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Dania Beach FL Nyberg-Swanson House ChofComm01Photo: Ebyabe · CC BY-SA 3.0
C−Hazard risk
Natural hazards in Dania Beach · FEMA

On FEMA’s figures, Dania Beach faces more hazard damage per building than 82% of U.S. towns, led by hurricanes

On FEMA’s National Risk Index, Dania Beach gets a C− for hazard risk: higher expected damage per building than 82% of U.S. towns, #352 of 638 in Florida. Most of that expected damage is hurricanes (48%), then river and rain flooding (45%). Flood insurance has paid 488 claims here since 1981.

Graded on FEMA’s expected yearly building damage per dollar of building value (NRI v1.20, December 2025), weighted by where residents live; flood claims are shown, not graded. How hazard risk is graded

more than 82%of U.S. townsLess damageMoreExpected yearly damage per dollar of building, vs. the 21,298 U.S. towns we grade#352 of 638 in Florida
Hazard risk
C−#352 of 638
in Florida · higher than 82% of U.S. towns
Main hazard
Hurricanes
48% of expected building damage
Flood claims
488
paid since 1981 · $36.5M
Flooded more than once
67
properties · 11 “severe repetitive loss”
Flood insurance
25% off
Community discount (class 5)

What stands out about Dania Beach’s natural hazards

From FEMA’s model and FEMA’s records, below.

By hazard

What Dania Beach faces

Each hazard’s share of the building damage FEMA expects here, and how its rate compares with the rest of the country.

Hurricanes

48%of expected building damage
Well above average · in the top 7% of U.S. census tracts
Recorded about once every 3 years in the area

River and rain flooding

45%of expected building damage
Above average · higher than 64% of U.S. census tracts
Recorded about 2 times a year in the area

Coastal flooding

6%of expected building damage
Well above average · in the top 2% of U.S. census tracts
Smaller shares here
 Tornadoes Wildfire Strong wind Cold waves Lightning Hail Earthquakes Heat waves Landslides
FEMA models no building damage here
Winter stormsIce stormsAvalanchesTsunamisVolcanic activity

Shares are of FEMA’s expected building damage, the measure the grade uses; ranks compare each hazard’s building-damage rate with all 85,154 U.S. census tracts. In FEMA’s terms, river and rain flooding is FEMA’s “Inland Flooding” (rivers and streams overflowing their banks, or rain overwhelming drainage). FEMA defines coastal flooding as high or rising tides and storm surge, so surge damage is counted there. Drought isn’t listed: FEMA counts its losses in crops only.

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Hazard risk grade

What’s behind Dania Beach’s grade

Hurricanes are 48% of the building damage FEMA expects in Dania Beach, and Dania Beach’s rate of hurricanes damage is in the top 7% of U.S. census tracts. Coastal flooding adds 6%, at a rate in the top 2% of U.S. census tracts.

Where Dania Beach sits
Dania Beach
Least damageMiddleMost damage

C− #352 of 638 in Florida; higher expected damage per building than 82% of U.S. towns (21,298).

Dania Beach’s residents live in 11 census tracts; FEMA’s figures are combined by where they live.

What drives the damage to buildings
Hurricanes48%River and rain flooding45%Coastal flooding6%Everything else1%

The typical Florida town has higher expected damage than 79% of U.S. towns; within the state, Dania Beach has more expected damage per building than 55% of Florida towns.

In dollars, FEMA expects about $11.9M a year in losses across Dania Beach: $10.5M to buildings, the rest to people and crops.

Recent disaster.FEMA’s model looks at expected damage to the buildings standing today. After Hurricane Irma in 2017, FEMA took 2,494 aid registrations from Dania Beach addresses (the town has 16,348 homes) and flood insurance paid 9 claims for $117K.
A firm figure. It combines 11 census tracts by where Dania Beach’s residents live. FEMA’s model is an average year for today’s buildings, not a record: the claims and disasters below are the record.

