Guest, Sign inJoin

Post to San Gabriel

We’ll email a one-tap link to publish your post. No password, and nothing is public until you click it.
Already a member? Sign in
San Gabriel MissionSan Gabriel Mission · Photo: Robert A. Estremo · CC BY-SA 2.0
D−Cost of living
Cost of living in San Gabriel

Even on the area’s higher pay, San Gabriel costs more to live in than 98% of U.S. towns

It ranks #701 of 846 in California for affordability. Up 2.7% in a year, 43% above the California typical home.

Census 2020–24 home values, rents, tax bills and cost burden, measured against the median household income of the Los Angeles-Long Beach-Anaheim, CA metro area ($96K). How TownRatings grades cost of living

Typical home value
$1.09M
▲ 2.7% in a year · CA $762K
Zillow
Homes sold
15
in May 2026 · 46 for sale
2-bedroom rent
$2,550
a month, utilities in · HUD
Median tax bill
$6,908
CA $5,124
Area income (the grade’s yardstick)
$96K
Los Angeles-area median
Why San Gabriel gets a D− although people here earn more than most

The grade measures what housing costs against what households in the area earn. San Gabriel’s area earns well above the typical U.S. town ($96K against $74K), but homes, rent and taxes here run higher still. Owners keep up better than renters: 29% of owners pay 30% or more of income for housing (typical U.S. town: 20%), against 51% of renters.

In dollars

  • $1.1Mtypical home, 43% above the California typical homeZillow, September 2026
  • $2,550a month for a two-bedroom, utilities includedHUD Fair Market Rent, 2026

In paychecks the grade

  • 9.9 yrsof area income buys the typical home; the typical U.S. town: 3.3$96K, Los Angeles-area income
  • 24%of area income goes to the median rent; the typical U.S. town: 18%Census 2020–24
  • 51%of renters pay 30%+ of income for housing; across California: 55%Census 2020–24
  • 29%of owners do; the typical U.S. town: 20%Census 2020–24
What stands out · In brief

Housing in San Gabriel, in brief

Prices vary a lot across the town lines

Typical values in the towns next door run from $890K in Rosemead to $2.79M in San Marino. At $1.09M, San Gabriel is the second most expensive of the 6. Vs. neighbors ↓

Fewer people, more homes

Between the 2010 and 2020 censuses, San Gabriel lost 150 residents while 412 new homes were permitted. New homes ↓

Written from the data on this page. Home values are the Zillow Home Value Index, through September 2026; sales and supply are Redfin’s for May 2026; permits are Census figures through 2025; incomes, rents paid, taxes and ownership come from the Census American Community Survey.

Cost of living grade

What’s behind San Gabriel’s grade

Measured against what households in the area earn, San Gabriel is more affordable than 2% of U.S. towns, #701 of 846 in California. The four inputs sit close together, so no single cost explains the grade.

All U.S. towns we grade (21,243)More affordable than 2%
CostlierMore affordable
California towns we grade (846)More affordable than 17%

Values have outpaced California: the typical San Gabriel home is up 22.5% in five years, against 13.3% statewide (Zillow).

How sure. San Gabriel’s Census figures cover about 12,036 households. At the ends of the Census margins (area income ±$378, owners paying 30%+ ±3.4 points), San Gabriel could be anywhere from D− to D−.

How TownRatings grades cost of living →

Price trend

Up 22.5% in five years

Faster than California (13.3%).

San GabrielCalifornia
$400K$500K$600K$700K$800K$900K$1M$1.1M20182020202220242026
Show as a table
JanuarySan GabrielCalifornia
2017$627,000$451,000
2018$694,000$499,000
2019$771,000$537,000
2020$767,000$548,000
2021$831,000$604,000
2022$920,000$700,000
2023$963,000$723,000
2024$1,017,000$754,000
2025$1,057,000$778,000
2026$1,086,000$763,000
September 2026$1,086,000$762,000
Then & now

A typical San Gabriel home worth $611K in October 2016 is worth about $1.09M today.

+$474K
+2.7%
past year
+22.5%
past 5 years
+77.6%
since 2016

Zillow Home Value Index: the typical value of all homes (middle third), smoothed and seasonally adjusted, through September 2026.

How fast homes sell · Redfin, May 2026

Too few sales to read the market

Only 15 homes sold in May 2026, the latest month in Redfin’s figures: too few to describe the market or quote a median sale price.

Affordability

A typical home costs 9.9 years of area income

The calculator starts from the area income the grade uses. Switch to San Gabriel’s own median, or type yours.

Household income a year
$
Los Angeles-area median household income, as in the grade
You could afford about
$383,000
Typical San Gabriel home $1.09M

That’s $703K short of a typical San Gabriel home.

The typical home, each month
$6,350
Loan $5,380Tax $660Insurance $320

A two-bedroom rents for about $2,550 a month here, $3,800 less than owning.

An estimate, not a loan offer: payments of up to 28% of income, a 30-year fixed loan, San Gabriel’s typical property tax (0.73% of value a year, from the Census) and insurance of about 0.35%. Mortgage insurance, HOA fees and other debts aren’t included.

Renting

A two-bedroom rents for about $2,550

Renters already here pay a median of $1,915, so moving in tends to cost more than staying put.

