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Housing in Duck Key

44 homes sold in Duck Key in the last year, at a typical $1.1M

Houses and condos split the market almost evenly. Below: what each kind of home sells for, what your budget buys, the best months to buy, how hard you’ll have to bid, and a shortcut to every site where Duck Key homes are listed.

Homes sold
44
June 2025 to May 2026
Typical sale price
$1.1M
median, weighted by sales
Price per square foot
$696
Florida $250
Paid vs. asking
93%
0% sold over asking
For sale now
43
May 2026 · 5 sold that month
What sold · last 12 months

Houses are 55% of Duck Key’s sales, at a typical $2.1M

44 homes sold in the year to May 2026.

Houses$2.1M

typical sale · 24 sold in 12 months

Per square foot
$894FL $245
Days to sell
186
Sold over asking
0%
Listings with a price cut
18%
Fewer sales

Multi-family (2–4 units): 1 sold, typical $1.5M
Townhouses: 17 sold, typical $695K
Condos: 2 sold, typical $475K

Too few sales in 12 months for reliable figures.

14 years of sales

Fewer homes sell than before 2022, at 1.7 times the 2016 price

44 sales in the last year, against 117 in 2021 and a low of 34 in 2025. The typical sale went from $628K in 2016 to $1.1M.

Homes soldTypical sale price
03775112150$650K$1M$1.4M$1.7M2012: 40 sold, typical $398K’122013: 44 sold, typical $572K2014: 46 sold, typical $492K’142015: 59 sold, typical $515K2016: 70 sold, typical $628K’162017: 42 sold, typical $589K2018: 41 sold, typical $623K’182019: 52 sold, typical $585K2020: 58 sold, typical $718K’202021: 117 sold, typical $710K2022: 62 sold, typical $845K’222023: 41 sold, typical $1.6M2024: 41 sold, typical $1.4M’242025: 34 sold, typical $1.3MLast 12 months: 44 sold, typical $1.1MNow

Source: Redfin Data Center, MLS sales. Typical price and $/sq ft are the monthly medians, weighted by sales.

What your budget buys

What $1.1M buys in Duck Key

Houseat $894 a sq ft
The same money in Floridaat $245 a sq ft

Is this asking price fair?

Check a listing against what Duck Key homes sold for

Against the town’s median price per square foot over the last 12 months. A rough check: condition, lot and location within town move a price more than this can see.

What the sales history says · 14 years of sales

Bidding wars in Duck Key are back to pre-pandemic levels, and more homes are for sale

We read every month of Duck Key’s home sales since 2012 so you don’t have to. Each figure covers 12 months, because a single month in a town is too few sales to mean much. Latest: the year to May 2026, 44 sales.

If you’re buying in Duck Key

  • Shop in January. It brings about 8 new listings a month, close to the busiest month, with fewer bidding wars (0% over asking).
  • Offer under asking. Buyers paid 93% of the list price on average; 0% paid over.
  • You’ll usually have time. Only 13% of homes go under contract within two weeks; the typical one takes 232 days.
Best time to buy

Winter brings the homes; summer brings the bidding wars

January has the most new listings (about 8 a month), but August is the most competitive: 13% of August sales close over asking. January has the least competition (0%).

New listings a monthShare sold over asking
02.557.5107%13%20%Sweet spotJan: 8 new listings a month, 0% sold over asking, 440 days to sellJFeb: 8 new listings a month, 3% sold over asking, 203 days to sellFMar: 6 new listings a month, 7% sold over asking, 219 days to sellMApr: 6 new listings a month, 1% sold over asking, 170 days to sellAMay: 5 new listings a month, 6% sold over asking, 209 days to sellMJun: 6 new listings a month, 4% sold over asking, 288 days to sellJJul: 4 new listings a month, 8% sold over asking, 183 days to sellJAug: 5 new listings a month, 13% sold over asking, 266 days to sellASep: 5 new listings a month, 8% sold over asking, 165 days to sellSOct: 6 new listings a month, 9% sold over asking, 263 days to sellONov: 7 new listings a month, 7% sold over asking, 160 days to sellNDec: 7 new listings a month, 2% sold over asking, 173 days to sellD

Averages for each calendar month, 2015 on.

How competitive is it now?