How TownRatings grades hazard risk →

Flood insurance claims

Does Dania Beach flood? Yes: 488 flood claims since 1981

Every paid claim on a federal flood insurance policy in Dania Beach, from FEMA’s records: 29.9 per 1,000 homes, more than 88% of the 13,809 U.S. towns with a flood insurance record.

Paid flood claims, by year
1981: 2 claims1982: 1 claim1983: 0 claims1984: 0 claims1985: 2 claims1986: 0 claims1987: 0 claims1988: 0 claims1989: 0 claims1990: 0 claims1991: 18 claims1992: 0 claims1993: 1 claim1994: 6 claims1995: 7 claims1996: 0 claims1997: 1 claim1998: 7 claims1999: 19 claims2000: 19 claims2001: 2 claims2002: 1 claim2003: 23 claims2004: 4 claims2005: 6 claims2006: 1 claim2007: 2 claims2008: 0 claims2009: 22 claims2010: 0 claims2011: 1 claim2012: 0 claims2013: 0 claims2014: 1 claim2015: 0 claims2016: 0 claims2017: 10 claims2018: 1 claim2019: 10 claims2020: 25 claims2021: 0 claims2022: 0 claims2023: 269 claims2024: 25 claims2025: 2 claims2026: 0 claims202020232024
19812026
Biggest named events
  • The April Florida Flooding253 claims · $31.6M
  • The June South Florida Flooding25 claims · $1.4M
  • Hurricane Eta18 claims · $576K
488
paid claims since 1981
$36.5M
paid to owners
67
homes flooded more than once
$75K
average claim
Homes that flooded again and again
Each house = 2 homesFEMA “severe repetitive loss” (11)Flooded 2+ times
of homes in flood zones are insured
of all homes are insured
Community discount25% off flood insurance

Dania Beach is in FEMA’s Community Rating System (class 5) for its flood-proofing work.

Insurance rates: Broward County.
What’s been done with FEMA grants
2buildings retrofitted against wind
1building floodproofed
Disasters

12 federal disasters brought FEMA money to Dania Beach

Disasters that paid out in Dania Beach itself (aid to households or repair grants to the City of Dania Beach), newest first, with that year’s flood claims.

  1. 2024Hurricane Milton1 households applied for aid$209K to the City of Dania Beach for repairs25 flood claims paid that year
  2. 2023Severe Storms, Tornadoes, and Flooding254 households applied for aid$672K aid approved$130K to the City of Dania Beach for repairs269 flood claims paid that year
  3. 2019Hurricane Dorian$25K to the City of Dania Beach for repairs10 flood claims paid that year
  4. 2017Hurricane Irma2,494 households applied for aid$847K aid approved$2.2M to the City of Dania Beach for repairs9 flood claims paid for it, $117K
  5. 2008Tropical Storm Fay$21K to the City of Dania Beach for repairs
  6. 2005Hurricane Wilma579 households applied for aid$348K aid approved$3.2M to the City of Dania Beach for repairs4 flood claims paid for it, $40K
Show all 12
  1. 2005Tropical Storm Rita$2K to the City of Dania Beach for repairs
  2. 2005Hurricane Katrina$824K to the City of Dania Beach for repairs
  3. 2004Hurricane Jeanne$34K to the City of Dania Beach for repairs
  4. 2004Hurricane Frances14 households applied for aid$23K aid approved$206K to the City of Dania Beach for repairs
  5. 1999Fl-hurricane Irene-dr-req$24K to the City of Dania Beach for repairs16 flood claims paid for it, $55K
  6. 1999Hurricane Floyd Emergency Declarations$16K to the City of Dania Beach for repairs
Disasters declared, by decade
Paid out in Dania BeachBroward County only

Broward County has had 32 natural disasters declared by the President since 1953, most often hurricanes and tropical storms, then severe storms. Not counted: the 2005 Hurricane Katrina evacuee emergency, which covered counties that took in evacuees.

Also 1 FEMA wildfire suppression grant (Fire Management Assistance, not a disaster declaration) for fires in Broward County, 1999–1999.

Were you here?

Old photos of Dania Beach after a storm or flood belong in the town’s history. Add one, or share what you remember below.

