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Belleview city hall belleview floridaPhoto: Connor J. Williams · CC BY 3.0
C+Hazard risk
Natural hazards in Belleview · FEMA

FEMA puts Belleview’s expected hazard damage per building above that of 64% of U.S. towns, mostly from hurricanes

On FEMA’s National Risk Index, Belleview gets a C+ for hazard risk: higher expected damage per building than 64% of U.S. towns, #107 of 638 in Florida. Most of that expected damage is hurricanes (55%), then river and rain flooding (36%). Flood insurance has paid 4 claims here since 2017.

Hurricanes 55%River and rain flooding 36%Tornadoes 6%

Graded on FEMA’s expected yearly building damage per dollar of building value (NRI v1.20, December 2025), weighted by where residents live; flood claims are shown, not graded. How hazard risk is graded

more than 64%of U.S. townsLess damageMoreExpected yearly damage per dollar of building, vs. the 21,298 U.S. towns we grade#107 of 638 in Florida
Hazard risk
C+#107 of 638
in Florida · higher than 64% of U.S. towns
Main hazard
Hurricanes
55% of expected building damage
Flood claims
4
paid since 2017 · $164K
Disasters paid out here
7
of 25 declared for Marion County
By hazard

What Belleview faces

Each hazard’s share of the building damage FEMA expects here, and how its rate compares with the rest of the country.

Hurricanes

55%of expected building damage
Well above average · in the top 8% of U.S. census tracts
Recorded about once every 4 years in the area

River and rain flooding

36%of expected building damage
Below average · lower than 78% of U.S. census tracts
Recorded about once a year in the area

Tornadoes

6%of expected building damage
Above average · higher than 70% of U.S. census tracts
Smaller shares here
 Wildfire Strong wind Earthquakes Lightning Hail Cold waves Heat waves Landslides
FEMA models no building damage here
Coastal floodingWinter stormsIce stormsAvalanchesTsunamisVolcanic activity

Shares are of FEMA’s expected building damage, the measure the grade uses; ranks compare each hazard’s building-damage rate with all 85,154 U.S. census tracts. In FEMA’s terms, river and rain flooding is FEMA’s “Inland Flooding” (rivers and streams overflowing their banks, or rain overwhelming drainage). FEMA defines coastal flooding as high or rising tides and storm surge, so surge damage is counted there. Drought isn’t listed: FEMA counts its losses in crops only.

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Hazard risk grade

What’s behind Belleview’s grade

Hurricanes are 55% of the building damage FEMA expects in Belleview, and Belleview’s rate of hurricanes damage is in the top 8% of U.S. census tracts. Next is river and rain flooding at 36% (lower than 78% of U.S. census tracts).

Where Belleview sits
Belleview
Least damageMiddleMost damage

C+ #107 of 638 in Florida; higher expected damage per building than 64% of U.S. towns (21,298).

Belleview’s residents live in 5 census tracts; FEMA’s figures are combined by where they live.

What drives the damage to buildings
Hurricanes55%River and rain flooding36%Tornadoes6%Everything else3%

The typical Florida town has higher expected damage than 79% of U.S. towns; within the state, Belleview has less expected damage per building than 83% of Florida towns.

In dollars, FEMA expects about $1.8M a year in losses across Belleview: $1.4M to buildings, the rest to people and crops.

Recent disaster.FEMA’s model looks at expected damage to the buildings standing today. After Hurricane Irma in 2017, FEMA took 3,346 aid registrations from Belleview addresses (the town has 2,874 homes) and flood insurance paid 3 claims for $113K.
A small-area figure. Belleview covers 5 census tracts, combined by where residents live. FEMA’s model is an average year for today’s buildings, not a record: the claims and disasters below are the record.

How TownRatings grades hazard risk →

Flood insurance claims

Does Belleview flood? Rarely: 4 flood claims since 2017

Every paid claim on a federal flood insurance policy in Belleview, from FEMA’s records: 1.4 per 1,000 homes, fewer than 70% of the 13,809 U.S. towns with a flood insurance record.

Paid flood claims, by year
2017: 4 claims2018: 0 claims2019: 0 claims2020: 0 claims2021: 0 claims2022: 0 claims2023: 0 claims2024: 0 claims2025: 0 claims2026: 0 claims2017
20172026
Biggest named events
  • Hurricane Irma3 claims · $113K
4
paid claims since 2017
$164K
paid to owners
0
homes flooded more than once
$41K
average claim
of homes in flood zones are insured
of all homes are insured
No community discount

Belleview isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Marion County.
What’s been done with FEMA grants
5buildings retrofitted against wind
Disasters

7 federal disasters brought FEMA money to Belleview

Disasters that paid out in Belleview itself (aid to households or repair grants to the City of Belleview), newest first, with that year’s flood claims.

