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Florida›Manatee County

Holmes BeachFL

A town of 3,027, settled in 1892.

What should you know before moving to Holmes Beach?

FEMA rates its natural-hazard risk higher than 99% of U.S. communities, with coastal flooding at the top. Overall it grades C+, ranked 263rd of 634 in Florida. Residents are healthier than 83% of U.S. towns on CDC estimates and it is easier to get around on foot or by transit than 97% of U.S. towns. Its weakest subject is cost of living: the typical home is worth about $1.0 million, 12.4 years of the North Port metro’s $81K median household income. 63% of adults 25 and older hold a bachelor’s degree or more in Holmes Beach, above both the Florida town median (31%) and the median of U.S. towns (29%).

What makes Holmes Beach stand out

Where Holmes Beach beats most towns, and one thing worth knowing.

By the sea

Holmes Beach lives by the ocean

Coastal flooding makes up 66% of the storm damage FEMA expects here.

30.9% of homes are seasonal or vacation homes, so the town is fuller in summer than its census count suggests.

66%of expected storm damage is coastal flooding
100thpercentile for coastal flood risk nationally
1,879paid flood-insurance claims since 1979
11storm & flood disasters paid out here
On the water

FEMA National Risk Index · OpenFEMA · OpenStreetMap

How Holmes Beach grades

Each subject compared with towns across the country (schools within Florida), ordered by how far Holmes Beach is from typical.

How grading works

Its grades run from A+ for walkability (better than 97% of comparable towns) to D− for hazard risk (better than 1%), so the C+ overall blends very different results.

Character Graded, but not part of the overall grade.
Described, not graded Taste, not quality: snow or an older crowd is neither good nor bad.

How TownRatings grades towns →

Holmes Beach signs cropped
Holmes Beach signs cropped, 2012
Holmes Beach’s story

134 years in pictures

Census counts: 137 in 1950, a peak of 4,966 in 2000, 3,010 in 2020. The archive holds 6 old photos and papers going back to 2012 and 3 maps from 1944 on.

  • 1892Holmes Beach is settled
Explore the history →
Nearby attractions

Anna Maria Island and 52 more within 40 miles

Museums, parks, gardens and other places to visit around Holmes Beach. Close and well known come first.

All 70 attractions →
Sources: National Park Service · ski areas © OpenSkiMap / OpenStreetMap contributors · Wikidata · Wikipedia readership · photos via Wikimedia Commons
Photo credits

Anna Maria Island: Bfpage at English Wikipedia, CC BY 3.0 · Tropicana Field: EaglesFanInTampa, CC BY-SA 3.0 · Raymond James Stadium: NASA, Public domain · Benchmark International Arena: Miosotis Jade, CC BY-SA 4.0 · Fort De Soto Park: Christopher Hollis, Public domain · John and Mable Ringling Museum of Art: Taty2007, CC BY 3.0

Getting set up

Moving to Holmes Beach: who provides what

Who provides power, water and the rest in Holmes Beach, and how to reach them.

The full setup list →
PowerFPL14.6¢/kWh · EIA 2025HIFLD · EIA
WaterManatee County Utilities DeptNo health-based violations in 5 years · EPAEPA
Internet5 providers99% of addresses get 100/20 MbpsFCC
Trash & dumpNot on file yetWe don’t have Holmes Beach’s trash rules yet
SchoolsManatee County School DistrictWhich school depends on your addressNCES
Register to voteOnlineIn Florida you can register online until 29 days before Election Day, in person until 29 days before Election Day, or by mail (postmarked 29 days before).vote.gov
Who runs elections hereManatee Supervisor of ElectionsManatee County; contacts on the Handbook page.FVAP, Nov 2023
ZIP codes34217, 3421634217 97% · 34216 3%Census 2020

EPA SDWIS (Oct 9, 2026) · HIFLD + EIA-861 2025 · Census 2020 ZCTAs · NCES 2024–25 · registration: vote.gov, updated Nov 17, 2025.

The data

Ordered by what stands out in Holmes Beach.