Add to the Dania Beach archive →
Next door

Dania Beach and its neighbors

Dania Beach has the lowest expected damage per building of the 4 graded towns here. Tap a town to see its hazards.

Lowest fifthSecondMiddleFourthHighest fifth
TownHazard riskMostly (buildings)Flood claims
Dania BeachC−more damage than 82%hurricanes488
HollywoodC−more damage than 84%river and rain flooding2,470
Fort LauderdaleDmore damage than 86%river and rain flooding3,894
DavieDmore damage than 89%river and rain flooding589

Hazard risk = FEMA’s expected yearly building damage per dollar of building value, vs. the 21,298 U.S. towns we grade; the map is shaded by fifths of the same scale. Flood claims = paid federal flood insurance claims on record.

Be ready

Get ready for what Dania Beach faces

A short kit for the hazards that drive the building damage here, what to check before you buy, and where neighbors get alerts.

Hurricane season
  • The season runs June through November and peaks from mid-August to mid-October.
  • Bring in porch furniture and anything the wind can throw.
  • Fill the gas tank and charge phones before the storm arrives.
More from Ready.gov ↗
When the river rises
  • Turn around at flooded roads: a foot of moving water can carry off a car.
  • Flood insurance usually takes 30 days to start, so buy it before the forecast.
  • Keep papers and medicines up high, in a grab-and-go bag.
More from Ready.gov ↗
When the tide surges
  • Know your evacuation zone and the way off the coast.
  • Storm surge comes fast: leave when you’re told, not when the water arrives.
  • Move cars to high ground before king tides and nor’easters.
More from Ready.gov ↗
Before you buy or rent
  • Look up the address on FEMA’s flood map.
  • Ask the seller or landlord whether it has ever flooded, and what flood insurance costs there.
  • Get a flood insurance quote early: policies usually start 30 days after you buy.
  • Dania Beach residents get 25% off flood insurance.
When a storm is coming
Forecast and alertsWeather →911, the nearest ERSafety →

Know where neighbors sign up for alerts? Add it to the Handbook so everyone has it.

Questions about natural hazards in Dania Beach

Is Dania Beach at risk for natural disasters?

On FEMA’s National Risk Index, Dania Beach has higher expected damage per building than 82% of U.S. towns: C− for hazard risk, #352 of 638 in Florida. Most of the expected damage is hurricanes (48%) and river and rain flooding (45%). This is FEMA’s model of an average year for today’s buildings, not a forecast.

Does Dania Beach flood?

Flood insurance has paid 488 claims in Dania Beach since 1981, $36.5M in all, or 29.9 per 1,000 homes, more than 88% of U.S. towns with a flood insurance record. 67 properties have flooded more than once. The most claims came from April Florida Flooding (253).

Is Dania Beach in a flood zone?

Flood zones are drawn street by street, so the answer depends on the address: look it up on FEMA’s flood map. In Broward County, 76% of homes in mapped flood zones carry federal flood insurance, and 19.2% of all homes do.

How much is flood insurance in Dania Beach?

Dania Beach is in FEMA’s Community Rating System (class 5), which takes 25% off federal flood insurance policies for its flood-proofing work. Premiums depend on the building; policies usually start 30 days after you buy, so get a quote early.

What was the biggest storm in Dania Beach?

By FEMA money that reached Dania Beach, Hurricane Wilma (2005): 579 households applied for aid, $348K approved, and $3.2M to the City of Dania Beach for repairs. By flood claims, April Florida Flooding: 253 paid, $31.6M.

Is Dania Beach at risk from hurricanes?

It is the largest share of the building damage FEMA expects here (48%), and Dania Beach’s rate for it is in the top 7% of U.S. census tracts.

Storm stories

Memories, warnings and help from neighbors in Dania Beach.

Town Square →
Start the conversation

Sources: FEMA National Risk Index v1.20 (December 2025), census-tract table, combined by where Dania Beach’s residents lived in the 2020 census; OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Homes: Census ACS 2020–24. Preparedness tips: Ready.gov. FEMA’s model is an average of expected damage, not a forecast. How hazard risk is graded.