FEMA expects more hazard damage per building in Lemoore Station than in 92% of U.S. towns, mostly from river and rain flooding
On FEMA’s National Risk Index, Lemoore Station gets a D for hazard risk: higher expected damage per building than 92% of U.S. towns, #398 of 847 in California. Most of that expected damage is river and rain flooding (67%), then earthquakes (33%). FEMA’s files show no paid flood insurance claims here.
Graded on FEMA’s expected yearly building damage per dollar of building value (NRI v1.20, December 2025), weighted by where residents live; flood claims are shown, not graded. How hazard risk is graded
What Lemoore Station faces
Each hazard’s share of the building damage FEMA expects here, and how its rate compares with the rest of the country.
River and rain flooding
Earthquakes
Shares are of FEMA’s expected building damage, the measure the grade uses; ranks compare each hazard’s building-damage rate with all 85,154 U.S. census tracts. In FEMA’s terms, river and rain flooding is FEMA’s “Inland Flooding” (rivers and streams overflowing their banks, or rain overwhelming drainage). FEMA defines coastal flooding as high or rising tides and storm surge, so surge damage is counted there. Drought isn’t listed: FEMA counts its losses in crops only.
What’s behind Lemoore Station’s grade
River and rain flooding is 67% of the building damage FEMA expects in Lemoore Station, and Lemoore Station’s rate of river and rain flooding damage is in the top 8% of U.S. census tracts. Earthquakes add 33%, at a rate in the top 10% of U.S. census tracts.
D #398 of 847 in California; higher expected damage per building than 92% of U.S. towns (21,298).
All of Lemoore Station’s residents live in one census tract; the figures are that tract’s.
The typical California town has higher expected damage than 92% of U.S. towns; within the state, Lemoore Station has less expected damage per building than 53% of California towns.
In dollars, FEMA expects about $3.6M a year in losses across Lemoore Station: $2.2M to buildings, the rest to people and crops.
Does Lemoore Station flood? No paid flood claims on record
FEMA’s records show no paid flood insurance claims in Lemoore Station. That’s not a promise: most homes don’t carry flood insurance, so small floods go unrecorded.
Lemoore Station isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Kings County.The storms Lemoore Station remembers
None of the 16 disasters declared for Kings County shows FEMA aid or repair money reaching Lemoore Station itself in FEMA’s records, so these are its biggest flood-claim years.
Kings County has had 16 natural disasters declared by the President since 1953, most often floods, then severe storms. Not counted: the 2005 Hurricane Katrina evacuee emergency, which covered counties that took in evacuees.
Get ready for what Lemoore Station faces
A short kit for the hazards that drive the building damage here, what to check before you buy, and where neighbors get alerts.
- Turn around at flooded roads: a foot of moving water can carry off a car.
- Flood insurance usually takes 30 days to start, so buy it before the forecast.
- Keep papers and medicines up high, in a grab-and-go bag.
- Drop, cover and hold on.
- Strap tall furniture and the water heater to the wall.
- Know how to shut off the gas.
- Look up the address on FEMA’s flood map.
- Ask the seller or landlord whether it has ever flooded, and what flood insurance costs there.
- Get a flood insurance quote early: policies usually start 30 days after you buy.
Know where neighbors sign up for alerts? Add it to the Handbook so everyone has it.
Questions about natural hazards in Lemoore Station
Is Lemoore Station at risk for natural disasters?
On FEMA’s National Risk Index, Lemoore Station has higher expected damage per building than 92% of U.S. towns: D for hazard risk, #398 of 847 in California. Most of the expected damage is river and rain flooding (67%) and earthquakes (33%). The figures are for the one census tract the town shares with its neighbors. This is FEMA’s model of an average year for today’s buildings, not a forecast.
Is Lemoore Station in a flood zone?
Flood zones are drawn street by street, so the answer depends on the address: look it up on FEMA’s flood map. In Kings County, 12% of homes in mapped flood zones carry federal flood insurance, and 0.5% of all homes do.
How much is flood insurance in Lemoore Station?
FEMA’s Community Rating System list shows no discount for Lemoore Station’s flood program. Premiums depend on the building; policies usually start 30 days after you buy, so get a quote early.
Is Lemoore Station at risk from river and rain flooding?
It is the largest share of the building damage FEMA expects here (67%), and Lemoore Station’s rate for it is in the top 8% of U.S. census tracts.
Storm stories
Memories, warnings and help from neighbors in Lemoore Station.
Sources: FEMA National Risk Index v1.20 (December 2025), census-tract table, combined by where Lemoore Station’s residents lived in the 2020 census; OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Homes: Census ACS 2020–24. Preparedness tips: Ready.gov. FEMA’s model is an average of expected damage, not a forecast. How hazard risk is graded.