  1. 2024Hurricane Milton550 households applied for aid$301K aid approved$20K to the City of Belleview for repairs
  2. 2017Hurricane Irma3,346 households applied for aid$1.3M aid approved$196K to the City of Belleview for repairs3 flood claims paid for it, $113K
  3. 2008Tropical Storm Fay3 households applied for aid$2K aid approved$3K to the City of Belleview for repairs
  4. 2004Hurricane Jeanne419 households applied for aid$388K aid approved$264K to the City of Belleview for repairs
  5. 2004Hurricane Ivan12 households applied for aid$7K aid approved
  6. 2004Hurricane Frances615 households applied for aid$535K aid approved$170K to the City of Belleview for repairs
Show all 7
  1. 2004Tropical Storm Bonnie and Hurricane Charley$5K to the City of Belleview for repairs
Disasters declared, by decade
Paid out in BelleviewMarion County only

Marion County has had 25 natural disasters declared by the President since 1953, most often hurricanes and tropical storms, then severe storms. Not counted: the 2005 Hurricane Katrina evacuee emergency, which covered counties that took in evacuees.

Also 2 FEMA wildfire suppression grants (Fire Management Assistance, not a disaster declaration) for fires in Marion County, 1999–2000.

Were you here?

Old photos of Belleview after a storm or flood belong in the town’s history. Add one, or share what you remember below.

Add to the Belleview archive →
Be ready

Get ready for what Belleview faces

A short kit for the hazards that drive the building damage here, what to check before you buy, and where neighbors get alerts.

Hurricane season
  • The season runs June through November and peaks from mid-August to mid-October.
  • Bring in porch furniture and anything the wind can throw.
  • Fill the gas tank and charge phones before the storm arrives.
More from Ready.gov ↗
When the river rises
  • Turn around at flooded roads: a foot of moving water can carry off a car.
  • Flood insurance usually takes 30 days to start, so buy it before the forecast.
  • Keep papers and medicines up high, in a grab-and-go bag.
More from Ready.gov ↗
Tornado warnings
  • Pick your spot now: the lowest floor, an inside room, no windows.
  • A watch means be ready; a warning means take cover now.
  • Keep shoes and a flashlight by the bed.
More from Ready.gov ↗
Before you buy or rent
  • Look up the address on FEMA’s flood map.
  • Ask the seller or landlord whether it has ever flooded, and what flood insurance costs there.
  • Get a flood insurance quote early: policies usually start 30 days after you buy.
When a storm is coming
Forecast and alertsWeather →911, the nearest ERSafety →

Know where neighbors sign up for alerts? Add it to the Handbook so everyone has it.

Questions about natural hazards in Belleview

Is Belleview at risk for natural disasters?

On FEMA’s National Risk Index, Belleview has higher expected damage per building than 64% of U.S. towns: C+ for hazard risk, #107 of 638 in Florida. Most of the expected damage is hurricanes (55%) and river and rain flooding (36%). This is FEMA’s model of an average year for today’s buildings, not a forecast.

Does Belleview flood?

Flood insurance has paid 4 claims in Belleview since 2017, $164K in all, or 1.4 per 1,000 homes, fewer than 70% of U.S. towns with a flood insurance record. The most claims came from Hurricane Irma (3).

Is Belleview in a flood zone?

Flood zones are drawn street by street, so the answer depends on the address: look it up on FEMA’s flood map. In Marion County, 22% of homes in mapped flood zones carry federal flood insurance, and 2.0% of all homes do.

How much is flood insurance in Belleview?

FEMA’s Community Rating System list shows no discount for Belleview’s flood program. Premiums depend on the building; policies usually start 30 days after you buy, so get a quote early.

What was the biggest storm in Belleview?

By FEMA money that reached Belleview, Hurricane Irma (2017): 3,346 households applied for aid, $1.3M approved, and $196K to the City of Belleview for repairs. By flood claims, Hurricane Irma: 3 paid, $113K.

Is Belleview at risk from hurricanes?

It is the largest share of the building damage FEMA expects here (55%), and Belleview’s rate for it is in the top 8% of U.S. census tracts.

Storm stories

Memories, warnings and help from neighbors in Belleview.

Town Square →
Start the conversation

Sources: FEMA National Risk Index v1.20 (December 2025), census-tract table, combined by where Belleview’s residents lived in the 2020 census; OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Homes: Census ACS 2020–24. Preparedness tips: Ready.gov. FEMA’s model is an average of expected damage, not a forecast. How hazard risk is graded.