Photo: Don Ramey Logan · CC BY 4.0FEMA expects more hazard damage per building in Lantana than in 70% of U.S. towns, mostly from hurricanes
On FEMA’s National Risk Index, Lantana gets a C for hazard risk: higher expected damage per building than 70% of U.S. towns, #172 of 638 in Florida. Most of that expected damage is hurricanes (63%), then river and rain flooding (26%). Flood insurance has paid 88 claims here since 1978.
Graded on FEMA’s expected yearly building damage per dollar of building value (NRI v1.20, December 2025), weighted by where residents live; flood claims are shown, not graded. How hazard risk is graded
What stands out about Lantana’s natural hazards
From FEMA’s model and FEMA’s records, below.
What Lantana faces
Each hazard’s share of the building damage FEMA expects here, and how its rate compares with the rest of the country.
Hurricanes
River and rain flooding
Coastal flooding
Shares are of FEMA’s expected building damage, the measure the grade uses; ranks compare each hazard’s building-damage rate with all 85,154 U.S. census tracts. In FEMA’s terms, river and rain flooding is FEMA’s “Inland Flooding” (rivers and streams overflowing their banks, or rain overwhelming drainage). FEMA defines coastal flooding as high or rising tides and storm surge, so surge damage is counted there. Drought isn’t listed: FEMA counts its losses in crops only.
What’s behind Lantana’s grade
Hurricanes are 63% of the building damage FEMA expects in Lantana, and Lantana’s rate of hurricanes damage is in the top 6% of U.S. census tracts. Coastal flooding adds 9%, at a rate in the top 2% of U.S. census tracts.
C #172 of 638 in Florida; higher expected damage per building than 70% of U.S. towns (21,298).
Lantana’s residents live in 4 census tracts; FEMA’s figures are combined by where they live.
The typical Florida town has higher expected damage than 79% of U.S. towns; within the state, Lantana has less expected damage per building than 73% of Florida towns.
In dollars, FEMA expects about $3.0M a year in losses across Lantana: $2.6M to buildings, the rest to people and crops.
Does Lantana flood? Sometimes: 88 flood claims since 1978
Every paid claim on a federal flood insurance policy in Lantana, from FEMA’s records: 14.6 per 1,000 homes, more than 80% of the 13,809 U.S. towns with a flood insurance record.
- Hurricane Frances13 claims · $158K
- Hurricane Irene13 claims · $131K
- Hurricane Wilma3 claims · $145K
Lantana is in FEMA’s Community Rating System (class 8) for its flood-proofing work.
Insurance rates: Palm Beach County.14 federal disasters brought FEMA money to Lantana
Disasters that paid out in Lantana itself (aid to households or repair grants to the Town of Lantana), newest first, with that year’s flood claims.
- 2024Hurricane Milton79 households applied for aid$12K aid approved$5K to the Town of Lantana for repairs
- 2022Hurricane Nicole$105K to the Town of Lantana for repairs
- 2022Hurricane Ian172 households applied for aid$24K aid approved
- 2019Hurricane Dorian$36K to the Town of Lantana for repairs
- 2017Hurricane Irma3,147 households applied for aid$1.3M aid approved$195K to the Town of Lantana for repairs
- 2016Hurricane Matthew$13K to the Town of Lantana for repairs
Show all 14
- 2012Hurricane Isaac$3K to the Town of Lantana for repairs
- 2008Tropical Storm Fay$89K to the Town of Lantana for repairs
- 2005Hurricane Wilma2,250 households applied for aid$1.4M aid approved$772K to the Town of Lantana for repairs3 flood claims paid for it, $145K
- 2004Hurricane Jeanne1,031 households applied for aid$1.0M aid approved$230K to the Town of Lantana for repairs2 flood claims paid for it, $164K
- 2004Hurricane Ivan24 households applied for aid$2K aid approved
- 2004Hurricane Frances1,840 households applied for aid$1.8M aid approved$405K to the Town of Lantana for repairs13 flood claims paid for it, $158K
- 1999Fl-hurricane Irene-dr-req$38K to the Town of Lantana for repairs13 flood claims paid for it, $131K
- 1999Hurricane Floyd Major Disaster Declarations$9K to the Town of Lantana for repairs
Palm Beach County has had 29 natural disasters declared by the President since 1953, most often hurricanes and tropical storms, then winter storms. Not counted: the 2005 Hurricane Katrina evacuee emergency, which covered counties that took in evacuees.
