Photo: Squirrelwhisperer · CC BY-SA 4.0Homes in Cardinal are worth 50% less than the median of Ontario’s towns
The 2021 census gives $348,000 as the median value; Ontario’s towns come to $695,000. An owner’s figure, not a sale: the census of May 2021 asked what each home would fetch. For Cardinal there is no published sale price, as for every town in Ontario.
Two ways to price a home in Cardinal
Each source sits beside its own median for Ontario’s towns; none compares across provinces, which value homes in their own ways. MPAC hasn’t reassessed since its 1 January 2016 values, which is why the figure sits well under the census value; it compares only within Ontario.
median, owners’ estimate
- Average
- $379K
- Owners
- 2,490
- Ontario’s towns
- $695K
- The typical Canadian town
- $406K
all residential, MPAC 2016 base
- Ontario’s towns
- $232K
Census 2021 (Statistics Canada); Canadian Housing Statistics Program, tables 46-10-0099 and 46-10-0093; Québec rôle d’évaluation foncière 2026 (MAMH).
Houses in Cardinal carry assessments 18% under the middle of Ontario’s towns
Detached houses account for 92% of the 2,875 properties on Cardinal’s 2024 roll.
Median assessment by type, 2024 the tick is the median of Ontario’s towns
Canadian Housing Statistics Program, table 46-10-0093 (2024): residential properties on the assessment roll, vacant land left out. The ticks are the median of Ontario’s towns with their own figure; assessments compare within a province only.
9% of Cardinal’s homes need major repairs, against 6% for Ontario’s towns
3,140 occupied homes stood in Cardinal in 2021, and single-detached houses made up 83% of them. The older half dates from before 1981.
Homes by period of construction the tick is the median of Ontario’s towns
Homes by kind
| Cardinal | Ontario | Canada | |
|---|---|---|---|
| Condominiums | 3% | 7% | 8% |
| Needing major repairs | 9% | 6% | 6% |
| Too small for the household | 3% | 5% | 3% |
| Households in core housing need | 3% | 9% | 7% |
Census 2021 (Statistics Canada): occupied private dwellings; core housing need as Statistics Canada defines it. Ticks and columns are medians of the towns and neighbourhoods of 2,500 or more.
8.9 new homes a year per 1,000 in Cardinal: fewer than Ontario’s towns (15)
Cardinal issued permits for 154 new homes from 2018 to 2023, or about 26 a year. Single-unit buildings took 76% of them, where Ontario’s towns built 66%.
Most in 2021: 40 new homes
New homes a year per 1,000 homes
Statistics Canada, tables 46-10-0087 (building permits by census subdivision, 2018–2023: dwelling units created, new construction and conversions) and 34-10-0292 (monthly, metro areas). Per 1,000: units a year over 2019–2023 against occupied homes in 2021.
Cardinal is cheaper than most of Ontario’s towns: 50% under their $695,000 median
The census values of Ontario’s towns, 871 of them with 2,500+ people, from dearest to cheapest.
Census 2021, owners’ estimates; towns and neighbourhoods of 2,500 or more, no city as a whole, no reserve.
Cheaper next to Cardinal: Prescott and Morrisburg
Next to Cardinal: 2021 census values and the share of owners.
| Town | Median home value | Average | Owners | km |
|---|---|---|---|---|
| Cardinal | $348K | $379K | 81% | |
| Prescott | $250K | $276K | 58% | 13.9 |
| Morrisburg | $300K | $355K | 81% | 17.5 |
| Augusta | $348K | $403K | 92% | 18.8 |
Census 2021 values; km.
Questions about property prices in Cardinal
How many households in Cardinal are in core housing need?
Below the norm for Ontario’s towns (9%): 3% in Cardinal, counting the households whose home falls short on cost, size or repair.
Is Cardinal expensive for Ontario?
Below the norm for Ontario’s towns, whose median home is worth $695,000; Cardinal’s is worth less.
Sources: Statistics Canada, Census of Population 2021 · Statistics Canada, Canadian Housing Statistics Program · Statistics Canada, building permits (tables 46-10-0087 and 34-10-0292). Under the Statistics Canada Open Licence.
Adapted from Statistics Canada (Census of Population 2021, population estimates 2025, 2021 census boundaries) under the Statistics Canada Open Licence; this does not constitute an endorsement by Statistics Canada. Neighbourhood names in some cities © OpenStreetMap contributors (ODbL).