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Cortez
Florida›Manatee County

CortezFL

A town of 5,205, settled in 1888.

1 bordering townMap →
Cortez Historic District · Photo: Ebyabe · CC BY-SA 3.0
Photo of Cortez

Cortez, FL · Cortez Historic District · Photo: Ebyabe · CC BY-SA 3.0

Is Cortez a good place to live?

Cortez grades C− overall, ranked 442nd of 634 in Florida, with clear strengths and some subjects that lag. It is more walkable than 92% of U.S. towns. On the other side, FEMA rates its natural-hazard risk higher than 88% of U.S. communities, with hurricanes at the top. Cortez’s median age is 65.3 years, against 42.4 years in Florida’s towns and 40.5 years across U.S. towns. Cortez Historic District is on the National Register of Historic Places. Homes are expensive, about $781K for a typical one and 9.7 times the North Port metro’s $81K median household income.

What makes Cortez stand out

Where Cortez beats most towns, and one thing worth knowing.

By the sea

Cortez lives by the ocean

Coastal flooding makes up 28% of the storm damage FEMA expects here.

28.2% of homes are seasonal or vacation homes, so the town is fuller in summer than its census count suggests.

28%of expected storm damage is coastal flooding
100thpercentile for coastal flood risk nationally
364paid flood-insurance claims since 1981
10storm & flood disasters paid out here

FEMA National Risk Index · OpenFEMA · OpenStreetMap

How Cortez grades

Each subject compared with towns across the country (schools within Florida), ordered by how far Cortez is from typical.

How grading works
Character Graded, but not part of the overall grade.
Described, not graded Taste, not quality: snow or an older crowd is neither good nor bad.

How TownRatings grades towns →

Cortez Historic District
Cortez Historic District · National Register of Historic Places
Cortez’s story

138 years in pictures

Census counts: 3,821 in 1980, 4,121 in 2020. The archive holds 7 old photos and papers going back to 2009 and 3 maps from 1944 on.

1 place on the National Register of Historic Places.

  • 1888Cortez is settled
Explore the history →
Nearby attractions

Tropicana Field and 51 more within 40 miles

Museums, parks, gardens and other places to visit around Cortez. Close and well known come first.

All 70 attractions →
Sources: National Park Service · ski areas © OpenSkiMap / OpenStreetMap contributors · Wikidata · Wikipedia readership · photos via Wikimedia Commons
Photo credits

Tropicana Field: EaglesFanInTampa, CC BY-SA 3.0 · Anna Maria Island: Bfpage at English Wikipedia, CC BY 3.0 · Raymond James Stadium: NASA, Public domain · Benchmark International Arena: Miosotis Jade, CC BY-SA 4.0 · John and Mable Ringling Museum of Art: Taty2007, CC BY 3.0 · Fort De Soto Park: Christopher Hollis, Public domain

Getting set up

Moving to Cortez: who provides what

Cortez is unincorporated, so Manatee County and regional agencies provide most services.

PowerFPL14.6¢/kWh · EIA 2025HIFLD · EIA
WaterManatee County Utilities DeptNo health-based violations in 5 years · EPAEPA
Internet5 providers98% of addresses get 100/20 MbpsFCC
Trash & county servicesManatee CountyManatee County provides services here
SchoolsManatee County School DistrictWhich school depends on your addressNCES
Register to voteOnlineIn Florida you can register online until 29 days before Election Day, in person until 29 days before Election Day, or by mail (postmarked 29 days before).vote.gov
Who runs elections hereManatee Supervisor of ElectionsManatee County; contacts on the Handbook page.FVAP, Nov 2023
ZIP codes34210, 34215, 3420934210 79% · 34215 19% · 34209 1%Census 2020

EPA SDWIS (Oct 9, 2026) · HIFLD + EIA-861 2025 · Census 2020 ZCTAs · NCES 2024–25 · registration: vote.gov, updated Nov 17, 2025.

The data

Ordered by what stands out in Cortez.

Cortez has milder winter nights than nearly all U.S. towns, but it has homes that cost more against local pay than most of Florida.

HousingCost of living grade D

Cortez’s grade for cost of living is a D

At 9.7 years of the North Port metro’s $81K median household income, the typical home (about $781K) costs more against local pay than in 95% of Florida towns; that ratio is one input to its D for cost of living. The typical value, about $781K, is 9% below its August 2022 peak.

The median rent in Cortez is $1,894 a month. Typical home values rose 4.7% in the year to September 2026. 87% of households own their home in Cortez.

$781KZillow home value
CortezFlorida townsU.S. towns
Households that own their home87%72%73%
Median rent$1,894 a month$1,647 a month$1,185 a month

Typical home value

Cortez$781K
Florida$375K
Market temperature
Buyer’s marketA buyer's marketBuyer’sSeller’s
138
days on market
91.8%
sale-to-list price
+4.7%
value change, 1 year
9
homes sold in May

Census ACS, 2020–24 · Zillow Home Value Index · Redfin Data Center

Natural hazardsHazard risk grade D

Hurricanes leads a very high hazard risk in Cortez

Since 1981, 364 flood insurance claims have been paid out in Cortez.

