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Florida›Miami-Dade County

Bay Harbor IslandsFL

A town of 6,021, settled in 1947.

Trash & recycling

Is Bay Harbor Islands a good place to live?

For most people who can afford it, yes. Bay Harbor Islands grades B+ overall, ranked 42nd of 634 in Florida. Residents are healthier than 87% of U.S. towns on CDC estimates and the median household earns $90K. What holds it back is price: the typical home is worth about $711K, 9.3 years of the Miami metro’s $77K median household income. Bay Harbor Islands’ January low is 61°F, above both the Florida town median (51°F) and the median of U.S. towns (22°F). Bay Harbor Islands is more walkable than 96% of U.S. towns. Among 111 Florida towns, just 4 have a lower rate of reported violence than Bay Harbor Islands.

What makes Bay Harbor Islands stand out

Where Bay Harbor Islands beats most towns.

By the sea

Bay Harbor Islands lives by the ocean

Coastal flooding makes up 10% of the storm damage FEMA expects here.

10%of expected storm damage is coastal flooding
98thpercentile for coastal flood risk nationally
39paid flood-insurance claims since 1992
7storm & flood disasters paid out here

FEMA National Risk Index · OpenFEMA · OpenStreetMap

How Bay Harbor Islands grades

Each subject compared with towns across the country (schools within Florida), ordered by how far Bay Harbor Islands is from typical.

How grading works

Its grades run from A+ for walkability (better than 96% of comparable towns) to D− for cost of living (better than 1%), so the B+ overall blends very different results.

Character Graded, but not part of the overall grade.
Described, not graded Taste, not quality: snow or an older crowd is neither good nor bad.

How TownRatings grades towns →

Bay Harbor islands broad Causeway
Bay Harbor islands broad Causeway, 2007
Bay Harbor Islands’s story

79 years in pictures

Census counts: 296 in 1950, 5,922 in 2020. The archive holds 6 old photos and papers going back to 2007 and 2 maps from 1956 on.

  • 1947Bay Harbor Islands is settled
Explore the history →
Nearby attractions

Hard Rock Stadium and 70 more within 40 miles

Museums, parks, gardens and other places to visit around Bay Harbor Islands. Close and well known come first.

All 85 attractions →
Sources: National Park Service · ski areas © OpenSkiMap / OpenStreetMap contributors · Wikidata · Wikipedia readership · photos via Wikimedia Commons
Photo credits

Hard Rock Stadium: elisfkc2, CC BY-SA 2.0 · Nu Stadium: Cuban Boy, CC0 · Kaseya Center: jjron, GFDL 1.2 · LoanDepot Park: Roberto Coquis, CC BY 2.0 · Haulover Park: Elmschrat, CC BY-SA 3.0 · Everglades National Park: Everglades NPS from Homestead, Florida, United States, Public domain

Getting set up

Moving to Bay Harbor Islands: who provides what

Who provides power, water and the rest in Bay Harbor Islands, and how to reach them.

The full setup list →
PowerFPL14.6¢/kWh · EIA 2025HIFLD · EIA
WaterTown of Bay Harbor Islands water systemNo health-based violations in 5 years · EPAEPA
Internet6 providers100% of addresses get 100/20 MbpsFCC
Trash & dumpTown pickupTown crews pick up at the curbTown site
SchoolsDade County School DistrictWhich school depends on your addressNCES
Register to voteOnlineIn Florida you can register online until 29 days before Election Day, in person until 29 days before Election Day, or by mail (postmarked 29 days before).vote.gov
Who runs elections hereMiami-Dade Supervisor of ElectionsMiami-Dade County; contacts on the Handbook page.FVAP, Sep 2026
ZIP code3315433154 100%Census 2020

EPA SDWIS (Oct 9, 2026) · HIFLD + EIA-861 2025 · Census 2020 ZCTAs · NCES 2024–25 · registration: vote.gov, updated Nov 17, 2025.

The data

Ordered by what stands out in Bay Harbor Islands.

