Photo: Brandonrush · CC BY-SA 4.0FEMA expects more hazard damage per building in Mountain View than in 89% of U.S. towns, led by river and rain flooding
On FEMA’s National Risk Index, Mountain View gets a D for hazard risk: higher expected damage per building than 89% of U.S. towns, #111 of 123 in Arkansas. Most of that expected damage is river and rain flooding (40%), then ice storms (38%). Flood insurance has paid 2 claims here since 1985.
Graded on FEMA’s expected yearly building damage per dollar of building value (NRI v1.20, December 2025), weighted by where residents live; flood claims are shown, not graded. How hazard risk is graded
What Mountain View faces
Each hazard’s share of the building damage FEMA expects here, and how its rate compares with the rest of the country.
River and rain flooding
Ice storms
Tornadoes
Earthquakes
Shares are of FEMA’s expected building damage, the measure the grade uses; ranks compare each hazard’s building-damage rate with all 85,154 U.S. census tracts. In FEMA’s terms, river and rain flooding is FEMA’s “Inland Flooding” (rivers and streams overflowing their banks, or rain overwhelming drainage). FEMA defines coastal flooding as high or rising tides and storm surge, so surge damage is counted there. Drought isn’t listed: FEMA counts its losses in crops only.
What’s behind Mountain View’s grade
River and rain flooding is 40% of the building damage FEMA expects in Mountain View, and Mountain View’s rate of river and rain flooding damage is higher than 68% of U.S. census tracts. Ice storms add 38%, at a rate in the top 1% of U.S. census tracts.
D #111 of 123 in Arkansas; higher expected damage per building than 89% of U.S. towns (21,298).
Mountain View’s residents live in 2 census tracts; FEMA’s figures are combined by where they live.
The typical Arkansas town has higher expected damage than 73% of U.S. towns; within the state, Mountain View has more expected damage per building than 90% of Arkansas towns.
In dollars, FEMA expects about $2.3M a year in losses across Mountain View: $1.5M to buildings, the rest to people and crops.
Does Mountain View flood? Rarely: 2 flood claims since 1985
Every paid claim on a federal flood insurance policy in Mountain View, from FEMA’s records: 1.2 per 1,000 homes, fewer than 73% of the 13,809 U.S. towns with a flood insurance record.
- The March storm1 claim · $50K
Mountain View isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Stone County.9 federal disasters brought FEMA money to Mountain View
Disasters that paid out in Mountain View itself (aid to households or repair grants to the City of Mountain View), newest first, with that year’s flood claims.
- 2025Severe Storms and Tornadoes3 households applied for aid$23K aid approved
- 2015Severe Storms, Tornadoes, Straight-line Winds, and Flooding$132K to the City of Mountain View for repairs
- 2011Severe Storms, Tornadoes, and Associated Flooding$138K to the City of Mountain View for repairs
- 2009Severe Storms, Tornadoes, and Flooding$2K to the City of Mountain View for repairs
- 2009Severe Winter Storm$87K to the City of Mountain View for repairs
- 2008Severe Storms, Tornadoes, and Flooding91 households applied for aid$508K aid approved$254K to the City of Mountain View for repairs
Show all 9
- 2008Severe Storms, Tornadoes, and Flooding300 households applied for aid$734K aid approved$292K to the City of Mountain View for repairs
- 2002Severe Ice Storm$8K to the City of Mountain View for repairs
- 2000Severe Winter Ice Storm$8K to the City of Mountain View for repairs
Stone County has had 25 natural disasters declared by the President since 1953, most often severe storms, then floods. Not counted: the 2005 Hurricane Katrina evacuee emergency, which covered counties that took in evacuees.
Old photos of Mountain View after a storm or flood belong in the town’s history. Add one, or share what you remember below.
Add to the Mountain View archive →Get ready for what Mountain View faces
A short kit for the hazards that drive the building damage here, what to check before you buy, and where neighbors get alerts.
- Turn around at flooded roads: a foot of moving water can carry off a car.
- Flood insurance usually takes 30 days to start, so buy it before the forecast.
- Keep papers and medicines up high, in a grab-and-go bag.
- Ice brings down trees and lines: plan for days without power.
- Run a generator outside, far from doors and windows.
- Keep sand or salt by the door.
- Pick your spot now: the lowest floor, an inside room, no windows.
- A watch means be ready; a warning means take cover now.
- Keep shoes and a flashlight by the bed.
- Drop, cover and hold on.
- Strap tall furniture and the water heater to the wall.
- Know how to shut off the gas.
- Look up the address on FEMA’s flood map.
- Ask the seller or landlord whether it has ever flooded, and what flood insurance costs there.
- Get a flood insurance quote early: policies usually start 30 days after you buy.
Know where neighbors sign up for alerts? Add it to the Handbook so everyone has it.
Questions about natural hazards in Mountain View
Is Mountain View at risk for natural disasters?
On FEMA’s National Risk Index, Mountain View has higher expected damage per building than 89% of U.S. towns: D for hazard risk, #111 of 123 in Arkansas. Most of the expected damage is river and rain flooding (40%) and ice storms (38%). This is FEMA’s model of an average year for today’s buildings, not a forecast.
Does Mountain View flood?
Flood insurance has paid 2 claims in Mountain View since 1985, $52K in all, or 1.2 per 1,000 homes, fewer than 73% of U.S. towns with a flood insurance record. The most claims came from March storm (1).
Is Mountain View in a flood zone?
Flood zones are drawn street by street, so the answer depends on the address: look it up on FEMA’s flood map. In Stone County, 0.0% of all homes carry federal flood insurance.
How much is flood insurance in Mountain View?
FEMA’s Community Rating System list shows no discount for Mountain View’s flood program. Premiums depend on the building; policies usually start 30 days after you buy, so get a quote early.
What was the biggest storm in Mountain View?
By FEMA money that reached Mountain View, Severe Storms, Tornadoes, and Flooding (2008): 300 households applied for aid, $734K approved, and $292K to the City of Mountain View for repairs. By flood claims, March storm: 1 paid, $50K.
Is Mountain View at risk from river and rain flooding?
It is the largest share of the building damage FEMA expects here (40%), and Mountain View’s rate for it is higher than 68% of U.S. census tracts.
Storm stories
Memories, warnings and help from neighbors in Mountain View.
Sources: FEMA National Risk Index v1.20 (December 2025), census-tract table, combined by where Mountain View’s residents lived in the 2020 census; OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Homes: Census ACS 2020–24. Preparedness tips: Ready.gov. FEMA’s model is an average of expected damage, not a forecast. How hazard risk is graded.