Photo: Brian Stansberry · CC BY 4.0Storms, floods and disasters in Reyno
Reyno isn’t graded for hazard risk: Reyno has 310 residents; we grade towns of 1,000 or more. Flood insurance has paid 2 claims here since 2011.
What Reyno faces
Each hazard’s share of the building damage FEMA expects here, and how its rate compares with the rest of the country.
River and rain flooding
Earthquakes
Tornadoes
Ice storms
Shares are of FEMA’s expected building damage, the measure the grade uses; ranks compare each hazard’s building-damage rate with all 85,154 U.S. census tracts. In FEMA’s terms, river and rain flooding is FEMA’s “Inland Flooding” (rivers and streams overflowing their banks, or rain overwhelming drainage). FEMA defines coastal flooding as high or rising tides and storm surge, so surge damage is counted there. Drought isn’t listed: FEMA counts its losses in crops only.
Does Reyno flood? Rarely: 2 flood claims since 2011
Every paid claim on a federal flood insurance policy in Reyno, from FEMA’s records.
- The Mid-spring storms1 claim · $3K
Reyno isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Randolph County.6 federal disasters brought FEMA money to Reyno
Disasters that paid out in Reyno itself (aid to households or repair grants to the City of Reyno), newest first, with that year’s flood claims.
- 2025Severe Storms and Tornadoes2 households applied for aid$26K aid approved
- 2017Severe Storms, Tornadoes, Straight-line Winds, and Flooding5 households applied for aid$2K aid approved
- 2014Severe Storms,tornadoes, and Flooding1 households applied for aid$196 aid approved
- 2011Severe Storms, Tornadoes, and Associated Flooding5 households applied for aid$5K aid approved1 flood claim paid that year
- 2009Severe Winter Storm$54K to the City of Reyno for repairs
- 2008Severe Storms, Tornadoes, and Flooding2 households applied for aid$1K aid approved
Randolph County has had 22 natural disasters declared by the President since 1953, most often severe storms, then floods. Not counted: the 2005 Hurricane Katrina evacuee emergency, which covered counties that took in evacuees.
Old photos of Reyno after a storm or flood belong in the town’s history. Add one, or share what you remember below.
Add to the Reyno archive →Get ready for what Reyno faces
A short kit for the hazards that drive the building damage here, what to check before you buy, and where neighbors get alerts.
- Turn around at flooded roads: a foot of moving water can carry off a car.
- Flood insurance usually takes 30 days to start, so buy it before the forecast.
- Keep papers and medicines up high, in a grab-and-go bag.
- Drop, cover and hold on.
- Strap tall furniture and the water heater to the wall.
- Know how to shut off the gas.
- Pick your spot now: the lowest floor, an inside room, no windows.
- A watch means be ready; a warning means take cover now.
- Keep shoes and a flashlight by the bed.
- Ice brings down trees and lines: plan for days without power.
- Run a generator outside, far from doors and windows.
- Keep sand or salt by the door.
- Look up the address on FEMA’s flood map.
- Ask the seller or landlord whether it has ever flooded, and what flood insurance costs there.
- Get a flood insurance quote early: policies usually start 30 days after you buy.
Know where neighbors sign up for alerts? Add it to the Handbook so everyone has it.
Questions about natural hazards in Reyno
Does Reyno flood?
Flood insurance has paid 2 claims in Reyno since 2011, $5K in all. The most claims came from Mid-spring storms (1).
Is Reyno in a flood zone?
Flood zones are drawn street by street, so the answer depends on the address: look it up on FEMA’s flood map. In Randolph County, 9% of homes in mapped flood zones carry federal flood insurance, and 1.0% of all homes do.
How much is flood insurance in Reyno?
FEMA’s Community Rating System list shows no discount for Reyno’s flood program. Premiums depend on the building; policies usually start 30 days after you buy, so get a quote early.
What was the biggest storm in Reyno?
By FEMA money that reached Reyno, Severe Winter Storm (2009): $54K to the City of Reyno for repairs. By flood claims, Mid-spring storms: 1 paid, $3K.
Storm stories
Memories, warnings and help from neighbors in Reyno.
Sources: FEMA National Risk Index v1.20 (December 2025), census-tract table, combined by where Reyno’s residents lived in the 2020 census; OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Homes: Census ACS 2020–24. Preparedness tips: Ready.gov. FEMA’s model is an average of expected damage, not a forecast. How hazard risk is graded.