Bay Harbor Islands has milder winter nights than nearly all U.S. towns and has less tooth loss than most of Florida, but it has homes that cost more against local pay than most of Florida.

HousingCost of living grade D−

For cost of living, Bay Harbor Islands earns a D−

At 9.3 years of the Miami metro’s $77K median household income, the typical home (about $711K) costs more against local pay than in 94% of Florida towns; that ratio is one input to that grade. Home values rose 41% in five years, to about $711K, against 19% across Florida.

The typical home value in Bay Harbor Islands is about $711,000, up 3.5% in a year, 89% above the Florida typical home. Bay Harbor Islands’ midpoint rent stands at $2,442 a month. Nearly half of households own their home in the town.

$711KZillow home value
Bay Harbor IslandsFlorida townsU.S. towns
Median rent$2,442 a month$1,647 a month$1,185 a month
Households that own their home49%72%73%

Typical home value

Bay Harbor Islands$711K
Florida$375K
Market temperature
Buyer’s marketA buyer's marketBuyer’sSeller’s
152
days on market
93.5%
sale-to-list price
+3.5%
value change, 1 year
17
homes sold in May

Census ACS, 2020–24 · Zillow Home Value Index · Redfin Data Center

SchoolsB+

Bay Harbor Islands’ schools rank ahead of 72% of Florida districts

Its public schools are run by the Miami-Dade school district. 1,257 students attend Bay Harbor Islands’s public school.

72%of FL districts it outscoresB+School Grade
SchoolLevelStudentsLetter
Ruth K. Broad Bay Harbor K-8 CenterLargest public elementary schoolGrades PK–8Grades PK–81,257A

NCES · EDFacts · graded within FL on state tests and graduation

HealthA

For health, Bay Harbor Islands earns an A

Its widest gap with Florida is tooth loss: 7.3% of those 65+ have lost all their teeth, against 12.7% statewide.

30% of Bay Harbor Islands adults have high blood pressure. In Bay Harbor Islands, 13% of adults report frequent mental distress, and 26% have obesity.

87%healthier than U.S. townsAHealth Grade
Bay Harbor IslandsFlorida townsU.S. towns
Depression (CDC PLACES)15%18%23%
Frequent mental distress (CDC PLACES)13%16%17%
Obesity (CDC PLACES)26%32%35%
Smoke cigarettes (CDC PLACES)8.9%13%14%
31 measures vs. Florida
19 better12 too close to call0 worse
What stands outBay Harbor IslandsFL
Fewer older adults who have lost all their teeth7.3%12.7%
Fewer adults with COPD4.7%7.2%
Mount Sinai Medical Center of Florida
5 mi away · emergency room
1 of 3
care shortages: mental health
90th
percentile among FL towns

CDC PLACES 2025 · modeled estimates for adults · CMS · HRSA

Work & commuteJobs & income grade A

Bay Harbor Islands has 0.6 jobs for every working resident, so most commute out

30.5% of workers work from home, against 15.7% across Florida.

The top destinations are Miami (19%), Miami Beach (10%) and Aventura (4%). Just 5% of Bay Harbor Islands’s working residents have a job in town. In Bay Harbor Islands, the typical journey to work is 31 minutes. Jobs in Bay Harbor Islands grew by 146 from 2013 to 2023, reaching 1,243.

5%work in town
Bay Harbor IslandsFlorida townsU.S. towns
Average trip to work31 minutes27 minutes25 minutes
Below the poverty line5.4%11%9.6%
Median household income$90,000$73,000$80,000

Where working residents work

In Bay Harbor Islands5%
Miami19%
Miami Beach10%
Aventura4%
Hollywood3%
9 mi
median commute distance
1,243
jobs based in Bay Harbor Islands
A commuter town
jobs vs. working residents
A+
Walkability grade: more walkable than 96% of U.S. towns

Census LEHD 2023 · ACS

Climate

The climate in Bay Harbor Islands brings mild winters and hot summers

January nights average 61°, milder than in 100% of U.S. towns; July afternoons average 89.4°.

Snow is almost unheard of. Bay Harbor Islands’ typical July afternoon high comes in at 89°F.