Holmes Beach draws workers from Bradenton and beyond, fares better on crime within Florida than nationally and has milder winter nights than nearly all U.S. towns.

HousingCost of living grade D−

Holmes Beach earns a D− for cost of living

At 12.4 years of the North Port metro’s $81K median household income, the typical home (about $1.01M) costs more against local pay than in 98% of Florida towns; that ratio is one input to its D− for cost of living. The typical value, about $1.01M, is 24% below its August 2022 peak.

89% of Holmes Beach households own their home. Typical home values rose 5.2% in the year to September 2026. The median rent in Holmes Beach is $1,771 a month.

$1.01MZillow home value
Holmes BeachFlorida townsU.S. towns
Households that own their home89%72%73%
Median rent$1,771 a month$1,647 a month$1,185 a month

Typical home value

Holmes Beach$1.01M
Florida$375K
Market temperature
Buyer’s marketA buyer's marketBuyer’sSeller’s
87
days on market
95.7%
sale-to-list price
+5.2%
value change, 1 year
20
homes sold in May

Census ACS, 2020–24 · Zillow Home Value Index · Redfin Data Center

SchoolsC+

Holmes Beach’s public schools trail 62% of Florida districts

Its public schools are run by the Manatee school district. Its one school is below.

38%of FL districts it outscoresC+School Grade
SchoolLevelStudentsLetter
Anna Maria Elementary SchoolLargest public elementary schoolGrades PK–5Grades PK–5190A

NCES · EDFacts · graded within FL on state tests and graduation

Work & commuteJobs & income grade B

About one in eight working residents works right in Holmes Beach

1,681 jobs are based in Holmes Beach, 1.8 for every working resident, so most of the people who work here commute in.

Most working residents leave Holmes Beach for work: only 12% work in town. Jobs based in Holmes Beach grew to 1,681 in 2023, 211 more than in 2013. Holmes Beach’s average trip to work is 29 minutes.

12%work in town
Holmes BeachFlorida townsU.S. towns
Working residents who work in town12%5%8%
Average trip to work29 minutes27 minutes25 minutes
Below the poverty line7.7%11%9.6%

Where working residents work

In Holmes Beach12%
Bradenton8%
Anna Maria6%
Sarasota4%
St. Petersburg3%
19 mi
median commute distance
1,681
jobs based in Holmes Beach
A job hub
jobs vs. working residents
A+
Walkability grade: more walkable than 97% of U.S. towns

Census LEHD 2023 · ACS

Natural hazardsHazard risk grade D−

Compared with most of Florida and the rest of the country, the FEMA risk score in Holmes Beach is higher

1,879 flood insurance claims have been filed here, and 111 properties have flooded more than once.

Since 1979, 1,879 flood insurance claims have been paid out in Holmes Beach. Among 638 Florida towns, just 1 have a higher FEMA risk score than Holmes Beach.

99risk score of 100
FEMA risk score
99Very high riskLowerHigher
Coastal floodingHurricanesInland flooding
1,879
paid flood claims since 1979
11
federal disasters paid out here

FEMA flood insurance claims · FEMA National Risk Index · OpenFEMA

HealthA−

Holmes Beach stands out in Florida and nationally, with fewer of its adults who worry about having enough food

5.6% of adults worry about having enough food in Holmes Beach. Holmes Beach beats the Florida average on 18 of 31 CDC measures and trails it on 5. 11% of adults report frequent mental distress in Holmes Beach.

83%healthier than U.S. townsA−Health Grade
Holmes BeachFlorida townsU.S. towns
Frequent mental distress (CDC PLACES)11%16%17%
Yearly checkup (CDC PLACES)86%79%79%
Binge drink (CDC PLACES)11%15%16%
High blood pressure (CDC PLACES)44%37%35%
31 measures vs. Florida
18 better8 too close to call5 worse
What stands outHolmes BeachFL
Fewer adults facing housing insecurity4.5%13.9%
Fewer adults facing food insecurity5.6%16.8%
More adults who have had cancer17.4%9.1%
HCA Florida Blake Hospital
6.1 mi away · emergency room
1 of 3
care shortages: mental health
83rd
percentile among FL towns

CDC PLACES 2025 · modeled estimates for adults · CMS · HRSA

Climate

Mild winters and hot summers in Holmes Beach

January nights average 52.6°, milder than in 99% of U.S. towns; July afternoons average 91.1°.

