FEMA expects less hazard damage per building in Kent Acres than in 62% of U.S. towns, mostly from river and rain flooding
On FEMA’s National Risk Index, Kent Acres gets a B for hazard risk: lower expected damage per building than 62% of U.S. towns. Most of that expected damage is river and rain flooding (71%), then hurricanes (18%). FEMA’s files show no paid flood insurance claims here.
Graded on FEMA’s expected yearly building damage per dollar of building value (NRI v1.20, December 2025), weighted by where residents live; flood claims are shown, not graded. How hazard risk is graded
What Kent Acres faces
Each hazard’s share of the building damage FEMA expects here, and how its rate compares with the rest of the country.
River and rain flooding
Hurricanes
Shares are of FEMA’s expected building damage, the measure the grade uses; ranks compare each hazard’s building-damage rate with all 85,154 U.S. census tracts. In FEMA’s terms, river and rain flooding is FEMA’s “Inland Flooding” (rivers and streams overflowing their banks, or rain overwhelming drainage). FEMA defines coastal flooding as high or rising tides and storm surge, so surge damage is counted there. Drought isn’t listed: FEMA counts its losses in crops only.
What’s behind Kent Acres’ grade
River and rain flooding is 71% of the building damage FEMA expects in Kent Acres, and Kent Acres’ rate of river and rain flooding damage is lower than 52% of U.S. census tracts. Coastal flooding adds 2%, at a rate in the top 6% of U.S. census tracts.
B lower expected damage per building than 62% of U.S. towns (21,298).
Kent Acres’ residents live in 2 census tracts; FEMA’s figures are combined by where they live.
In dollars, FEMA expects about $670K a year in losses across Kent Acres: $465K to buildings, the rest to people and crops.
Does Kent Acres flood? No paid flood claims on record
FEMA’s records show no paid flood insurance claims in Kent Acres. That’s not a promise: most homes don’t carry flood insurance, so small floods go unrecorded.
Kent Acres isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Kent County.The storms Kent Acres remembers
None of the 12 disasters declared for Kent County shows FEMA aid or repair money reaching Kent Acres itself in FEMA’s records, so these are its biggest flood-claim years.
Kent County has had 12 natural disasters declared by the President since 1953, most often winter storms, then hurricanes and tropical storms. Not counted: the 2005 Hurricane Katrina evacuee emergency, which covered counties that took in evacuees.
Kent Acres and its neighbors
Kent Acres is 3rd of the 5 graded towns here, from least expected damage per building to most. Tap a town to see its hazards.
| Town | Hazard risk | Mostly (buildings) | Flood claims |
|---|---|---|---|
| Camden | A−less damage than 79% | river and rain flooding | — |
| Dover | A−less damage than 79% | river and rain flooding | 15 |
| Kent Acres | Bless damage than 62% | river and rain flooding | 0 |
| Rodney Village | B−less damage than 50% | river and rain flooding | — |
| Highland Acres | C+more damage than 59% | river and rain flooding | 2 |
Hazard risk = FEMA’s expected yearly building damage per dollar of building value, vs. the 21,298 U.S. towns we grade; the map is shaded by fifths of the same scale. Flood claims = paid federal flood insurance claims on record.
Get ready for what Kent Acres faces
A short kit for the hazards that drive the building damage here, what to check before you buy, and where neighbors get alerts.
- Turn around at flooded roads: a foot of moving water can carry off a car.
- Flood insurance usually takes 30 days to start, so buy it before the forecast.
- Keep papers and medicines up high, in a grab-and-go bag.
- The season runs June through November and peaks from mid-August to mid-October.
- Bring in porch furniture and anything the wind can throw.
- Fill the gas tank and charge phones before the storm arrives.
- Look up the address on FEMA’s flood map.
- Ask the seller or landlord whether it has ever flooded, and what flood insurance costs there.
- Get a flood insurance quote early: policies usually start 30 days after you buy.
Know where neighbors sign up for alerts? Add it to the Handbook so everyone has it.
Questions about natural hazards in Kent Acres
Is Kent Acres at risk for natural disasters?
On FEMA’s National Risk Index, Kent Acres has lower expected damage per building than 62% of U.S. towns: B for hazard risk. Most of the expected damage is river and rain flooding (71%) and hurricanes (18%). This is FEMA’s model of an average year for today’s buildings, not a forecast.
Is Kent Acres in a flood zone?
Flood zones are drawn street by street, so the answer depends on the address: look it up on FEMA’s flood map. In Kent County, 36% of homes in mapped flood zones carry federal flood insurance, and 1.3% of all homes do.
How much is flood insurance in Kent Acres?
FEMA’s Community Rating System list shows no discount for Kent Acres’ flood program. Premiums depend on the building; policies usually start 30 days after you buy, so get a quote early.
Is Kent Acres at risk from river and rain flooding?
It is the largest share of the building damage FEMA expects here (71%), and Kent Acres’ rate for it is lower than 52% of U.S. census tracts.
Storm stories
Memories, warnings and help from neighbors in Kent Acres.
Sources: FEMA National Risk Index v1.20 (December 2025), census-tract table, combined by where Kent Acres’ residents lived in the 2020 census; OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Homes: Census ACS 2020–24. Preparedness tips: Ready.gov. FEMA’s model is an average of expected damage, not a forecast. How hazard risk is graded.