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Big Coppitt Key 2
Florida›Monroe County

Big Coppitt KeyFL

A town of 3,109.

Photo: LittleT889 · CC BY-SA 4.0
Photo of Big Coppitt Key

Big Coppitt Key, FL · Photo: LittleT889 · CC BY-SA 4.0 · Source ↗

Is Big Coppitt Key a good place to live?

FEMA rates its natural-hazard risk higher than 98% of U.S. communities, with hurricanes at the top. Overall it grades C−, 435th of 634 graded towns in Florida. Its weakest subject is cost of living: homes are expensive, about $779K for a typical one and 8.9 times the Key West area’s $88K median household income. Big Coppitt Key’s January low is 65°F, above both the Florida town median (51°F) and the median of U.S. towns (22°F). Big Coppitt Key has 1 place on the National Register. The biggest park or preserve is Florida Keys National Marine Sanctuary, at 379 acres.

What makes Big Coppitt Key stand out

Where Big Coppitt Key beats most towns, and one thing worth knowing.

By the sea

Big Coppitt Key lives by the ocean

Coastal flooding makes up 30% of the storm damage FEMA expects here.

19.9% of homes are seasonal or vacation homes, so the town is fuller in summer than its census count suggests.

30%of expected storm damage is coastal flooding
100thpercentile for coastal flood risk nationally
2storm & flood disasters paid out here

FEMA National Risk Index · OpenFEMA · OpenStreetMap

How Big Coppitt Key grades

Each subject compared with towns across the country (schools within Florida), ordered by how far Big Coppitt Key is from typical.

How grading works
Character Graded, but not part of the overall grade.
Described, not graded Taste, not quality: snow or an older crowd is neither good nor bad.

How TownRatings grades towns →

Nearby attractions

Ernest Hemingway House and 10 more within 40 miles

Museums, parks, gardens and other places to visit around Big Coppitt Key. Close and well known come first.

All 13 attractions →
Sources: National Park Service · ski areas © OpenSkiMap / OpenStreetMap contributors · Wikidata · Wikipedia readership · photos via Wikimedia Commons
Photo credits

Ernest Hemingway House: Andreas Lamecker, CC BY 2.5 · Southernmost point buoy: Radomianin, CC BY-SA 4.0 · Fort Zachary Taylor Historic State Park: U.S. Department of Transportation, Public domain · Harry S. Truman Little White House: Bubba73, CC BY-SA 3.0 · Martello Gallery-Key West Art and Historical Museum: Averette at en.wikipedia, CC BY 3.0 · Mel Fisher Maritime Heritage Museum: Averette, CC BY-SA 3.0

Getting set up

Moving to Big Coppitt Key: who provides what

Big Coppitt Key is unincorporated, so Monroe County and regional agencies provide most services.

PowerFPL14.6¢/kWh · EIA 2025HIFLD · EIA
Internet4 providers100% of addresses get 100/20 MbpsFCC
Trash & county servicesMonroe CountyMonroe County provides services here
SchoolsMonroe County School DistrictWhich school depends on your addressNCES
Register to voteOnlineIn Florida you can register online until 29 days before Election Day, in person until 29 days before Election Day, or by mail (postmarked 29 days before).vote.gov
Who runs elections hereMonroe Supervisor of ElectionsMonroe County; contacts on the Handbook page.FVAP, Dec 2025
ZIP code3304033040 100%Census 2020

EPA SDWIS (Oct 9, 2026) · HIFLD + EIA-861 2025 · Census 2020 ZCTAs · NCES 2024–25 · registration: vote.gov, updated Nov 17, 2025.

The data

Ordered by what stands out in Big Coppitt Key.

Big Coppitt Key has milder winter nights than nearly all U.S. towns and sends most of its workers to Key West and beyond, but it has homes that cost more against local pay than most of Florida.

HousingCost of living grade D

Big Coppitt Key earns a D for cost of living

At 8.9 years of the Key West area’s $88K median household income, the typical home (about $779K) costs more against local pay than in 93% of Florida towns; that ratio is one input to its D for cost of living.

Big Coppitt Key’s median rent is $2,420 a month.

$779KZillow home value
Big Coppitt KeyFlorida townsU.S. towns
Median rent$2,420 a month$1,647 a month$1,185 a month
Households that own their home63%72%73%

Typical home value

Big Coppitt Key$779K
Florida$375K
+0%
value change, 1 year
3
homes sold in May

Census ACS, 2020–24 · Zillow Home Value Index · Redfin Data Center

Natural hazardsHazard risk grade D−

The FEMA risk score in Big Coppitt Key is higher than in the typical Florida or U.S. town

Among 638 Florida towns, just 7 have a higher FEMA risk score than Big Coppitt Key.

