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Center Hill FL police city hall03Photo: Ebyabe · CC BY-SA 3.0
B+Cost of living
Cost of living in Center Hill

Measured against area pay, Center Hill costs less to live in than 75% of U.S. towns

Up 3.8% in a year, 32% below the Florida typical home.

Census 2020–24 home values, rents, tax bills and cost burden, measured against the median household income of the Wildwood-The Villages, FL metro area ($77K). How TownRatings grades cost of living

Typical home value
$255K
▲ 3.8% in a year · FL $375K
Zillow
Homes sold
1
in April 2026 · 2 for sale
2-bedroom rent
$1,200
a month, utilities in · HUD
Median tax bill
$1,038
FL $2,730
Area income (the grade’s yardstick)
$77K
Wildwood-area median

Only 1 sale in April 2026: in a market this size, monthly medians swing a lot, so the typical value is the steadier guide.

Why Center Hill gets a B+

The grade compares costs with what households across the Wildwood metro earn ($77K, Census 2020–24). The typical home costs 3.0 years of metro income, and 38% of renters pay 30% or more of income for housing.

In dollars

  • $255Ktypical home, 32% below the Florida typical homeZillow, September 2026
  • $1,200a month for a two-bedroom, utilities includedHUD Fair Market Rent, 2026
  • 85prices across the Wildwood metro, where the U.S. is 100 (housing 52)BEA Regional Price Parities, 2024

In paychecks the grade

  • 3.0 yrsof area income buys the typical home; the typical U.S. town: 3.3$77K, Wildwood-area income
  • 17%of area income goes to the median rent; the typical U.S. town: 18%Census 2020–24
  • 23%of owners do; the typical U.S. town: 20%Census 2020–24
What stands out

What stands out about housing in Center Hill

Cost of living grade

What’s behind Center Hill’s grade

Measured against what households in the area earn, Center Hill is more affordable than 75% of U.S. towns. Rent pulls the grade down most; property tax holds it up.

All U.S. towns we grade (21,243)More affordable than 75%
CostlierMore affordable

Prices here have kept pace with Florida: up 19.0% in five years, against 18.6% statewide (Zillow).

How sure. Center Hill’s Census figures cover about 403 households. At the ends of the Census margins (area income ±$3,168, owners paying 30%+ ±13.5 points), Center Hill could be anywhere from B− to A.

How TownRatings grades cost of living →

Price trend

Up 3.8% in a year

Faster than Florida (-0.9%).

Center HillFlorida
$100K$150K$200K$250K$300K$350K$400K$450K20182020202220242026
Show as a table
JanuaryCenter HillFlorida
2018$134,000$226,000
2019$153,000$241,000
2020$176,000$252,000
2021$192,000$276,000
2022$225,000$339,000
2023$255,000$392,000
2024$254,000$402,000
2025$251,000$396,000
2026$253,000$377,000
September 2026$255,000$375,000
Then & now

A typical Center Hill home worth $130K in February 2017 is worth about $255K today.

+$125K
+3.8%
past year
+19%
past 5 years
+96.5%
since 2017

Zillow Home Value Index: the typical value of all homes (middle third), smoothed and seasonally adjusted, through September 2026.

Affordability

A typical home costs 3.0 years of area income

The calculator starts from the area income the grade uses. Switch to Center Hill’s own median, or type yours.

Household income a year
$
Wildwood-area median household income, as in the grade
You could afford about
$320,000
Typical Center Hill home $255K

That covers a typical Center Hill home, with $65K to spare.

The typical home, each month
$1,430
Loan $1,260Tax $100Insurance $70

A two-bedroom rents for about $1,200 a month here, $230 less than owning.

An estimate, not a loan offer: payments of up to 28% of income, a 30-year fixed loan, Center Hill’s typical property tax (0.46% of value a year, from the Census) and insurance of about 0.35%. Mortgage insurance, HOA fees and other debts aren’t included.

Renting

A two-bedroom rents for about $1,200

Renters already here pay a median of $1,094.

