Photo: Craig Talbert · CC BY 2.0FEMA expects more hazard damage per building in Juno Beach than in 64% of U.S. towns, mostly from hurricanes
On FEMA’s National Risk Index, Juno Beach gets a C+ for hazard risk: higher expected damage per building than 64% of U.S. towns, #103 of 638 in Florida. Most of that expected damage is hurricanes (64%), then river and rain flooding (28%). Flood insurance has paid 23 claims here since 1993.
Graded on FEMA’s expected yearly building damage per dollar of building value (NRI v1.20, December 2025), weighted by where residents live; flood claims are shown, not graded. How hazard risk is graded
What stands out about Juno Beach’s natural hazards
From FEMA’s model and FEMA’s records, below.
What Juno Beach faces
Each hazard’s share of the building damage FEMA expects here, and how its rate compares with the rest of the country.
Hurricanes
River and rain flooding
Shares are of FEMA’s expected building damage, the measure the grade uses; ranks compare each hazard’s building-damage rate with all 85,154 U.S. census tracts. In FEMA’s terms, river and rain flooding is FEMA’s “Inland Flooding” (rivers and streams overflowing their banks, or rain overwhelming drainage). FEMA defines coastal flooding as high or rising tides and storm surge, so surge damage is counted there. Drought isn’t listed: FEMA counts its losses in crops only.
What’s behind Juno Beach’s grade
Hurricanes are 64% of the building damage FEMA expects in Juno Beach, and Juno Beach’s rate of hurricanes damage is in the top 7% of U.S. census tracts. Coastal flooding adds 4%, at a rate in the top 3% of U.S. census tracts.
C+ #103 of 638 in Florida; higher expected damage per building than 64% of U.S. towns (21,298).
Juno Beach’s residents live in 2 census tracts; FEMA’s figures are combined by where they live.
The typical Florida town has higher expected damage than 79% of U.S. towns; within the state, Juno Beach has less expected damage per building than 84% of Florida towns.
In dollars, FEMA expects about $1.4M a year in losses across Juno Beach: $1.3M to buildings, the rest to people and crops.
Does Juno Beach flood? Sometimes: 23 flood claims since 1993
Every paid claim on a federal flood insurance policy in Juno Beach, from FEMA’s records: 6.3 per 1,000 homes, more than 65% of the 13,809 U.S. towns with a flood insurance record.
- Hurricane Irene2 claims · $10K
- Hurricane Jeanne1 claim · $20K
- Tropical Storm Fay1 claim · $19K
Juno Beach is in FEMA’s Community Rating System (class 6) for its flood-proofing work.
Insurance rates: Palm Beach County.8 federal disasters brought FEMA money to Juno Beach
Disasters that paid out in Juno Beach itself (aid to households or repair grants to the Town of Juno Beach), newest first, with that year’s flood claims.
- 2019Hurricane Dorian$11K to the Town of Juno Beach for repairs
- 2017Hurricane Irma63 households applied for aid$12K aid approved$111K to the Town of Juno Beach for repairs1 flood claim paid for it, $253K
- 2016Hurricane Matthew$23K to the Town of Juno Beach for repairs
- 2005Hurricane Wilma86 households applied for aid$29K aid approved$79K to the Town of Juno Beach for repairs1 flood claim paid for it, $10K
- 2004Hurricane Jeanne151 households applied for aid$156K aid approved$26K to the Town of Juno Beach for repairs1 flood claim paid for it, $20K
- 2004Hurricane Frances168 households applied for aid$197K aid approved$177K to the Town of Juno Beach for repairs
Show all 8
- 1999Fl-hurricane Irene-dr-req$6K to the Town of Juno Beach for repairs2 flood claims paid for it, $10K
- 1999Hurricane Floyd Major Disaster Declarations$3K to the Town of Juno Beach for repairs
Palm Beach County has had 29 natural disasters declared by the President since 1953, most often hurricanes and tropical storms, then winter storms. Not counted: the 2005 Hurricane Katrina evacuee emergency, which covered counties that took in evacuees.