98risk score of 100
FEMA risk score
98Very high riskLowerHigher
HurricanesCoastal flooding
2
federal disasters paid out here

FEMA National Risk Index · OpenFEMA

Work & commuteJobs & income grade B

More than half of Big Coppitt Key’s working residents commute to Key West

Big Coppitt Key has 297 jobs for its 1,452 working residents: even if every job went to a resident, most would still commute out.

Most working residents leave Big Coppitt Key for work: only 4% work in town. The median household income in Big Coppitt Key is $105,000. Since 2013, Big Coppitt Key has added 158 jobs, to 297 in 2023.

4%work in town
Big Coppitt KeyFlorida townsU.S. towns
Median household income$105,000$73,000$80,000
Below the poverty line4.7%11%9.6%
Average trip to work24 minutes27 minutes25 minutes
Working residents who work in town4.1%5%8%

Where working residents work

In Big Coppitt Key4%
Key West52%
Stock Island4%
Marathon1%
Fort Lauderdale1%
9 mi
median commute distance
297
jobs based in Big Coppitt Key
A commuter town
jobs vs. working residents
C
Walkability grade: more walkable than 34% of U.S. towns

Census LEHD 2023 · ACS

Climate

Mild winters and hot summers in Big Coppitt Key

January nights average 64.7°, milder than in 100% of U.S. towns; July afternoons average 90.4°. The Key West Nas weather station records that about 80 days a year reach 90°: more than most of the country, but fewer than 92% of Florida places with climate records.

Big Coppitt Key has warm winters and warm summers. Snow is almost unheard of.

91°summer high

Typical low → high °F

Winter66–77°
Spring72–83°
Summer79–90°
Fall75–85°
+1.6°
vs. the 20th-century average
91°
typical summer high

NOAA U.S. Climate Normals, 1991–2020

HealthB

Residents of Big Coppitt Key are healthier than 57% of U.S. towns

Against the 7,824 U.S. towns with household incomes like Big Coppitt Key’s, it is less healthy than 68%: its national edge comes with its incomes.

Big Coppitt Key beats the Florida average on 3 of 31 CDC measures and trails it on 1. 28% of adults have obesity in Big Coppitt Key.

57%healthier than U.S. townsBHealth Grade
Big Coppitt KeyFlorida townsU.S. towns
Obesity (CDC PLACES)28%32%35%
Binge drink (CDC PLACES)18%15%16%
No health insurance, 18–64 (CDC PLACES)15%14%8.1%
Depression (CDC PLACES)18%18%23%
31 measures vs. Florida
3 better27 too close to call1 worse
What stands outBig Coppitt KeyFL
Fewer adults facing food insecurity14.1%16.8%
Fewer adults facing housing insecurity12.2%13.9%
More binge drinkers17.8%14.6%
Lower Keys Medical Center
5.7 mi away · emergency room
1 of 3
care shortages: mental health
51st
percentile among FL towns

CDC PLACES 2025 · modeled estimates for adults · CMS · HRSA

OutdoorsB+

Conserved land covers 4.6% of Big Coppitt Key

0.5 miles of trail in 2 parks and preserves.

4.6%conserved
Big Coppitt KeyFlorida townsU.S. towns
Miles of trail per square mile0.3 miles per square mile0.40.4
Conserved land4.6%3%4.3%
4.6%
conserved · 53 of 1,175 acres
0.5 mi
of trails · 0.3 per sq mi
Biggest places to walkTrailsAcres
1. Florida Keys National Marine Sanctuary—379
2. Wilhelmina Harvey Park0.1 mi1

Trails & parks © OpenStreetMap contributors · Conserved land: USGS PAD-US

Keep exploring

Everything we know about Big Coppitt Key

16pages on Big Coppitt Key
After high school

Colleges nearby

1 within 15 miles of the center of Big Coppitt Key

A growing town

Big Coppitt Key has grown 17% from 2010 to 2020

2,458 counted in 2010 and 2,869 in 2020.

2,4582010
2,8692020

U.S. Census 2010 & 2020 counts

About Big Coppitt Key

Census-designated place in Florida, United States

Big Coppitt Key is an island in Monroe County, Florida, United States, in the lower Florida Keys. The name is said to be a derivation of the old English word "coppice", meaning thicket. According to A.D. Bache, in the notes for his coast survey conducted in 1861, this key was the location of Happy Jack's plantation in 1855.

From Wikipedia, licensed CC BY-SA 4.0 · facts via Wikidata (CC0)

Area
1.5 sq mi
Elevation
3 ft

Questions about Big Coppitt Key

Short answers, built from the data on this page.

Is Big Coppitt Key, FL a good place to live?

Big Coppitt Key grades C− overall, better than 22% of U.S. towns and #435 of 634 in Florida. It grades B for health and B for schools. Hazard risk is its weak spot, with a D−.

Is Big Coppitt Key, FL expensive?

Yes. Cost of living, which also weighs rents, property taxes and how many households pay 30% or more of their income for housing, grades D.