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B+Hazard risk
Natural hazards in LeChee · FEMA

Less hazard damage per building is expected in LeChee than in 69% of U.S. towns, mostly from river and rain flooding

On FEMA’s National Risk Index, LeChee gets a B+ for hazard risk: lower expected damage per building than 69% of U.S. towns. Most of that expected damage is river and rain flooding (94%). FEMA’s files show no paid flood insurance claims here.

River and rain flooding 94%Earthquakes 4%Wildfire 1%

Graded on FEMA’s expected yearly building damage per dollar of building value (NRI v1.20, December 2025), weighted by where residents live; flood claims are shown, not graded. How hazard risk is graded

less than 69%of U.S. townsLess damageMoreExpected yearly damage per dollar of building, vs. the 21,298 U.S. towns we grade
Hazard risk
B+
in Arizona · lower than 69% of U.S. towns
Main hazard
River and rain flooding
94% of expected building damage
Flood claims
0
paid since 1978 · $0
Disasters paid out here
0
of 10 declared for Coconino County
By hazard

What LeChee faces

Each hazard’s share of the building damage FEMA expects here, and how its rate compares with the rest of the country.

River and rain flooding

94%of expected building damage
Above average · higher than 62% of U.S. census tracts
Recorded about 8 times a year in the area
Smaller shares here
 Earthquakes Wildfire Tornadoes Hail Landslides Lightning Strong wind Winter storms Ice storms Cold waves Heat waves Volcanic activity
FEMA models no building damage here
Coastal floodingHurricanesAvalanchesTsunamis
People, not buildings.Counting harm to people as well as buildings, FEMA’s model puts avalanches at 50% of LeChee’s expected losses. Avalanches do little damage to buildings (0.0%), so they aren’t part of the grade.

Shares are of FEMA’s expected building damage, the measure the grade uses; ranks compare each hazard’s building-damage rate with all 85,154 U.S. census tracts. In FEMA’s terms, river and rain flooding is FEMA’s “Inland Flooding” (rivers and streams overflowing their banks, or rain overwhelming drainage). FEMA defines coastal flooding as high or rising tides and storm surge, so surge damage is counted there. Drought isn’t listed: FEMA counts its losses in crops only.

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Hazard risk grade

What’s behind LeChee’s grade

River and rain flooding is 94% of the building damage FEMA expects in LeChee, and LeChee’s rate of river and rain flooding damage is higher than 62% of U.S. census tracts.

Where LeChee sits
LeChee
Least damageMiddleMost damage

B+ lower expected damage per building than 69% of U.S. towns (21,298).

All of LeChee’s residents live in one census tract; the figures are that tract’s.

What drives the damage to buildings
River and rain flooding94%Earthquakes4%Everything else1%

In dollars, FEMA expects about $304K a year in losses across LeChee: $103K to buildings, the rest to people and crops.

Shared tract.All of LeChee’s 1,236 residents (2020 census) live in one census tract, which it shares with Tonalea CDP (451 residents). FEMA publishes its model by tract, so the rate and the hazard mix are the tract’s, the same for all of them. The flood claims below are the town’s own.
A shared figure. The grade describes the whole tract, not each street in it, and FEMA’s model is an average year for today’s buildings, not a record: the claims below are the record.

How TownRatings grades hazard risk →

Flood insurance claims

Does LeChee flood? No paid flood claims on record

FEMA’s records show no paid flood insurance claims in LeChee. That’s not a promise: most homes don’t carry flood insurance, so small floods go unrecorded.

of homes in flood zones are insured
of all homes are insured
No community discount

LeChee isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Coconino County.
Disasters

The storms LeChee remembers

None of the 10 disasters declared for Coconino County shows FEMA aid or repair money reaching LeChee itself in FEMA’s records, so these are its biggest flood-claim years.

Disasters declared, by decade
Paid out in LeCheeCoconino County only

Coconino County has had 10 natural disasters declared by the President since 1953, most often floods, then severe storms. Not counted: the 2005 Hurricane Katrina evacuee emergency, which covered counties that took in evacuees.

Also 10 FEMA wildfire suppression grants (Fire Management Assistance, not a disaster declaration) for fires in Coconino County, 2006–2022.

Next door

LeChee and its neighbors

LeChee is 2nd of the 2 graded towns here, from least expected damage per building to most. Tap a town to see its hazards.

Page: hazard risk APageLeChee
Lowest fifthSecondMiddleFourthHighest fifth
TownHazard riskMostly (buildings)Flood claims
PageAless damage than 87%river and rain flooding—
LeCheeB+less damage than 69%river and rain flooding0

Hazard risk = FEMA’s expected yearly building damage per dollar of building value, vs. the 21,298 U.S. towns we grade; the map is shaded by fifths of the same scale. Flood claims = paid federal flood insurance claims on record.

Be ready

Get ready for what LeChee faces

A short kit for the hazards that drive the building damage here, what to check before you buy, and where neighbors get alerts.

When the river rises
  • Turn around at flooded roads: a foot of moving water can carry off a car.
  • Flood insurance usually takes 30 days to start, so buy it before the forecast.
  • Keep papers and medicines up high, in a grab-and-go bag.
More from Ready.gov ↗
Before you buy or rent
  • Look up the address on FEMA’s flood map.
  • Ask the seller or landlord whether it has ever flooded, and what flood insurance costs there.
  • Get a flood insurance quote early: policies usually start 30 days after you buy.
When a storm is coming
Forecast and alertsWeather →911, the nearest ERSafety →

Know where neighbors sign up for alerts? Add it to the Handbook so everyone has it.

Questions about natural hazards in LeChee

Is LeChee at risk for natural disasters?

On FEMA’s National Risk Index, LeChee has lower expected damage per building than 69% of U.S. towns: B+ for hazard risk. Most of the expected damage is river and rain flooding (94%). The figures are for the one census tract the town shares with its neighbors. This is FEMA’s model of an average year for today’s buildings, not a forecast.

Is LeChee in a flood zone?

Flood zones are drawn street by street, so the answer depends on the address: look it up on FEMA’s flood map. In Coconino County, 30% of homes in mapped flood zones carry federal flood insurance, and 1.4% of all homes do.

How much is flood insurance in LeChee?

FEMA’s Community Rating System list shows no discount for LeChee’s flood program. Premiums depend on the building; policies usually start 30 days after you buy, so get a quote early.

Is LeChee at risk from river and rain flooding?

It is the largest share of the building damage FEMA expects here (94%), and LeChee’s rate for it is higher than 62% of U.S. census tracts.

Storm stories

Memories, warnings and help from neighbors in LeChee.

Town Square →
Start the conversation

Sources: FEMA National Risk Index v1.20 (December 2025), census-tract table, combined by where LeChee’s residents lived in the 2020 census; OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Homes: Census ACS 2020–24. Preparedness tips: Ready.gov. FEMA’s model is an average of expected damage, not a forecast. How hazard risk is graded.