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–Not graded
Natural hazards in El Macero · FEMA

Storms, floods and disasters in El Macero

El Macero isn’t graded for hazard risk: El Macero has 796 residents; we grade towns of 1,000 or more.

Flood claims
0
paid since 1978 · $0
Disasters paid out here
1
of 16 declared for Yolo County
By hazard

What El Macero faces

Each hazard’s share of the building damage FEMA expects here, and how its rate compares with the rest of the country.

River and rain flooding

51%of expected building damage
Below average · lower than 71% of U.S. census tracts
Recorded about once a year in the area

Earthquakes

48%of expected building damage
Well above average · higher than 86% of U.S. census tracts
Smaller shares here
 Wildfire Tornadoes Hail Strong wind Winter storms Heat waves Landslides Lightning Volcanic activity
FEMA models no building damage here
Coastal floodingHurricanesIce stormsCold wavesAvalanchesTsunamis
People, not buildings.Counting harm to people as well as buildings, FEMA’s model puts drought at 77% of El Macero’s expected losses. Drought does little damage to buildings (0.0%), so they aren’t part of the grade.

Shares are of FEMA’s expected building damage, the measure the grade uses; ranks compare each hazard’s building-damage rate with all 85,154 U.S. census tracts. In FEMA’s terms, river and rain flooding is FEMA’s “Inland Flooding” (rivers and streams overflowing their banks, or rain overwhelming drainage). FEMA defines coastal flooding as high or rising tides and storm surge, so surge damage is counted there. Drought isn’t listed: FEMA counts its losses in crops only.

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims

Does El Macero flood? No paid flood claims on record

FEMA’s records show no paid flood insurance claims in El Macero. That’s not a promise: most homes don’t carry flood insurance, so small floods go unrecorded.

of homes in flood zones are insured
of all homes are insured
No community discount

El Macero isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Yolo County.
Disasters

1 federal disaster brought FEMA money to El Macero

Disasters that paid out in El Macero itself (aid to households or repair grants to El Macero), newest first, with that year’s flood claims.

  1. 2020Wildfires9 households applied for aid$1K aid approved
Disasters declared, by decade
Paid out in El MaceroYolo County only

Yolo County has had 16 natural disasters declared by the President since 1953, most often severe storms, then floods. Not counted: the 2005 Hurricane Katrina evacuee emergency, which covered counties that took in evacuees.

Also 2 FEMA wildfire suppression grants (Fire Management Assistance, not a disaster declaration) for fires in Yolo County, 2015–2020.

Were you here?

Old photos of El Macero after a storm or flood belong in the town’s history. Add one, or share what you remember below.

Add to the El Macero archive →
Next door

El Macero and its neighbors

How expected damage per building compares across the town line. Tap a town to see its hazards.

Davis: hazard risk CDavisEl Macero
Lowest fifthSecondMiddleFourthHighest fifth
TownHazard riskMostly (buildings)Flood claims
DavisCmore damage than 73%river and rain flooding15

Hazard risk = FEMA’s expected yearly building damage per dollar of building value, vs. the 21,298 U.S. towns we grade; the map is shaded by fifths of the same scale. Flood claims = paid federal flood insurance claims on record.

Be ready

Get ready for what El Macero faces

A short kit for the hazards that drive the building damage here, what to check before you buy, and where neighbors get alerts.

When the river rises
  • Turn around at flooded roads: a foot of moving water can carry off a car.
  • Flood insurance usually takes 30 days to start, so buy it before the forecast.
  • Keep papers and medicines up high, in a grab-and-go bag.
More from Ready.gov ↗
Earthquakes
  • Drop, cover and hold on.
  • Strap tall furniture and the water heater to the wall.
  • Know how to shut off the gas.
More from Ready.gov ↗
Before you buy or rent
  • Look up the address on FEMA’s flood map.
  • Ask the seller or landlord whether it has ever flooded, and what flood insurance costs there.
  • Get a flood insurance quote early: policies usually start 30 days after you buy.
When a storm is coming
Forecast and alertsWeather →911, the nearest ERSafety →

Know where neighbors sign up for alerts? Add it to the Handbook so everyone has it.

Questions about natural hazards in El Macero

Is El Macero in a flood zone?

Flood zones are drawn street by street, so the answer depends on the address: look it up on FEMA’s flood map. In Yolo County, 28% of homes in mapped flood zones carry federal flood insurance, and 5.0% of all homes do.

How much is flood insurance in El Macero?

FEMA’s Community Rating System list shows no discount for El Macero’s flood program. Premiums depend on the building; policies usually start 30 days after you buy, so get a quote early.

What was the biggest storm in El Macero?

By FEMA money that reached El Macero, Wildfires (2020): 9 households applied for aid, $1K approved.

Storm stories

Memories, warnings and help from neighbors in El Macero.

Town Square →
Start the conversation

Sources: FEMA National Risk Index v1.20 (December 2025), census-tract table, combined by where El Macero’s residents lived in the 2020 census; OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Homes: Census ACS 2020–24. Preparedness tips: Ready.gov. FEMA’s model is an average of expected damage, not a forecast. How hazard risk is graded.