Also 1 FEMA wildfire suppression grant (Fire Management Assistance, not a disaster declaration) for fires in Palm Beach County, 1999–1999.
Old photos of Juno Beach after a storm or flood belong in the town’s history. Add one, or share what you remember below.
Add to the Juno Beach archive →Juno Beach and its neighbors
Juno Beach has the lowest expected damage per building of the 2 graded towns here. Tap a town to see its hazards.
| Town | Hazard risk | Mostly (buildings) | Flood claims |
|---|---|---|---|
| Juno Beach | C+more damage than 64% | hurricanes | 23 |
| Jupiter | Cmore damage than 67% | hurricanes | 227 |
Hazard risk = FEMA’s expected yearly building damage per dollar of building value, vs. the 21,298 U.S. towns we grade; the map is shaded by fifths of the same scale. Flood claims = paid federal flood insurance claims on record.
Get ready for what Juno Beach faces
A short kit for the hazards that drive the building damage here, what to check before you buy, and where neighbors get alerts.
- The season runs June through November and peaks from mid-August to mid-October.
- Bring in porch furniture and anything the wind can throw.
- Fill the gas tank and charge phones before the storm arrives.
- Turn around at flooded roads: a foot of moving water can carry off a car.
- Flood insurance usually takes 30 days to start, so buy it before the forecast.
- Keep papers and medicines up high, in a grab-and-go bag.
- Look up the address on FEMA’s flood map.
- Ask the seller or landlord whether it has ever flooded, and what flood insurance costs there.
- Get a flood insurance quote early: policies usually start 30 days after you buy.
- Juno Beach residents get 20% off flood insurance.
Know where neighbors sign up for alerts? Add it to the Handbook so everyone has it.
Questions about natural hazards in Juno Beach
Is Juno Beach at risk for natural disasters?
On FEMA’s National Risk Index, Juno Beach has higher expected damage per building than 64% of U.S. towns: C+ for hazard risk, #103 of 638 in Florida. Most of the expected damage is hurricanes (64%) and river and rain flooding (28%). This is FEMA’s model of an average year for today’s buildings, not a forecast.
Does Juno Beach flood?
Flood insurance has paid 23 claims in Juno Beach since 1993, $567K in all, or 6.3 per 1,000 homes, more than 65% of U.S. towns with a flood insurance record. 4 properties have flooded more than once. The most claims came from Hurricane Irene (2).
Is Juno Beach in a flood zone?
Flood zones are drawn street by street, so the answer depends on the address: look it up on FEMA’s flood map. In Palm Beach County, 43% of homes in mapped flood zones carry federal flood insurance, and 13.0% of all homes do.
How much is flood insurance in Juno Beach?
Juno Beach is in FEMA’s Community Rating System (class 6), which takes 20% off federal flood insurance policies for its flood-proofing work. Premiums depend on the building; policies usually start 30 days after you buy, so get a quote early.
What was the biggest storm in Juno Beach?
By FEMA money that reached Juno Beach, Hurricane Frances (2004): 168 households applied for aid, $197K approved, and $177K to the Town of Juno Beach for repairs. By flood claims, Hurricane Irene: 2 paid, $10K.
Is Juno Beach at risk from hurricanes?
It is the largest share of the building damage FEMA expects here (64%), and Juno Beach’s rate for it is in the top 7% of U.S. census tracts.
Storm stories
Memories, warnings and help from neighbors in Juno Beach.
Sources: FEMA National Risk Index v1.20 (December 2025), census-tract table, combined by where Juno Beach’s residents lived in the 2020 census; OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Homes: Census ACS 2020–24. Preparedness tips: Ready.gov. FEMA’s model is an average of expected damage, not a forecast. How hazard risk is graded.