88risk score of 100
FEMA risk score
88Very high riskLowerHigher
HurricanesCoastal floodingInland flooding
364
paid flood claims since 1981
10
federal disasters paid out here

FEMA flood insurance claims · FEMA National Risk Index · OpenFEMA

Work & commuteJobs & income grade C+

Cortez has 0.5 jobs for every working resident, so most commute out

Most working residents leave Cortez for work: only 5% work in town. Cortez’s average trip to work is 33 minutes. Since 2013, Cortez has added 117 jobs, to 638 in 2023.

5%work in town
CortezFlorida townsU.S. towns
Average trip to work33 minutes27 minutes25 minutes
Median household income$80,000$73,000$80,000

Where working residents work

In Cortez5%
Bradenton12%
Sarasota5%
Tampa5%
St. Petersburg3%
14 mi
median commute distance
638
jobs based in Cortez
A commuter town
jobs vs. working residents
A
Walkability grade: more walkable than 92% of U.S. towns

Census LEHD 2023 · ACS

HealthB+

Cortez ranks healthier than 66% of the country’s towns

Cortez beats the Florida average on 14 of 31 CDC measures and trails it on 8. 47% of Cortez adults have high blood pressure.

66%healthier than U.S. townsB+Health Grade
CortezFlorida townsU.S. towns
High blood pressure (CDC PLACES)47%37%35%
Binge drink (CDC PLACES)11%15%16%
Yearly checkup (CDC PLACES)86%79%79%
Frequent mental distress (CDC PLACES)12%16%17%
31 measures vs. Florida
14 better9 too close to call8 worse
What stands outCortezFL
Fewer adults facing housing insecurity6.3%13.9%
Fewer adults facing a utility shut-off4.2%8.6%
More adults who have had cancer17.5%9.1%
HCA Florida Blake Hospital
3.1 mi away · emergency room
1 of 3
care shortages: mental health
62nd
percentile among FL towns

CDC PLACES 2025 · modeled estimates for adults · CMS · HRSA

Climate

Cortez has mild winters and hot summers

January nights average 52.7°, milder than in 99% of U.S. towns; July afternoons average 91.3°.

Cortez has warm winters and warm summers, with plenty of rain. Snow is almost unheard of.

91°summer high
CortezFlorida townsU.S. towns
January low53°F51°F22°F
July high91°F91°F85°F

Typical low → high °F

Winter55–73°
Spring64–82°
Summer76–91°
Fall68–84°
+1.4°
vs. the 20th-century average
91°
typical summer high

NOAA U.S. Climate Normals, 1991–2020

OutdoorsC

Conserved land covers 3.8% of Cortez

0.2 miles of trail in 1 park or preserve.

3.8%conserved
3.8%
conserved · 125 of 3,264 acres
0.2 mi
of trails · 0 per sq mi
Biggest places to walkTrailsAcres
1. Florida Maritime Museum Park0.2 mi4

Trails & parks © OpenStreetMap contributors · Conserved land: USGS PAD-US

Keep exploring

Everything we know about Cortez

17pages on Cortez
After high school

Colleges nearby

6 within 15 miles of the center of Cortez

A commuter town

95% of working residents leave Cortez for work

Where Cortez’s working residents go each day. Line width shows the share.

12% → Bradenton Bradenton 12% 5% → Sarasota Sarasota 5% 5% → Tampa Tampa 5% 3% → St. Petersburg St. Petersburg 3% 3% → Longboat Key Longboat Key 3% 3% → Holmes Beach Holmes Beach 3% Cortez · 5% stay
638jobs based in Cortez
5%of working residents work in town
14 mimedian commute distance

Census LEHD 2023

About Cortez

Census-designated place in Florida, United States

Cortez, a census-designated place (CDP) in Manatee County, Florida, United States, is a small Gulf Coast commercial fishing village that was founded by settlers from North Carolina in the 1880s. The population was 4,121 at the 2020 census, down from 4,241 at the 2010 census. It is part of the North Port-Bradenton-Sarasota, Florida Metropolitan Statistical Area.

From Wikipedia, licensed CC BY-SA 4.0 · facts via Wikidata (CC0)

Established
1892
Area
5.1 sq mi
Elevation
3 ft
ZIP code
34215
Area code
941

Cortez’s neighbors

One town shares a border with Cortez.

Explore the map →
How the neighbors grade
TownFL rankOverallCostSafetySchoolsHealth
Cortez#442C−D—C+B+
Bradenton Beach——————

Cortez reports no FBI crime data of its own. Bradenton Beach isn’t graded (fewer than 1,000 residents, or not enough data). Compare Cortez with a neighbor →

Questions about Cortez

Short answers, built from the data on this page.

Is Cortez, FL a good place to live?

Cortez grades C− overall, better than 22% of U.S. towns and #442 of 634 in Florida. It grades B+ for health and C+ for schools. Hazard risk is its weak spot, with a D.

Is Cortez, FL expensive?

Yes. Cost of living, which also weighs rents, property taxes and how many households pay 30% or more of their income for housing, grades D.