Fair Market Rent a month, utilities included

Studio$920
1 bedroom$940
2 bedrooms$1,200
3 bedrooms$1,490
4 bedrooms$1,780
25%
of households rent · FL 32%
82
renter households
38%
of renters spend 30%+ of income on rent · FL 60%
21%
of the median income, for a two-bedroom
$1,094
median rent paid today · Census

U.S. Department of Housing and Urban Development, Fair Market Rents by ZIP code (Wildwood-The Villages, FL MSA): the 40th-percentile rent plus utilities for a standard unit. Median rent and renters: U.S. Census Bureau, American Community Survey.

New construction

No new homes permitted in 2011

No permits for new homes were issued in Center Hill in 2011. The last year with any was 2008 (1 new home).

Single-family
0120082010
0
new homes permitted in 2011
Every year as a table
YearNew homesSingle-family2+ per buildingValue
2011000—
2010000—
2009000—
2008110$63,000

Center Hill's permit office hasn't appeared in the Census permit files since 2011, so these are its newest figures.

Homes authorized by building permits, counted in the year the permit was issued. U.S. Census Bureau, Building Permits Survey.

Property taxes

Property tax runs below the Florida norm

The median bill is $1,038 (Florida: $2,730), 0.46% of a home’s value a year, against 0.76% statewide.

$1,038
median bill a year · FL $2,730
0.46%
of a home’s value a year · FL 0.76%
$100
a month at that rate, on the typical home (Zillow)

Census American Community Survey 2020–24: the median real-estate tax bill homeowners report, and that bill ÷ the median home value. Bills include town, school and county taxes. The Census reports bills over $10,000 only as “$10,000+”.

Beyond rent and mortgage

The rest of a budget near Center Hill

Only figures published free for the whole country, each labeled with the area it covers: the Wildwood-The Villages, FL metro area, or Florida. Groceries follow the goods price level; nobody publishes them town by town.

CostHereCompared withAreaSource
Prices overall
U.S. = 100
85FL 103metroBEA, 2024
Goods (groceries, clothing, cars…)
U.S. = 100
96FL 98metroBEA, 2024
Utilities
U.S. = 100
89FL 90metroBEA, 2024
Other services
U.S. = 100
99FL 101metroBEA, 2024

Price levels: U.S. Bureau of Economic Analysis, Regional Price Parities 2024 (metro area and state). Electricity: U.S. Energy Information Administration, Electric Power Monthly, table 5.6.A.

Next door

Center Hill and its neighbors

One source per column.

Cost next door · one source per column

TownCostTypical home
Zillow, September 2026
Median value
Census 2020–24
Tax rate
bill ÷ value
2-bed rent
HUD 2026
Center HillB+$255K$228K0.46%$1,200

Questions about the cost of living in Center Hill

Is Center Hill expensive to live in?

Measured against what households in the area earn, Center Hill costs less than 75% of U.S. towns: a B+ for cost of living. The typical home costs 3.0 years of the median household income of the Wildwood-The Villages, FL metro area ($77K).

How much does a house cost in Center Hill?

About $255K, Zillow’s typical value for September 2026, up 3.8% in a year. The Florida typical home is $375K.

What salary do you need to live in Center Hill?

To buy the typical home with 20% down at 6.3%, about $61,000 a year, keeping the payment (about $1,430 a month with tax and insurance) at 28% of income. To rent a two-bedroom at 30% of income, about $48,000.

How much is rent in Center Hill?

HUD puts a two-bedroom at about $1,200 a month with utilities, the going rate for someone moving in. Renters already here pay a median of $1,094 (Census 2020–24).

What are property taxes in Center Hill?

The median bill is $1,038 a year, 0.46% of the median home value (Florida: $2,730, 0.76%), from the Census 2020–24.

Are home prices in Center Hill going up?

Yes: up 3.8% in the past year and 19.0% in five years, against 18.6% across Florida (Zillow).

Neighbors talk housing

What Center Hill buyers, sellers and renters are saying.

Town Square →
Start the conversation

Home values: Zillow Home Value Index (ZHVI), Zillow Research, September 2026. Sales, days on market and supply: Redfin Data Center, April 2026. Income, ownership, taxes and rent: U.S. Census Bureau, American Community Survey. New homes: U.S. Census Bureau, Building Permits Survey. Fair Market Rents: U.S. Department of Housing and Urban Development. The calculator is an estimate, not a loan offer. Regional price levels: BEA; electricity: EIA. How TownRatings grades cost of living.