90°summer high

Typical low → high °F

Winter63–77°
Spring70–82°
Summer77–89°
Fall73–85°
+2.0°
vs. the 20th-century average
90°
typical summer high

NOAA U.S. Climate Normals, 1991–2020

Safety

Crime reported in Bay Harbor Islands

The level of property crime for Bay Harbor Islands comes to 8.6 per 1,000 residents. Bay Harbor Islands's reported crime rate is below Florida's. Most reported incidents are property crimes, mainly thefts. Violent crime is rare: 2 reported in 2024.

Violent crime per 1,000 residents

Bay Harbor Islands0.4
Florida2.6
U.S.3.6

Property crime per 1,000 residents

Bay Harbor Islands8.6
Florida12.6
U.S.17.7
2
violent crimes reported in 2024
48
property crimes reported in 2024

FBI crime data, 2024 · crimes reported to police

Natural hazardsHazard risk grade C+

Top of a moderate hazard risk in Bay Harbor Islands: hurricanes

Expected storm and flood damage is higher than in 55% of U.S. communities. Since 1992, 39 flood insurance claims have been paid out in Bay Harbor Islands. Federal aid has come to Bay Harbor Islands households in 7 declared disasters; the latest was in 2022.

55risk score of 100
FEMA risk score
55Moderate riskLowerHigher
HurricanesInland floodingCoastal flooding
39
paid flood claims since 1992
7
federal disasters paid out here

FEMA flood insurance claims · FEMA disaster declarations and aid · FEMA National Risk Index · OpenFEMA

OutdoorsB

Protected land: 2.1% of Bay Harbor Islands

In 2 parks and preserves, walkers have 0.3 miles of trail. Bay Harbor Islands’ trail network density is 0.8 miles per square mile.

2.1%conserved
Bay Harbor IslandsFlorida townsU.S. towns
Miles of trail per square mile0.8 miles per square mile0.40.4
Conserved land2.1%3%4.3%
2.1%
conserved · 6 of 269 acres
0.3 mi
of trails · 0.8 per sq mi
Biggest places to walkTrailsAcres
1. South Passive Park—1
2. Officer Scott A. Winters Park—1

Trails & parks © OpenStreetMap contributors · Conserved land: USGS PAD-US

Keep exploring

Everything we know about Bay Harbor Islands

20pages on Bay Harbor Islands
After high school

Colleges nearby

23 within 15 miles of the center of Bay Harbor Islands

A commuter town

95% of working residents leave Bay Harbor Islands for work

Where Bay Harbor Islands’s working residents go each day. Line width shows the share.

19% → Miami Miami 19% 10% → Miami Beach Miami Beach 10% 4% → Aventura Aventura 4% 3% → Hollywood Hollywood 3% 3% → Surfside Surfside 3% 2% → Fort Lauderdale Fort Lauderdale 2% Bay Harbor Islands · 5% stay
1,243jobs based in Bay Harbor Islands
5%of working residents work in town
9 mimedian commute distance

Census LEHD 2023

About Bay Harbor Islands

Town in Florida, United States

Official town website ↗

Bay Harbor Islands is a town in Miami-Dade County, Florida, United States. The town is part of the Miami metropolitan area of South Florida. It is separated from the mainland by Biscayne Bay. The population was about 6,000 as of the 2020 United States census.

From Wikipedia, licensed CC BY-SA 4.0 · facts via Wikidata (CC0)

Established
1947
Area
0.4 sq mi
Elevation
7 ft
Area code
305

Questions about Bay Harbor Islands

Short answers, built from the data on this page.

Is Bay Harbor Islands, FL a good place to live?

For most people who can afford it, yes. Bay Harbor Islands grades B+ overall, better than 72% of U.S. towns and #42 of 634 in Florida. It grades A for health and B+ for schools. Cost of living is its weak spot, with a D−.

Is Bay Harbor Islands, FL expensive?

Yes. Cost of living, which also weighs rents, property taxes and how many households pay 30% or more of their income for housing, grades D−.