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California›San Joaquin County

WaterlooCA

A town of 894, settled in 1865.

Is Waterloo a good place to live?

Waterloo has fewer than 1,000 residents, too few for fair grades; the figures below are still real.

Small town

894 people, and everyone knows the way

In a town this size, neighbors are the best guide. Ask them anything.

Nearby towns
Getting set up

Moving to Waterloo: who provides what

Waterloo is unincorporated, so San Joaquin County and regional agencies provide most services.

PowerPG&E37.5¢/kWh · EIA 2025HIFLD · EIA
Internet7 providers98% of addresses get 100/20 MbpsFCC
Trash & county servicesSan Joaquin CountySan Joaquin County provides services here
SchoolsLinden Unified School DistrictWhich school depends on your addressNCES
Register to voteOnlineIn California you can register online until 15 days before Election Day, in person up to and including Election Day, or by mail (postmarked 15 days before).vote.gov
Who runs elections hereSan Joaquin Registrar of VotersSan Joaquin County; contacts on the Handbook page.FVAP, Sep 2020
ZIP code9521595215 100%Census 2020

EPA SDWIS (Oct 9, 2026) · HIFLD + EIA-861 2025 · Census 2020 ZCTAs · NCES 2024–25 · registration: vote.gov, updated Nov 18, 2024.

The data

Ordered by what stands out in Waterloo.

Natural hazards

Waterloo has a very high natural-hazard risk, chiefly from drought

The natural-hazard score from FEMA for Waterloo comes to 83 of 100. 47% of the town’s expected losses from natural hazards come from drought, followed by inland flooding at 31%.

83risk score of 100
FEMA risk score
83Very high riskLowerHigher
DroughtInland floodingEarthquakes

FEMA National Risk Index · OpenFEMA

Schools

The schools Waterloo’s kids attend

Its public schools are run by the Linden Unified school district. 339 students attend Waterloo’s public school.

SchoolLevelStudentsLetter
Waterloo ElementaryLargest public middle schoolGrades 5–8Grades 5–8339–

NCES · EDFacts

Work & commute

With only 0.7 jobs per working resident, most people in Waterloo work out of town

Only 4% of working residents stay in Waterloo for work; the rest commute out. Jobs based in Waterloo grew to 155 in 2023, 32 more than in 2013. The share of residents in Waterloo who live below the poverty line: 5.5%. The top destinations are Stockton (26%), Lodi (3%) and Livermore (3%).

4%work in town
WaterlooCalifornia townsU.S. towns
Below the poverty line5.5%10%9.6%
Average trip to work25 minutes28 minutes25 minutes
Working residents who work in town3.9%6.6%8%

Where working residents work

In Waterloo4%
Stockton26%
Lodi3%
Livermore3%
Linden3%
11 mi
median commute distance
155
jobs based in Waterloo
A commuter town
jobs vs. working residents

Census LEHD 2023 · ACS

Climate

The climate in Waterloo brings mild winters and hot summers

Waterloo’s July high is 94°F, above both the California town median (89°F) and the median of U.S. towns (85°F).

94°summer high

Typical low → high °F

Winter40–59°
Spring48–74°
Summer59–92°
Fall50–78°
Dec 8
typical first frost
Feb 5
typical last frost
+1.5°
vs. the 20th-century average
94°
typical summer high

NOAA U.S. Climate Normals, 1991–2020

Health

How healthy Waterloo is

Waterloo: just over a quarter of adults get no exercise outside work. On the CDC’s 32 measures, Waterloo is ahead of California on 1 and behind on 12. The share of adults in Waterloo who report frequent physical distress is 17%, above both California’s towns (14%) and U.S. towns (14%).

WaterlooCalifornia townsU.S. towns
Fair or poor health (CDC PLACES)27%22%19%
Frequent physical distress (CDC PLACES)17%14%14%
Diabetes (CDC PLACES)14%12%12%
Yearly checkup (CDC PLACES)72%72%79%
32 measures vs. California
1 better19 too close to call12 worse
What stands outWaterlooCA
More adults treating high blood pressure75.3%71.3%
More older adults who have lost all their teeth18.6%10.6%
Adventist Health Lodi Memorial
5.8 mi away · emergency room
1 of 3
care shortages: mental health

CDC PLACES 2025 · modeled estimates for adults · CMS · HRSA

Housing

A home in Waterloo sells for about $565K at the median

36% of households are owner-occupiers in Waterloo. In Waterloo, the typical rent is $2,346 a month.

$565Kmedian sale price
WaterlooCalifornia townsU.S. towns
Households that own their home36%64%73%
Median rent$2,346 a month$1,896 a month$1,185 a month
1
homes sold in March

Census ACS, 2020–24 · Zillow Home Value Index · Redfin Data Center

Outdoors

0% of Waterloo is conserved land

2.9 miles of trail. Waterloo’s trail network density comes in at 0.5 miles per square mile.

0%conserved
0%
conserved · 0 of 3,463 acres
2.9 mi
of trails · 0.5 per sq mi

Trails & parks © OpenStreetMap contributors · Conserved land: USGS PAD-US

Nearby attractions

Adventist Health Arena and 12 more within 40 miles

Museums, parks, gardens and other places to visit around Waterloo. Close and well known come first.

All 91 attractions →
Sources: National Park Service · ski areas © OpenSkiMap / OpenStreetMap contributors · Wikidata · Wikipedia readership · photos via Wikimedia Commons
Photo credits

Adventist Health Arena: Christopher Bauer, CC BY-SA 4.0 · Hornet Stadium: Quintin Soloviev, CC BY 4.0 · Haggin Museum: Bluelight999, CC BY-SA 4.0 · USS Lucid: U.S. Navy photo, Public domain · Western Railway Museum: LPS.1, CC BY-SA 3.0 · Micke Grove Zoo: Breck22, CC BY-SA 3.0

Keep exploring

Everything we know about Waterloo

17pages on Waterloo
After high school

Colleges nearby

4 within 15 miles of the center of Waterloo

A commuter town

96% of working residents leave Waterloo for work

Where Waterloo’s working residents go each day. Line width shows the share.

26% → Stockton Stockton 26% 3% → Lodi Lodi 3% 3% → Livermore Livermore 3% 3% → Linden Linden 3% 2% → Manteca Manteca 2% 2% → Lathrop Lathrop 2% Waterloo · 4% stay
155jobs based in Waterloo
4%of working residents work in town
11 mimedian commute distance

Census LEHD 2023

About Waterloo

Census-designated place in California, United States

Waterloo is a census-designated place in San Joaquin County, California. Waterloo sits at an elevation of 62 feet (19 m). The 2020 United States census reported Waterloo's population was 534.

From Wikipedia, licensed CC BY-SA 4.0 · facts via Wikidata (CC0)

Area
5.4 sq mi
Elevation
62 ft
Area code
209

Questions about Waterloo

Short answers, built from the data on this page.

Is Waterloo, CA a good place to live?

Waterloo has fewer than 1,000 residents, too few for fair grades; the figures below are still real.