Rogers Commercial Historic District (Boundary Increase) · Photo: doug_wertman · CC BY 2.0Rogers’s building-damage rate from ice storms is in the top 1% of U.S. census tracts
On FEMA’s National Risk Index, Rogers gets a B for hazard risk: lower expected damage per building than 61% of U.S. towns, #3 of 123 in Arkansas. Most of that expected damage is river and rain flooding (62%), then ice storms (22%). Flood insurance has paid 77 claims here since 1979.
Graded on FEMA’s expected yearly building damage per dollar of building value (NRI v1.20, December 2025), weighted by where residents live; flood claims are shown, not graded. How hazard risk is graded
What stands out about Rogers’ natural hazards
From FEMA’s model and FEMA’s records, below.
What Rogers faces
Each hazard’s share of the building damage FEMA expects here, and how its rate compares with the rest of the country.
River and rain flooding
Ice storms
Earthquakes
Shares are of FEMA’s expected building damage, the measure the grade uses; ranks compare each hazard’s building-damage rate with all 85,154 U.S. census tracts. In FEMA’s terms, river and rain flooding is FEMA’s “Inland Flooding” (rivers and streams overflowing their banks, or rain overwhelming drainage). FEMA defines coastal flooding as high or rising tides and storm surge, so surge damage is counted there. Drought isn’t listed: FEMA counts its losses in crops only.
What’s behind Rogers’ grade
River and rain flooding is 62% of the building damage FEMA expects in Rogers, and Rogers’ rate of river and rain flooding damage is lower than 62% of U.S. census tracts. Ice storms add 22%, at a rate in the top 1% of U.S. census tracts.
B #3 of 123 in Arkansas; lower expected damage per building than 61% of U.S. towns (21,298).
Rogers’ residents live in 21 census tracts; FEMA’s figures are combined by where they live.
The typical Arkansas town has higher expected damage than 73% of U.S. towns; within the state, Rogers has less expected damage per building than 98% of Arkansas towns.
In dollars, FEMA expects about $21.3M a year in losses across Rogers: $13.4M to buildings, the rest to people and crops.
Does Rogers flood? Sometimes: 77 flood claims since 1979
Every paid claim on a federal flood insurance policy in Rogers, from FEMA’s records: 2.7 per 1,000 homes, fewer than 55% of the 13,809 U.S. towns with a flood insurance record.
- The Late spring severe storms11 claims · $313K
- The Mid-spring storms9 claims · $63K
- The Early winter storms3 claims · $18K
Rogers isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Benton County.9 federal disasters brought FEMA money to Rogers
Disasters that paid out in Rogers itself (aid to households or repair grants to the City of Rogers), newest first, with that year’s flood claims.
- 2024Severe Storms, Straight-line Winds, Tornadoes, and Flooding3,714 households applied for aid$4.3M aid approved$15.1M to the City of Rogers for repairs1 flood claim paid that year
- 2017Severe Storms, Tornadoes, Straight-line Winds, and Flooding84 households applied for aid$94K aid approved$1.2M to the City of Rogers for repairs11 flood claims paid that year
- 2015Severe Storms, Tornadoes, Straight-line Winds, and Flooding35 households applied for aid$16K aid approved$25K to the City of Rogers for repairs3 flood claims paid that year
- 2011Severe Storms, Tornadoes, and Associated Flooding70 households applied for aid$65K aid approved9 flood claims paid that year
- 2009Severe Winter Storm$1.0M to the City of Rogers for repairs
- 2008Severe Storms, Flooding, and Tornadoes4 households applied for aid$30K aid approved
Show all 9
- 2008Severe Storms, Tornadoes, and Flooding29 households applied for aid$44K aid approved
- 2004Severe Storms and Flooding$70K to the City of Rogers for repairs12 flood claims paid that year
- 2000Severe Winter Ice Storm$57K to the City of Rogers for repairs
Benton County has had 20 natural disasters declared by the President since 1953, most often severe storms, then floods. Not counted: the 2005 Hurricane Katrina evacuee emergency, which covered counties that took in evacuees.
