | 100% |
Census 2020 ZIP Code Tabulation Areas, by census block; post office names: GeoNames (CC BY 4.0). ZIPs created since 2020 are missing.
Getting around, the ER and the library
One line each; the subject pages have the rest.
ER: CMS hospital data. Library: IMLS Public Libraries Survey, FY2024.
Questions about living in Loughman
Who supplies Loughman’s drinking water, and has it had violations?
Toho Water Authority Eastern (EPA ID FL3490751). It reported no health-based violations to EPA in the five years to October 2026; 86% of systems its size had none. Its latest lead 90th percentile was 0.6 ppb (Jan–Jun 2023), against a 15 ppb action level.
Who provides electricity in Loughman?
Duke Energy (Duke Energy Florida, LLC), an investor-owned utility. Its homes paid about 18.4¢ per kWh in 2025 (EIA).
What internet providers serve Loughman?
Spectrum, Frontier, Xfinity, Summit Broadband, Verizon, AT&T (FCC, as of December 2025).
What ZIP codes are in Loughman?
33896 (87%), 33837 (11%), 33858 (2%), by share of residents. Census 2020 ZIP Code Tabulation Areas.
What school district is Loughman in?
Polk County School District.
How do I register to vote in Loughman?
In Florida you can register online until 29 days before Election Day, in person until 29 days before Election Day, or by mail (postmarked 29 days before). Elections here are run by the Polk Supervisor of Elections. Check your registration at registration.elections.myflorida.com.
Sources & dates
Every answer above names its source. Here they are with their dates.
- Water: EPA SDWIS (Envirofacts, pulled Oct 9, 2026), ECHO SDWA 2026Q3, EPA CWS Service Area Boundaries v3.0.
- Power: HIFLD Electric Retail Service Territories (map Aug 2023); EIA-861 final 2025.
- Trash: OpenStreetMap, Geofabrik extract of Oct 9, 2026. © OpenStreetMap contributors (ODbL).
- ZIP codes: Census 2020 ZCTA relationship files; GeoNames postal codes (CC BY 4.0).
- Schools: NCES Common Core of Data, 2024–25.
- Registration: vote.gov, updated Nov 17, 2025 (read Oct 10, 2026). Official sites and area codes: Wikidata.
- Election office: FVAP local election office directory (fetched Oct 10, 2026; each record dated), EAC EAVS 2024 jurisdictions; registration and lookup links from vote.gov’s state data, checked Oct 10, 2026.
- Internet: FCC National Broadband Map, as of December 2025.