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Bryant-Lasater HouseBryant-Lasater House · Photo: Valis55 · CC BY-SA 3.0
CHazard risk
Natural hazards in Mulberry · FEMA

More hazard damage per building is expected in Mulberry than in 72% of U.S. towns, mostly from river and rain flooding

On FEMA’s National Risk Index, Mulberry gets a C for hazard risk: higher expected damage per building than 72% of U.S. towns. Most of that expected damage is river and rain flooding (69%). FEMA’s files show no paid flood insurance claims here.

River and rain flooding 69%Ice storms 9%Wildfire 8%

Graded on FEMA’s expected yearly building damage per dollar of building value (NRI v1.20, December 2025), weighted by where residents live; flood claims are shown, not graded. How hazard risk is graded

more than 72%of U.S. townsLess damageMoreExpected yearly damage per dollar of building, vs. the 21,298 U.S. towns we grade
Hazard risk
C
in Arkansas · higher than 72% of U.S. towns
Main hazard
River and rain flooding
69% of expected building damage
Flood claims
0
paid since 1978 · $0
Disasters paid out here
8
of 20 declared for Crawford County
By hazard

What Mulberry faces

Each hazard’s share of the building damage FEMA expects here, and how its rate compares with the rest of the country.

River and rain flooding

69%of expected building damage
Above average · higher than 73% of U.S. census tracts
Recorded about 3 times a year in the area

Ice storms

9%of expected building damage
Well above average · in the top 2% of U.S. census tracts
Recorded about 2 times a year in the area

Wildfire

8%of expected building damage
Well above average · in the top 5% of U.S. census tracts

Tornadoes

7%of expected building damage
Above average · higher than 77% of U.S. census tracts
Smaller shares here
 Earthquakes Hail Winter storms top 3% Strong wind Hurricanes Lightning Cold waves Heat waves Landslides
FEMA models no building damage here
Coastal floodingAvalanchesTsunamisVolcanic activity
People, not buildings.Counting harm to people as well as buildings, FEMA’s model puts heat waves at 13% of Mulberry’s expected losses. Heat waves do little damage to buildings (0.0%), so they aren’t part of the grade.

Shares are of FEMA’s expected building damage, the measure the grade uses; ranks compare each hazard’s building-damage rate with all 85,154 U.S. census tracts. In FEMA’s terms, river and rain flooding is FEMA’s “Inland Flooding” (rivers and streams overflowing their banks, or rain overwhelming drainage). FEMA defines coastal flooding as high or rising tides and storm surge, so surge damage is counted there. Drought isn’t listed: FEMA counts its losses in crops only.

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Hazard risk grade

What’s behind Mulberry’s grade

River and rain flooding is 69% of the building damage FEMA expects in Mulberry, and Mulberry’s rate of river and rain flooding damage is higher than 73% of U.S. census tracts. Ice storms add 9%, at a rate in the top 2% of U.S. census tracts.

Where Mulberry sits
Mulberry
Least damageMiddleMost damage

C higher expected damage per building than 72% of U.S. towns (21,298).

All of Mulberry’s residents live in one census tract; the figures are that tract’s.

What drives the damage to buildings
River and rain flooding69%Ice storms9%Wildfire8%Everything else14%

In dollars, FEMA expects about $909K a year in losses across Mulberry: $436K to buildings, the rest to people and crops.

Shared tract.All of Mulberry’s 1,543 residents (2020 census) live in one census tract, which it shares with Dyer city (772 residents). FEMA publishes its model by tract, so the rate and the hazard mix are the tract’s, the same for all of them. The flood claims below are the town’s own.
A shared figure. The grade describes the whole tract, not each street in it, and FEMA’s model is an average year for today’s buildings, not a record: the claims below are the record.

How TownRatings grades hazard risk →

Flood insurance claims

Does Mulberry flood? No paid flood claims on record

FEMA’s records show no paid flood insurance claims in Mulberry. That’s not a promise: most homes don’t carry flood insurance, so small floods go unrecorded.

of homes in flood zones are insured
of all homes are insured
No community discount

Mulberry isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Crawford County.
What’s been done with FEMA grants
14storm safe rooms built
Disasters

8 federal disasters brought FEMA money to Mulberry

Disasters that paid out in Mulberry itself (aid to households or repair grants to the City of Mulberry), newest first, with that year’s flood claims.

