Maumelle Ordnance Works Bunker #4 · Photo: Valis55 · CC BY-SA 3.0FEMA puts Maumelle’s expected hazard damage per building above that of 86% of U.S. towns, mostly from river and rain flooding
On FEMA’s National Risk Index, Maumelle gets a D for hazard risk: higher expected damage per building than 86% of U.S. towns, #93 of 123 in Arkansas. Most of that expected damage is river and rain flooding (72%), then earthquakes (12%). Flood insurance has paid 7 claims here since 1997.
Graded on FEMA’s expected yearly building damage per dollar of building value (NRI v1.20, December 2025), weighted by where residents live; flood claims are shown, not graded. How hazard risk is graded
What Maumelle faces
Each hazard’s share of the building damage FEMA expects here, and how its rate compares with the rest of the country.
River and rain flooding
Earthquakes
Tornadoes
Shares are of FEMA’s expected building damage, the measure the grade uses; ranks compare each hazard’s building-damage rate with all 85,154 U.S. census tracts. In FEMA’s terms, river and rain flooding is FEMA’s “Inland Flooding” (rivers and streams overflowing their banks, or rain overwhelming drainage). FEMA defines coastal flooding as high or rising tides and storm surge, so surge damage is counted there. Drought isn’t listed: FEMA counts its losses in crops only.
What’s behind Maumelle’s grade
River and rain flooding is 72% of the building damage FEMA expects in Maumelle, and Maumelle’s rate of river and rain flooding damage is higher than 87% of U.S. census tracts. Tornadoes add 8%, at a rate in the top 7% of U.S. census tracts.
D #93 of 123 in Arkansas; higher expected damage per building than 86% of U.S. towns (21,298).
Maumelle’s residents live in 6 census tracts; FEMA’s figures are combined by where they live.
The typical Arkansas town has higher expected damage than 73% of U.S. towns; within the state, Maumelle has more expected damage per building than 75% of Arkansas towns.
In dollars, FEMA expects about $12.2M a year in losses across Maumelle: $9.5M to buildings, the rest to people and crops.
Does Maumelle flood? Rarely: 7 flood claims since 1997
Every paid claim on a federal flood insurance policy in Maumelle, from FEMA’s records: 0.9 per 1,000 homes, fewer than 81% of the 13,809 U.S. towns with a flood insurance record.
- The Mid-spring storms2 claims · $68K
Maumelle isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Pulaski County.7 federal disasters brought FEMA money to Maumelle
Disasters that paid out in Maumelle itself (aid to households or repair grants to the City of Maumelle), newest first, with that year’s flood claims.
- 2025Severe Storms, Tornadoes, and Flooding49 households applied for aid$94K aid approved
- 2023Severe Storms and Tornadoes35 households applied for aid$5K aid approved
- 2019Severe Storms and Flooding8 households applied for aid$63K to the City of Maumelle for repairs
- 2017Severe Storms, Tornadoes, Straight-line Winds, and Flooding9 households applied for aid$6K aid approved
- 2012Severe Winter Storm$109K to the City of Maumelle for repairs
- 2011Severe Storms, Tornadoes, and Associated Flooding189 households applied for aid$627K aid approved$103K to the City of Maumelle for repairs2 flood claims paid that year
Show all 7
- 2000Severe Winter Ice Storm$8K to the City of Maumelle for repairs
Pulaski County has had 27 natural disasters declared by the President since 1953, most often severe storms, then floods. Not counted: the 2005 Hurricane Katrina evacuee emergency, which covered counties that took in evacuees.
Old photos of Maumelle after a storm or flood belong in the town’s history. Add one, or share what you remember below.
Add to the Maumelle archive →Maumelle and its neighbors
Maumelle has the lowest expected damage per building of the 2 graded towns here. Tap a town to see its hazards.
| Town | Hazard risk | Mostly (buildings) | Flood claims |
|---|---|---|---|
| Maumelle | Dmore damage than 86% | river and rain flooding | 7 |
| North Little Rock | Dmore damage than 89% | river and rain flooding | 178 |
Hazard risk = FEMA’s expected yearly building damage per dollar of building value, vs. the 21,298 U.S. towns we grade; the map is shaded by fifths of the same scale. Flood claims = paid federal flood insurance claims on record.
Get ready for what Maumelle faces
A short kit for the hazards that drive the building damage here, what to check before you buy, and where neighbors get alerts.
- Turn around at flooded roads: a foot of moving water can carry off a car.
- Flood insurance usually takes 30 days to start, so buy it before the forecast.
- Keep papers and medicines up high, in a grab-and-go bag.
- Drop, cover and hold on.
- Strap tall furniture and the water heater to the wall.
- Know how to shut off the gas.
- Pick your spot now: the lowest floor, an inside room, no windows.
- A watch means be ready; a warning means take cover now.
- Keep shoes and a flashlight by the bed.
- Look up the address on FEMA’s flood map.
- Ask the seller or landlord whether it has ever flooded, and what flood insurance costs there.
- Get a flood insurance quote early: policies usually start 30 days after you buy.
Know where neighbors sign up for alerts? Add it to the Handbook so everyone has it.
Questions about natural hazards in Maumelle
Is Maumelle at risk for natural disasters?
On FEMA’s National Risk Index, Maumelle has higher expected damage per building than 86% of U.S. towns: D for hazard risk, #93 of 123 in Arkansas. Most of the expected damage is river and rain flooding (72%) and earthquakes (12%). This is FEMA’s model of an average year for today’s buildings, not a forecast.
Does Maumelle flood?
Flood insurance has paid 7 claims in Maumelle since 1997, $315K in all, or 0.9 per 1,000 homes, fewer than 81% of U.S. towns with a flood insurance record. 1 properties have flooded more than once. The most claims came from Mid-spring storms (2).
Is Maumelle in a flood zone?
Flood zones are drawn street by street, so the answer depends on the address: look it up on FEMA’s flood map. In Pulaski County, 22% of homes in mapped flood zones carry federal flood insurance, and 1.1% of all homes do.
How much is flood insurance in Maumelle?
FEMA’s Community Rating System list shows no discount for Maumelle’s flood program. Premiums depend on the building; policies usually start 30 days after you buy, so get a quote early.
What was the biggest storm in Maumelle?
By FEMA money that reached Maumelle, Severe Storms, Tornadoes, and Associated Flooding (2011): 189 households applied for aid, $627K approved, and $103K to the City of Maumelle for repairs. By flood claims, Mid-spring storms: 2 paid, $68K.
Is Maumelle at risk from river and rain flooding?
It is the largest share of the building damage FEMA expects here (72%), and Maumelle’s rate for it is higher than 87% of U.S. census tracts.
Storm stories
Memories, warnings and help from neighbors in Maumelle.
Sources: FEMA National Risk Index v1.20 (December 2025), census-tract table, combined by where Maumelle’s residents lived in the 2020 census; OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Homes: Census ACS 2020–24. Preparedness tips: Ready.gov. FEMA’s model is an average of expected damage, not a forecast. How hazard risk is graded.