Holmes Beach has warm winters and warm summers, with plenty of rain. Snow is almost unheard of.

91°summer high
Holmes BeachFlorida townsU.S. towns
January low53°F51°F22°F
July high91°F91°F85°F

Typical low → high °F

Winter55–72°
Spring65–82°
Summer76–91°
Fall68–84°
+1.4°
vs. the 20th-century average
91°
typical summer high

NOAA U.S. Climate Normals, 1991–2020

SafetyB

Less crime per resident in Holmes Beach than in 59% of U.S. towns

At 15.1 crimes per 1,000 residents a year, it reports less crime than 76% of Florida’s graded towns.

59%of U.S. towns report more crimeBSafety Grade

Violent crime per 1,000 residents

Holmes Beach1.3
Florida2.5
U.S.3.3

Property crime per 1,000 residents

Holmes Beach7.5
Florida10.7
U.S.15.5
59th
percentile among U.S. towns we grade
76th
percentile among FL towns
4
violent crimes reported in 2025
23
property crimes reported in 2025

FBI crime data, 2025 · crimes reported to police

OutdoorsB+

4.8% of Holmes Beach is conserved land

0.5 miles of trail in 2 parks and preserves.

4.8%conserved
Holmes BeachFlorida townsU.S. towns
Miles of trail per square mile0.3 miles per square mile0.40.4
Conserved land4.8%3%4.3%
4.8%
conserved · 59 of 1,221 acres
0.5 mi
of trails · 0.3 per sq mi
Biggest places to walkTrailsAcres
1. Manatee Ave Boat Ramp and Park—6
2. Manatee Beach Park0.1 mi4

Trails & parks © OpenStreetMap contributors · Conserved land: USGS PAD-US

Keep exploring

Everything we know about Holmes Beach

19pages on Holmes Beach
After high school

Colleges nearby

6 within 15 miles of the center of Holmes Beach

A shrinking town

Holmes Beach has shrunk 21% since 2010

3,836 counted in 2010 and 3,010 in 2020; an estimated 3,027 in 2025.

3,8362010
3,0102020
3,0272025 est.

U.S. Census 2010 & 2020 counts · Census Bureau estimate, July 1, 2025

About Holmes Beach

City in Florida, United States

Official town website ↗

Holmes Beach is a city on Anna Maria Island in Manatee County, Florida, United States. As of the 2020 census, it had a population of 3,010, down from 3,836 at the 2010 census. It is part of the North Port-Bradenton-Sarasota, Florida Metropolitan Statistical Area.

From Wikipedia, licensed CC BY-SA 4.0 · facts via Wikidata (CC0)

Established
1892
Area
1.9 sq mi
Elevation
3 ft
ZIP code
34218
Area code
941

Holmes Beach’s neighbors

2 towns share a border with Holmes Beach.

Explore the map →
How the neighbors grade
TownFL rankOverallCostSafetySchoolsHealth
Holmes Beach#263C+D−BC+A−
Anna Maria——D−—C+A−
Bradenton Beach——————

Anna Maria has fewer than 2,500 residents, so it gets subject grades but no overall grade. Anna Maria reports no FBI crime data of its own. Bradenton Beach isn’t graded (fewer than 1,000 residents, or not enough data). Compare Holmes Beach with a neighbor →

Questions about Holmes Beach

Short answers, built from the data on this page.

Is Holmes Beach, FL a good place to live?

Holmes Beach grades C+ overall, better than 39% of U.S. towns and #263 of 634 in Florida. It grades A− for health, B for safety and C+ for schools. Hazard risk is its weak spot, with a D−.

Is Holmes Beach, FL expensive?

Yes. Cost of living, which also weighs rents, property taxes and how many households pay 30% or more of their income for housing, grades D−.