  1. 2019Severe Storms and Flooding13 households applied for aid$4K aid approved$114K to the City of Mulberry for repairs
  2. 2015Severe Storms, Tornadoes, Straight-line Winds, and Flooding1 households applied for aid$7K to the City of Mulberry for repairs
  3. 2015Severe Storms, Tornadoes, Straight-line Winds, and Flooding5 households applied for aid$6K aid approved$18K to the City of Mulberry for repairs
  4. 2013Severe Winter Storm$36K to the City of Mulberry for repairs
  5. 2011Severe Storms, Tornadoes, and Flooding1 households applied for aid$485 aid approved$6K to the City of Mulberry for repairs
  6. 2011Severe Storms, Tornadoes, and Associated Flooding2 households applied for aid$519 aid approved$3K to the City of Mulberry for repairs
Show all 8
  1. 2008Severe Storms, Tornadoes, and Flooding51 households applied for aid$14K aid approved$24K to the City of Mulberry for repairs
  2. 2000Severe Winter Ice Storm$28K to the City of Mulberry for repairs
Disasters declared, by decade
Paid out in MulberryCrawford County only

Crawford County has had 20 natural disasters declared by the President since 1953, most often severe storms, then floods. Not counted: the 2005 Hurricane Katrina evacuee emergency, which covered counties that took in evacuees.

Were you here?

Old photos of Mulberry after a storm or flood belong in the town’s history. Add one, or share what you remember below.

Add to the Mulberry archive →
Be ready

Get ready for what Mulberry faces

A short kit for the hazards that drive the building damage here, what to check before you buy, and where neighbors get alerts.

When the river rises
  • Turn around at flooded roads: a foot of moving water can carry off a car.
  • Flood insurance usually takes 30 days to start, so buy it before the forecast.
  • Keep papers and medicines up high, in a grab-and-go bag.
More from Ready.gov ↗
Ice storms
  • Ice brings down trees and lines: plan for days without power.
  • Run a generator outside, far from doors and windows.
  • Keep sand or salt by the door.
More from Ready.gov ↗
Wildfire
  • Clear dead leaves and brush within 5 feet of the house.
  • Sign up for local alerts and know two ways out.
  • Keep N95 masks for smoky days.
More from Ready.gov ↗
Tornado warnings
  • Pick your spot now: the lowest floor, an inside room, no windows.
  • A watch means be ready; a warning means take cover now.
  • Keep shoes and a flashlight by the bed.
More from Ready.gov ↗
Before you buy or rent
  • Look up the address on FEMA’s flood map.
  • Ask the seller or landlord whether it has ever flooded, and what flood insurance costs there.
  • Get a flood insurance quote early: policies usually start 30 days after you buy.
When a storm is coming
Forecast and alertsWeather →911, the nearest ERSafety →

Know where neighbors sign up for alerts? Add it to the Handbook so everyone has it.

Questions about natural hazards in Mulberry

Is Mulberry at risk for natural disasters?

On FEMA’s National Risk Index, Mulberry has higher expected damage per building than 72% of U.S. towns: C for hazard risk. Most of the expected damage is river and rain flooding (69%) and ice storms (9%). The figures are for the one census tract the town shares with its neighbors. This is FEMA’s model of an average year for today’s buildings, not a forecast.

Is Mulberry in a flood zone?

Flood zones are drawn street by street, so the answer depends on the address: look it up on FEMA’s flood map. In Crawford County, 16% of homes in mapped flood zones carry federal flood insurance, and 0.4% of all homes do.

How much is flood insurance in Mulberry?

FEMA’s Community Rating System list shows no discount for Mulberry’s flood program. Premiums depend on the building; policies usually start 30 days after you buy, so get a quote early.

What was the biggest storm in Mulberry?

By FEMA money that reached Mulberry, Severe Storms and Flooding (2019): 13 households applied for aid, $4K approved, and $114K to the City of Mulberry for repairs.

Is Mulberry at risk from river and rain flooding?

It is the largest share of the building damage FEMA expects here (69%), and Mulberry’s rate for it is higher than 73% of U.S. census tracts.

Storm stories

Memories, warnings and help from neighbors in Mulberry.

Town Square →
Start the conversation

Sources: FEMA National Risk Index v1.20 (December 2025), census-tract table, combined by where Mulberry’s residents lived in the 2020 census; OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Homes: Census ACS 2020–24. Preparedness tips: Ready.gov. FEMA’s model is an average of expected damage, not a forecast. How hazard risk is graded.