Fair Market Rent a month, utilities included

Studio$1,820
1 bedroom$2,040
2 bedrooms$2,550
3 bedrooms$3,240
4 bedrooms$3,600
50%
of households rent · CA 44%
5,727
renter households
51%
of renters spend 30%+ of income on rent · CA 55%
34%
of the median income, for a two-bedroom
$1,915
median rent paid today · Census

U.S. Department of Housing and Urban Development, Fair Market Rents by ZIP code (Los Angeles-Long Beach-Glendale, CA HUD Metro FMR Area): the 40th-percentile rent plus utilities for a standard unit. Median rent and renters: U.S. Census Bureau, American Community Survey.

New construction

61 new homes permitted in 2025

Builders were permitted 61 new homes in San Gabriel in 2025: 53 single-family houses and 8 in buildings with two or more homes, worth about $12.9 million to build. That's 1.6 per 1,000 residents, slower than across California (2.7). Over the past 10 years, San Gabriel has permitted 797 homes in all.

Single-family2+ homes per building
050100150200200020052010201520202025
61
new homes permitted in 2025
42
2026 so far (Jan–Aug)
1.6
per 1,000 residents · CA 2.7
797
homes in the past 10 years
Homes vs. people, 2010–2020
Residents−150
New homes+412

Between the 2010 and 2020 censuses, San Gabriel's population fell by 150 even though 412 new homes were permitted. Homes are holding fewer people: households are getting smaller, or more homes are used part of the year. Across California: 2.7 new residents per new home.

Every year as a table
YearNew homesSingle-family2+ per buildingValue
2026 (Jan–Aug)42375$7.3 million
202561538$12.9 million
20241116447$18.7 million
202360600$9.3 million
2022917912$17.8 million
202155550$7.6 million
202019946153$36.9 million
201915150$2.1 million
201824240$4.9 million
2017978215$32.3 million
2016847311$29.1 million
20151207644$34.5 million
201424240$7.6 million
201316160$5.3 million
201212120$4 million
2011990$3 million
201011110$3.7 million
2009990$3 million
200810100$3.4 million
2007441727$13.7 million
2006544311$14.4 million
2005685315$16.3 million
200444413$11.1 million
2003756312$17.3 million
200249445$10.8 million
200149409$7.9 million
200040337$6.6 million

Homes authorized by building permits, counted in the year the permit was issued. U.S. Census Bureau, Building Permits Survey.

Property taxes

Property tax runs above the California norm

The median bill is $6,908 (California: $5,124), 0.73% of a home’s value a year, against 0.70% statewide.

$6,908
median bill a year · CA $5,124
0.73%
of a home’s value a year · CA 0.70%
$660
a month at that rate, on the typical home (Zillow)

Census American Community Survey 2020–24: the median real-estate tax bill homeowners report, and that bill ÷ the median home value. Bills include town, school and county taxes. The Census reports bills over $10,000 only as “$10,000+”.

Next door

San Gabriel vs. its neighbors

Of the 6 towns here with a Zillow value, San Gabriel has the 5th-lowest. East San Gabriel has no Zillow value, so it is in the table only.

Cost next door · one source per column

TownCostTypical home
Zillow, September 2026
Median value
Census 2020–24
Tax rate
bill ÷ value
2-bed rent
HUD 2026
San GabrielD−$1.1M$946K0.73%$2,550
East San GabrielD−—$962K0.73%$2,720
RosemeadD−$890K$807K0.63%$2,270
AlhambraD−$911K$858K0.67%$2,490
San MarinoD−$2.8M$2.0M0.50%+$2,940
Temple CityD−$1.1M$962K0.72%$2,670
Monterey ParkD−$910K$863K0.69%$2,360

“—” under Zillow: Zillow publishes no value for that town, so it’s left blank rather than mixed with Census figures. “+”: the Census reports the tax bill only as $10,000 or more, so the rate is at least that.

Questions about the cost of living in San Gabriel

Is San Gabriel expensive to live in?

Measured against what households in the area earn, San Gabriel costs more than 98% of U.S. towns: a D− for cost of living, #701 of 846 in California. The typical home costs 9.9 years of the median household income of the Los Angeles-Long Beach-Anaheim, CA metro area ($96K).

How much does a house cost in San Gabriel?

About $1.1M, Zillow’s typical value for September 2026, up 2.7% in a year. The California typical home is $762K.

What salary do you need to live in San Gabriel?

To buy the typical home with 20% down at 6.3%, about $272,000 a year, keeping the payment (about $6,350 a month with tax and insurance) at 28% of income. To rent a two-bedroom at 30% of income, about $102,000.

How much is rent in San Gabriel?

HUD puts a two-bedroom at about $2,550 a month with utilities, the going rate for someone moving in. Renters already here pay a median of $1,915 (Census 2020–24).

What are property taxes in San Gabriel?

The median bill is $6,908 a year, 0.73% of the median home value (California: $5,124, 0.70%), from the Census 2020–24.

Are home prices in San Gabriel going up?

Yes: up 2.7% in the past year and 22.5% in five years, against 13.3% across California (Zillow).

Neighbors talk housing

What San Gabriel buyers, sellers and renters are saying.

Town Square →
Start the conversation

Home values: Zillow Home Value Index (ZHVI), Zillow Research, September 2026. Sales, days on market and supply: Redfin Data Center, May 2026. Income, ownership, taxes and rent: U.S. Census Bureau, American Community Survey. New homes: U.S. Census Bureau, Building Permits Survey. Fair Market Rents: U.S. Department of Housing and Urban Development. The calculator is an estimate, not a loan offer. Regional price levels: BEA; electricity: EIA. How TownRatings grades cost of living.