For strong wind, Edgewood’s building-damage rate is in the top 2% of U.S. census tracts
On FEMA’s National Risk Index, Edgewood gets a C+ for hazard risk: higher expected damage per building than 64% of U.S. towns, #114 of 638 in Florida. Most of that expected damage is river and rain flooding (64%), then hurricanes (20%). FEMA’s files show no paid flood insurance claims here.
Graded on FEMA’s expected yearly building damage per dollar of building value (NRI v1.20, December 2025), weighted by where residents live; flood claims are shown, not graded. How hazard risk is graded
What Edgewood faces
Each hazard’s share of the building damage FEMA expects here, and how its rate compares with the rest of the country.
River and rain flooding
Hurricanes
Strong wind
Tornadoes
Shares are of FEMA’s expected building damage, the measure the grade uses; ranks compare each hazard’s building-damage rate with all 85,154 U.S. census tracts. In FEMA’s terms, river and rain flooding is FEMA’s “Inland Flooding” (rivers and streams overflowing their banks, or rain overwhelming drainage). FEMA defines coastal flooding as high or rising tides and storm surge, so surge damage is counted there. Drought isn’t listed: FEMA counts its losses in crops only.
What’s behind Edgewood’s grade
River and rain flooding is 64% of the building damage FEMA expects in Edgewood, and Edgewood’s rate of river and rain flooding damage is higher than 62% of U.S. census tracts. Strong wind adds 8%, at a rate in the top 2% of U.S. census tracts.
C+ #114 of 638 in Florida; higher expected damage per building than 64% of U.S. towns (21,298).
Edgewood’s residents live in 4 census tracts; FEMA’s figures are combined by where they live.
The typical Florida town has higher expected damage than 79% of U.S. towns; within the state, Edgewood has less expected damage per building than 82% of Florida towns.
In dollars, FEMA expects about $830K a year in losses across Edgewood: $672K to buildings, the rest to people and crops.
Does Edgewood flood? No paid flood claims on record
FEMA’s records show no paid flood insurance claims in Edgewood. That’s not a promise: most homes don’t carry flood insurance, so small floods go unrecorded.
Edgewood isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Orange County.6 federal disasters brought FEMA money to Edgewood
Disasters that paid out in Edgewood itself (aid to households or repair grants to the City of Edgewood), newest first, with that year’s flood claims.
- 2024Hurricane Milton4 households applied for aid$1K aid approved$182K to the City of Edgewood for repairs
- 2022Hurricane Ian9 households applied for aid$2K aid approved$164K to the City of Edgewood for repairs
- 2017Hurricane Irma39 households applied for aid$4K aid approved$214K to the City of Edgewood for repairs
- 2004Hurricane Jeanne$93K to the City of Edgewood for repairs
- 2004Hurricane Frances1 households applied for aid$888 aid approved$211K to the City of Edgewood for repairs
- 2004Tropical Storm Bonnie and Hurricane Charley8 households applied for aid$3K aid approved$670K to the City of Edgewood for repairs
Orange County has had 25 natural disasters declared by the President since 1953, most often hurricanes and tropical storms, then winter storms. Not counted: the 2005 Hurricane Katrina evacuee emergency, which covered counties that took in evacuees.
Also 3 FEMA wildfire suppression grants (Fire Management Assistance, not a disaster declaration) for fires in Orange County, 1999–2001.
Old photos of Edgewood after a storm or flood belong in the town’s history. Add one, or share what you remember below.
Add to the Edgewood archive →Edgewood and its neighbors
Edgewood is 5th of the 5 graded towns here, from least expected damage per building to most. Tap a town to see its hazards.
| Town | Hazard risk | Mostly (buildings) | Flood claims |
|---|---|---|---|
| Pine Castle | Bless damage than 56% | river and rain flooding | 28 |
| Holden Lakes | B−more damage than 50% | river and rain flooding | 3 |
| Belle Isle | C+more damage than 58% | river and rain flooding | 5 |
| Orlando | C+more damage than 60% | river and rain flooding | 312 |
| Edgewood | C+more damage than 64% | river and rain flooding | 0 |
Hazard risk = FEMA’s expected yearly building damage per dollar of building value, vs. the 21,298 U.S. towns we grade; the map is shaded by fifths of the same scale. Flood claims = paid federal flood insurance claims on record.
Get ready for what Edgewood faces
A short kit for the hazards that drive the building damage here, what to check before you buy, and where neighbors get alerts.
- Turn around at flooded roads: a foot of moving water can carry off a car.
- Flood insurance usually takes 30 days to start, so buy it before the forecast.
- Keep papers and medicines up high, in a grab-and-go bag.
- The season runs June through November and peaks from mid-August to mid-October.
- Bring in porch furniture and anything the wind can throw.
- Fill the gas tank and charge phones before the storm arrives.
- Trim dead limbs over the house and driveway.
- Tie down trash cans and outdoor furniture.
- Stay clear of downed lines and call the utility.
- Pick your spot now: the lowest floor, an inside room, no windows.
- A watch means be ready; a warning means take cover now.
- Keep shoes and a flashlight by the bed.
- Look up the address on FEMA’s flood map.
- Ask the seller or landlord whether it has ever flooded, and what flood insurance costs there.
- Get a flood insurance quote early: policies usually start 30 days after you buy.
Know where neighbors sign up for alerts? Add it to the Handbook so everyone has it.
Questions about natural hazards in Edgewood
Is Edgewood at risk for natural disasters?
On FEMA’s National Risk Index, Edgewood has higher expected damage per building than 64% of U.S. towns: C+ for hazard risk, #114 of 638 in Florida. Most of the expected damage is river and rain flooding (64%) and hurricanes (20%). This is FEMA’s model of an average year for today’s buildings, not a forecast.
Is Edgewood in a flood zone?
Flood zones are drawn street by street, so the answer depends on the address: look it up on FEMA’s flood map. In Orange County, 44% of homes in mapped flood zones carry federal flood insurance, and 3.3% of all homes do.
How much is flood insurance in Edgewood?
FEMA’s Community Rating System list shows no discount for Edgewood’s flood program. Premiums depend on the building; policies usually start 30 days after you buy, so get a quote early.
What was the biggest storm in Edgewood?
By FEMA money that reached Edgewood, Tropical Storm Bonnie and Hurricane Charley (2004): 8 households applied for aid, $3K approved, and $670K to the City of Edgewood for repairs.
Is Edgewood at risk from river and rain flooding?
It is the largest share of the building damage FEMA expects here (64%), and Edgewood’s rate for it is higher than 62% of U.S. census tracts.
Storm stories
Memories, warnings and help from neighbors in Edgewood.
Sources: FEMA National Risk Index v1.20 (December 2025), census-tract table, combined by where Edgewood’s residents lived in the 2020 census; OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Homes: Census ACS 2020–24. Preparedness tips: Ready.gov. FEMA’s model is an average of expected damage, not a forecast. How hazard risk is graded.