Also 1 FEMA wildfire suppression grant (Fire Management Assistance, not a disaster declaration) for fires in Palm Beach County, 1999–1999.
Old photos of Lantana after a storm or flood belong in the town’s history. Add one, or share what you remember below.
Add to the Lantana archive →Lantana and its neighbors
Lantana is 3rd of the 6 graded towns here, from least expected damage per building to most. Tap a town to see its hazards.
| Town | Hazard risk | Mostly (buildings) | Flood claims |
|---|---|---|---|
| Lake Worth Beach | C+more damage than 65% | hurricanes | 118 |
| San Castle | Cmore damage than 69% | hurricanes | 16 |
| Lantana | Cmore damage than 70% | hurricanes | 88 |
| Hypoluxo | C−more damage than 79% | hurricanes | 5 |
| South Palm Beach | C−more damage than 81% | hurricanes | 31 |
| Palm Beach | C−more damage than 81% | hurricanes | 679 |
| Manalapan | — | 353 residents; we grade 1,000+ | |
Hazard risk = FEMA’s expected yearly building damage per dollar of building value, vs. the 21,298 U.S. towns we grade; the map is shaded by fifths of the same scale. Flood claims = paid federal flood insurance claims on record.
Get ready for what Lantana faces
A short kit for the hazards that drive the building damage here, what to check before you buy, and where neighbors get alerts.
- The season runs June through November and peaks from mid-August to mid-October.
- Bring in porch furniture and anything the wind can throw.
- Fill the gas tank and charge phones before the storm arrives.
- Turn around at flooded roads: a foot of moving water can carry off a car.
- Flood insurance usually takes 30 days to start, so buy it before the forecast.
- Keep papers and medicines up high, in a grab-and-go bag.
- Know your evacuation zone and the way off the coast.
- Storm surge comes fast: leave when you’re told, not when the water arrives.
- Move cars to high ground before king tides and nor’easters.
- Look up the address on FEMA’s flood map.
- Ask the seller or landlord whether it has ever flooded, and what flood insurance costs there.
- Get a flood insurance quote early: policies usually start 30 days after you buy.
- Lantana residents get 10% off flood insurance.
Know where neighbors sign up for alerts? Add it to the Handbook so everyone has it.
Questions about natural hazards in Lantana
Is Lantana at risk for natural disasters?
On FEMA’s National Risk Index, Lantana has higher expected damage per building than 70% of U.S. towns: C for hazard risk, #172 of 638 in Florida. Most of the expected damage is hurricanes (63%) and river and rain flooding (26%). This is FEMA’s model of an average year for today’s buildings, not a forecast.
Does Lantana flood?
Flood insurance has paid 88 claims in Lantana since 1978, $1.7M in all, or 14.6 per 1,000 homes, more than 80% of U.S. towns with a flood insurance record. 7 properties have flooded more than once. The most claims came from Hurricane Frances (13).
Is Lantana in a flood zone?
Flood zones are drawn street by street, so the answer depends on the address: look it up on FEMA’s flood map. In Palm Beach County, 43% of homes in mapped flood zones carry federal flood insurance, and 13.0% of all homes do.
How much is flood insurance in Lantana?
Lantana is in FEMA’s Community Rating System (class 8), which takes 10% off federal flood insurance policies for its flood-proofing work. Premiums depend on the building; policies usually start 30 days after you buy, so get a quote early.
What was the biggest storm in Lantana?
By FEMA money that reached Lantana, Hurricane Wilma (2005): 2,250 households applied for aid, $1.4M approved, and $772K to the Town of Lantana for repairs. By flood claims, Hurricane Frances: 13 paid, $158K.
Is Lantana at risk from hurricanes?
It is the largest share of the building damage FEMA expects here (63%), and Lantana’s rate for it is in the top 6% of U.S. census tracts.
Storm stories
Memories, warnings and help from neighbors in Lantana.
Sources: FEMA National Risk Index v1.20 (December 2025), census-tract table, combined by where Lantana’s residents lived in the 2020 census; OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Homes: Census ACS 2020–24. Preparedness tips: Ready.gov. FEMA’s model is an average of expected damage, not a forecast. How hazard risk is graded.