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–Not graded
Natural hazards in Humphrey · FEMA

Storms, floods and disasters in Humphrey

Humphrey isn’t graded for hazard risk: Humphrey has 220 residents; we grade towns of 1,000 or more. Flood insurance has paid 1 claim here since 2011.

Flood claims
1
paid since 2011 · $272
Disasters paid out here
3
of 15 declared for Arkansas County
By hazard

What Humphrey faces

Each hazard’s share of the building damage FEMA expects here, and how its rate compares with the rest of the country.

River and rain flooding

69%of expected building damage
Well above average · higher than 89% of U.S. census tracts
Recorded about 2 times a year in the area

Earthquakes

15%of expected building damage
Well above average · higher than 84% of U.S. census tracts

Tornadoes

9%of expected building damage
Well above average · in the top 4% of U.S. census tracts
Recorded about once every 5 years in the area
Smaller shares here
 Ice storms top 3% Strong wind Hail Hurricanes Winter storms Lightning Cold waves top 3% Wildfire Heat waves Landslides
FEMA models no building damage here
Coastal floodingAvalanchesTsunamisVolcanic activity

Shares are of FEMA’s expected building damage, the measure the grade uses; ranks compare each hazard’s building-damage rate with all 85,154 U.S. census tracts. In FEMA’s terms, river and rain flooding is FEMA’s “Inland Flooding” (rivers and streams overflowing their banks, or rain overwhelming drainage). FEMA defines coastal flooding as high or rising tides and storm surge, so surge damage is counted there. Drought isn’t listed: FEMA counts its losses in crops only.

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims

Does Humphrey flood? Rarely: 1 flood claim since 2011

Every paid claim on a federal flood insurance policy in Humphrey, from FEMA’s records.

Paid flood claims, by year
2011: 1 claim2012: 0 claims2013: 0 claims2014: 0 claims2015: 0 claims2016: 0 claims2017: 0 claims2018: 0 claims2019: 0 claims2020: 0 claims2021: 0 claims2022: 0 claims2023: 0 claims2024: 0 claims2025: 0 claims2026: 0 claims2011
20112026
Biggest named events
  • The Mid-spring storms1 claim · $272
1
paid claims since 2011
$272
paid to owners
0
homes flooded more than once
$272
average claim
of homes in flood zones are insured
of all homes are insured
No community discount

Humphrey isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Arkansas County.
What’s been done with FEMA grants
1storm safe room built
Disasters

3 federal disasters brought FEMA money to Humphrey

Disasters that paid out in Humphrey itself (aid to households or repair grants to the City of Humphrey), newest first, with that year’s flood claims.

  1. 2023Severe Storms, Straight-line Winds, and Tornadoes$50K to the City of Humphrey for repairs
  2. 2008Severe Storms, Tornadoes, and Flooding1 households applied for aid$2K aid approved$2K to the City of Humphrey for repairs
  3. 2000Severe Winter Ice Storm$12K to the City of Humphrey for repairs
Disasters declared, by decade
Paid out in HumphreyArkansas County only

Arkansas County has had 15 natural disasters declared by the President since 1953, most often severe storms, then winter storms. Not counted: the 2005 Hurricane Katrina evacuee emergency, which covered counties that took in evacuees.

Were you here?

Old photos of Humphrey after a storm or flood belong in the town’s history. Add one, or share what you remember below.

Add to the Humphrey archive →
Be ready

Get ready for what Humphrey faces

A short kit for the hazards that drive the building damage here, what to check before you buy, and where neighbors get alerts.

When the river rises
  • Turn around at flooded roads: a foot of moving water can carry off a car.
  • Flood insurance usually takes 30 days to start, so buy it before the forecast.
  • Keep papers and medicines up high, in a grab-and-go bag.
More from Ready.gov ↗
Earthquakes
  • Drop, cover and hold on.
  • Strap tall furniture and the water heater to the wall.
  • Know how to shut off the gas.
More from Ready.gov ↗
Tornado warnings
  • Pick your spot now: the lowest floor, an inside room, no windows.
  • A watch means be ready; a warning means take cover now.
  • Keep shoes and a flashlight by the bed.
More from Ready.gov ↗
Before you buy or rent
  • Look up the address on FEMA’s flood map.
  • Ask the seller or landlord whether it has ever flooded, and what flood insurance costs there.
  • Get a flood insurance quote early: policies usually start 30 days after you buy.
When a storm is coming
Forecast and alertsWeather →911, the nearest ERSafety →

Know where neighbors sign up for alerts? Add it to the Handbook so everyone has it.

Questions about natural hazards in Humphrey

Does Humphrey flood?

Flood insurance has paid 1 claim in Humphrey since 2011, $272 in all. The most claims came from Mid-spring storms (1).

Is Humphrey in a flood zone?

Flood zones are drawn street by street, so the answer depends on the address: look it up on FEMA’s flood map. In Arkansas County, 5% of homes in mapped flood zones carry federal flood insurance, and 0.9% of all homes do.

How much is flood insurance in Humphrey?

FEMA’s Community Rating System list shows no discount for Humphrey’s flood program. Premiums depend on the building; policies usually start 30 days after you buy, so get a quote early.

What was the biggest storm in Humphrey?

By FEMA money that reached Humphrey, Severe Storms, Straight-line Winds, and Tornadoes (2023): $50K to the City of Humphrey for repairs. By flood claims, Mid-spring storms: 1 paid, $272.

Storm stories

Memories, warnings and help from neighbors in Humphrey.

Town Square →
Start the conversation

Sources: FEMA National Risk Index v1.20 (December 2025), census-tract table, combined by where Humphrey’s residents lived in the 2020 census; OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Homes: Census ACS 2020–24. Preparedness tips: Ready.gov. FEMA’s model is an average of expected damage, not a forecast. How hazard risk is graded.