Calmer than the 2021 frenzy, and calmer than Florida

Duck Key now2017–192021 peakFL now
Sold over askingShare of sales that closed above the list price0%3%15%10%
Gone within two weeksShare of homes under contract within 14 days13%4%10%20%
Listings with a price cutShare of homes for sale that cut their price19%—7%28%
Price paid vs. askingAverage sale price ÷ list price93%94.6%97.7%96.3%
Days to sellMedian days from listing to contract23236712076
Supply

47 homes for sale on a typical day

That’s twice the 2023 low (24) and 35% more than in 2017–19.

2012: 25 for sale’122013: 27 for sale2014: 28 for sale2015: 28 for sale’152016: 33 for sale2017: 33 for sale2018: 27 for sale’182019: 45 for sale2020: 48 for sale2021: 29 for sale’212022: 26 for sale2023: 24 for sale2024: 39 for sale’242025: 50 for saleLast 12 months: 47 for saleNow
Room to negotiate

1 in 5 listings has cut its price

19% in the last year, against — in 2017–19 and 28% across Florida.

2021: 7%’212022: 12%2023: 18%2024: 17%’242025: 20%Last 12 months: 19%Now

Source: Redfin Data Center, city market tracker, January 2012 to May 2026 (MLS sales, not seasonally adjusted). Ratios are weighted by homes sold; price cuts by homes for sale.

Rent or buy?

Owning the typical Duck Key home costs about $6,153 a month

Mortgage
Property tax
Insurance
Rent

Price: Duck Key’s typical sale, last 12 months. Property tax at Duck Key’s 0.7% (median bill ÷ median value, Census ACS); insurance at 0.35% of price a year. Before PMI, HOA dues, upkeep and the tax deduction. Whether Duck Key is affordable on local pay is on Cost of living.

Before you buy in Duck Key

Five things worth knowing

8

New listings in January

The month with the most choice. July has the fewest, about 4.

Best time to buy
0.7%

Property tax, a year

Of a home’s value: the median bill over the median home value. On a $1.1M home, about $7,410 a year.

Taxes vs. neighbors
14 min

Typical commute

The average one-way trip to work for people who live in Duck Key.

Work & commute
Flood

Check the flood map

Flood insurance isn’t in a standard policy, and lenders require it in FEMA flood zones. Check the address before you make an offer.

Natural hazards
Records

Look up any property

Assessed value, lot size and every past sale of a home you’re eyeing are public, at the town or county assessor and the registry of deeds.

Nearby markets · last 12 months

No busy market nearby sells for less a square foot

The busier markets within 25 miles of Duck Key, by what sold. Prices, taxes and how far a paycheck goes next door are on Cost of living.

SoldTypical sale$/sq ftOver askingDays to sell
Marathon260$922K$6767%145
Key Colony Beach88$952K$7152%131
Duck Key44$1.1M$6960%232

Redfin Data Center, June 2025 to May 2026. Towns with fewer than 20 sales are left out, and Redfin doesn’t report every town separately.

Selling, or renting out?

Post your home to Duck Key, free

Selling it yourself, renting out an apartment or looking for a roommate? Post it to Duck Key. People who follow the town see it, and so do people comparing Duck Key with their own town. No commission, no listing fee.

Questions about buying a home in Duck Key

What do homes sell for in Duck Key, FL?

44 homes sold in the year to May 2026 at a typical $1.1M, $696 a square foot.

Is Duck Key a buyer’s or seller’s market?

A buyer’s market: 43 homes were for sale in May 2026 and 5 sold, about 8.6 months of supply. Buyers paid 93% of asking on average, and 19% of listings cut their price.

When is the best time to buy in Duck Key?

January brings the most new listings. The sales history shows which months have fewer bidding wars.

How much are property taxes in Duck Key?

About 0.7% of a home’s value a year. On a $1.1M home that’s near $7,410.

Where can I see homes for sale in Duck Key?

Zillow, Redfin, Realtor.com and Homes.com all carry Duck Key’s MLS listings; the search links above open each one filtered to Duck Key.

Sales, prices, days on market and listings: Redfin Data Center (MLS, monthly, not seasonally adjusted). Property tax rate: Census American Community Survey. Two-bedroom rent: HUD Fair Market Rent. Typical home value: Zillow Home Value Index. Schools grade: TownRatings (how grades work).