Old photos of Rogers after a storm or flood belong in the town’s history. Add one, or share what you remember below.
Add to the Rogers archive →Rogers and its neighbors
Rogers is 2nd of the 5 graded towns here, from least expected damage per building to most. Tap a town to see its hazards.
| Town | Hazard risk | Mostly (buildings) | Flood claims |
|---|---|---|---|
| Bentonville | Bless damage than 62% | river and rain flooding | 25 |
| Rogers | Bless damage than 61% | river and rain flooding | 77 |
| Little Flock | Bless damage than 57% | river and rain flooding | 8 |
| Lowell | Bless damage than 56% | river and rain flooding | 3 |
| Cave Springs | C+more damage than 61% | river and rain flooding | 2 |
Hazard risk = FEMA’s expected yearly building damage per dollar of building value, vs. the 21,298 U.S. towns we grade; the map is shaded by fifths of the same scale. Flood claims = paid federal flood insurance claims on record.
Get ready for what Rogers faces
A short kit for the hazards that drive the building damage here, what to check before you buy, and where neighbors get alerts.
- Turn around at flooded roads: a foot of moving water can carry off a car.
- Flood insurance usually takes 30 days to start, so buy it before the forecast.
- Keep papers and medicines up high, in a grab-and-go bag.
- Ice brings down trees and lines: plan for days without power.
- Run a generator outside, far from doors and windows.
- Keep sand or salt by the door.
- Drop, cover and hold on.
- Strap tall furniture and the water heater to the wall.
- Know how to shut off the gas.
- Look up the address on FEMA’s flood map.
- Ask the seller or landlord whether it has ever flooded, and what flood insurance costs there.
- Get a flood insurance quote early: policies usually start 30 days after you buy.
Know where neighbors sign up for alerts? Add it to the Handbook so everyone has it.
Questions about natural hazards in Rogers
Is Rogers at risk for natural disasters?
On FEMA’s National Risk Index, Rogers has lower expected damage per building than 61% of U.S. towns: B for hazard risk, #3 of 123 in Arkansas. Most of the expected damage is river and rain flooding (62%) and ice storms (22%). This is FEMA’s model of an average year for today’s buildings, not a forecast.
Does Rogers flood?
Flood insurance has paid 77 claims in Rogers since 1979, $2.0M in all, or 2.7 per 1,000 homes, fewer than 55% of U.S. towns with a flood insurance record. 12 properties have flooded more than once. The most claims came from Late spring severe storms (11).
Is Rogers in a flood zone?
Flood zones are drawn street by street, so the answer depends on the address: look it up on FEMA’s flood map. In Benton County, 24% of homes in mapped flood zones carry federal flood insurance, and 0.4% of all homes do.
How much is flood insurance in Rogers?
FEMA’s Community Rating System list shows no discount for Rogers’ flood program. Premiums depend on the building; policies usually start 30 days after you buy, so get a quote early.
What was the biggest storm in Rogers?
By FEMA money that reached Rogers, Severe Storms, Straight-line Winds, Tornadoes, and Flooding (2024): 3,714 households applied for aid, $4.3M approved, and $15.1M to the City of Rogers for repairs. By flood claims, Late spring severe storms: 11 paid, $313K.
Is Rogers at risk from river and rain flooding?
It is the largest share of the building damage FEMA expects here (62%), and Rogers’ rate for it is lower than 62% of U.S. census tracts.
Storm stories
Memories, warnings and help from neighbors in Rogers.
Sources: FEMA National Risk Index v1.20 (December 2025), census-tract table, combined by where Rogers’ residents lived in the 2020 census; OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Homes: Census ACS 2020–24. Preparedness tips: Ready.gov. FEMA’s model is an average of expected damage, not a forecast. How hazard risk is graded.