Photo: Ebyabe · CC BY 2.5FEMA expects more hazard damage per building in Inglis than in 84% of U.S. towns, led by hurricanes
On FEMA’s National Risk Index, Inglis gets a C− for hazard risk: higher expected damage per building than 84% of U.S. towns. Most of that expected damage is hurricanes (44%), then river and rain flooding (30%). Flood insurance has paid 52 claims here since 1988.
Graded on FEMA’s expected yearly building damage per dollar of building value (NRI v1.20, December 2025), weighted by where residents live; flood claims are shown, not graded. How hazard risk is graded
What stands out about Inglis’ natural hazards
From FEMA’s model and FEMA’s records, below.
What Inglis faces
Each hazard’s share of the building damage FEMA expects here, and how its rate compares with the rest of the country.
Hurricanes
River and rain flooding
Coastal flooding
Wildfire
Shares are of FEMA’s expected building damage, the measure the grade uses; ranks compare each hazard’s building-damage rate with all 85,154 U.S. census tracts. In FEMA’s terms, river and rain flooding is FEMA’s “Inland Flooding” (rivers and streams overflowing their banks, or rain overwhelming drainage). FEMA defines coastal flooding as high or rising tides and storm surge, so surge damage is counted there. Drought isn’t listed: FEMA counts its losses in crops only.
What’s behind Inglis’ grade
Hurricanes are 44% of the building damage FEMA expects in Inglis, and Inglis’ rate of hurricanes damage is in the top 7% of U.S. census tracts. Coastal flooding adds 12%, at a rate in the top 1% of U.S. census tracts.
C− higher expected damage per building than 84% of U.S. towns (21,298).
All of Inglis’ residents live in one census tract; the figures are that tract’s.
In dollars, FEMA expects about $580K a year in losses across Inglis: $454K to buildings, the rest to people and crops.
Does Inglis flood? Sometimes: 52 flood claims since 1988
Every paid claim on a federal flood insurance policy in Inglis, from FEMA’s records: 53.1 per 1,000 homes, more than 93% of the 13,809 U.S. towns with a flood insurance record.
- Hurricane Helene18 claims · $1.4M
- Hurricane Idalia7 claims · $417K
- The Blizzard of 19935 claims · $221K
Inglis isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Levy County.10 federal disasters brought FEMA money to Inglis
Disasters that paid out in Inglis itself (aid to households or repair grants to the Town of Inglis), newest first, with that year’s flood claims.
- 2024Hurricane Milton51 households applied for aid$75K aid approved
- 2024Hurricane Helene345 households applied for aid$1.5M aid approved18 flood claims paid for it, $1.4M
- 2024Hurricane Debby81 households applied for aid$137K aid approved
- 2023Hurricane Idalia166 households applied for aid$363K aid approved7 flood claims paid for it, $417K
- 2017Hurricane Irma179 households applied for aid$35K aid approved$23K to the Town of Inglis for repairs
- 2016Hurricane Hermine37 households applied for aid$58K aid approved$25K to the Town of Inglis for repairs4 flood claims paid for it, $233K
Show all 10
- 2004Hurricane Jeanne110 households applied for aid$147K aid approved$4K to the Town of Inglis for repairs
- 2004Hurricane Frances206 households applied for aid$296K aid approved$47K to the Town of Inglis for repairs3 flood claims paid for it, $41K
- 2004Tropical Storm Bonnie and Hurricane Charley10 households applied for aid$21K aid approved
- 2003Severe Storms and Flooding$1K to the Town of Inglis for repairs2 flood claims paid that year
Levy County has had 31 natural disasters declared by the President since 1953, most often hurricanes and tropical storms, then severe storms. Not counted: the 2005 Hurricane Katrina evacuee emergency, which covered counties that took in evacuees.
Also 3 FEMA wildfire suppression grants (Fire Management Assistance, not a disaster declaration) for fires in Levy County, 1999–2026.
Old photos of Inglis after a storm or flood belong in the town’s history. Add one, or share what you remember below.
Add to the Inglis archive →Inglis and its neighbors
Inglis has the lowest expected damage per building of the 1 graded towns here. Tap a town to see its hazards.
| Town | Hazard risk | Mostly (buildings) | Flood claims |
|---|---|---|---|
| Inglis | C−more damage than 84% | hurricanes | 52 |
| Yankeetown | — | 675 residents; we grade 1,000+ | |
Hazard risk = FEMA’s expected yearly building damage per dollar of building value, vs. the 21,298 U.S. towns we grade; the map is shaded by fifths of the same scale. Flood claims = paid federal flood insurance claims on record.
Get ready for what Inglis faces
A short kit for the hazards that drive the building damage here, what to check before you buy, and where neighbors get alerts.
- The season runs June through November and peaks from mid-August to mid-October.
- Bring in porch furniture and anything the wind can throw.
- Fill the gas tank and charge phones before the storm arrives.
- Turn around at flooded roads: a foot of moving water can carry off a car.
- Flood insurance usually takes 30 days to start, so buy it before the forecast.
- Keep papers and medicines up high, in a grab-and-go bag.
- Know your evacuation zone and the way off the coast.
- Storm surge comes fast: leave when you’re told, not when the water arrives.
- Move cars to high ground before king tides and nor’easters.
- Clear dead leaves and brush within 5 feet of the house.
- Sign up for local alerts and know two ways out.
- Keep N95 masks for smoky days.
- Look up the address on FEMA’s flood map.
- Ask the seller or landlord whether it has ever flooded, and what flood insurance costs there.
- Get a flood insurance quote early: policies usually start 30 days after you buy.
Know where neighbors sign up for alerts? Add it to the Handbook so everyone has it.
Questions about natural hazards in Inglis
Is Inglis at risk for natural disasters?
On FEMA’s National Risk Index, Inglis has higher expected damage per building than 84% of U.S. towns: C− for hazard risk. Most of the expected damage is hurricanes (44%) and river and rain flooding (30%). The figures are for the one census tract the town shares with its neighbors. This is FEMA’s model of an average year for today’s buildings, not a forecast.
Does Inglis flood?
Flood insurance has paid 52 claims in Inglis since 1988, $2.5M in all, or 53.1 per 1,000 homes, more than 93% of U.S. towns with a flood insurance record. 9 properties have flooded more than once. The most claims came from Hurricane Helene (18).
Is Inglis in a flood zone?
Flood zones are drawn street by street, so the answer depends on the address: look it up on FEMA’s flood map. In Levy County, 29% of homes in mapped flood zones carry federal flood insurance, and 4.3% of all homes do.
How much is flood insurance in Inglis?
FEMA’s Community Rating System list shows no discount for Inglis’ flood program. Premiums depend on the building; policies usually start 30 days after you buy, so get a quote early.
What was the biggest storm in Inglis?
By FEMA money that reached Inglis, Hurricane Helene (2024): 345 households applied for aid, $1.5M approved. By flood claims, Hurricane Helene: 18 paid, $1.4M.
Is Inglis at risk from hurricanes?
It is the largest share of the building damage FEMA expects here (44%), and Inglis’ rate for it is in the top 7% of U.S. census tracts.
Storm stories
Memories, warnings and help from neighbors in Inglis.
Sources: FEMA National Risk Index v1.20 (December 2025), census-tract table, combined by where Inglis’ residents lived in the 2020 census; OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Homes: Census ACS 2020–24. Preparedness tips: Ready.gov. FEMA’s model is an average of expected damage, not a forecast. How hazard risk is graded.