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Downtown ConwayPhoto: Ronny Willhite · CC BY-SA 4.0
CHazard risk
Natural hazards in Conway · FEMA

More hazard damage per building is expected in Conway than in 72% of U.S. towns, led by river and rain flooding

On FEMA’s National Risk Index, Conway gets a C for hazard risk: higher expected damage per building than 72% of U.S. towns, #60 of 123 in Arkansas. Most of that expected damage is river and rain flooding (47%), then earthquakes (28%). Flood insurance has paid 47 claims here since 1982.

Graded on FEMA’s expected yearly building damage per dollar of building value (NRI v1.20, December 2025), weighted by where residents live; flood claims are shown, not graded. How hazard risk is graded

more than 72%of U.S. townsLess damageMoreExpected yearly damage per dollar of building, vs. the 21,298 U.S. towns we grade#60 of 123 in Arkansas
Hazard risk
C#60 of 123
in Arkansas · higher than 72% of U.S. towns
Main hazard
River and rain flooding
47% of expected building damage
Flood claims
47
paid since 1982 · $952K
Flooded more than once
7
properties · 1 “severe repetitive loss”
Disasters paid out here
9
of 23 declared for Faulkner County

What stands out about Conway’s natural hazards

From FEMA’s model and FEMA’s records, below.

By hazard

What Conway faces

Each hazard’s share of the building damage FEMA expects here, and how its rate compares with the rest of the country.

River and rain flooding

47%of expected building damage
About average · higher than 51% of U.S. census tracts
Recorded about 2 times a year in the area

Earthquakes

28%of expected building damage
Well above average · higher than 84% of U.S. census tracts

Ice storms

11%of expected building damage
Well above average · in the top 1% of U.S. census tracts
Recorded about once a year in the area

Tornadoes

10%of expected building damage
Well above average · higher than 89% of U.S. census tracts
Smaller shares here
 Hail Strong wind Winter storms top 4% Hurricanes Lightning Wildfire Cold waves Heat waves Landslides
FEMA models no building damage here
Coastal floodingAvalanchesTsunamisVolcanic activity
People, not buildings.Counting harm to people as well as buildings, FEMA’s model puts tornadoes at 31% of Conway’s expected losses. Tornadoes do little damage to buildings (10.3%), so they aren’t part of the grade.

Shares are of FEMA’s expected building damage, the measure the grade uses; ranks compare each hazard’s building-damage rate with all 85,154 U.S. census tracts. In FEMA’s terms, river and rain flooding is FEMA’s “Inland Flooding” (rivers and streams overflowing their banks, or rain overwhelming drainage). FEMA defines coastal flooding as high or rising tides and storm surge, so surge damage is counted there. Drought isn’t listed: FEMA counts its losses in crops only.

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Hazard risk grade

What’s behind Conway’s grade

River and rain flooding is 47% of the building damage FEMA expects in Conway, and Conway’s rate of river and rain flooding damage is higher than 51% of U.S. census tracts. Ice storms add 11%, at a rate in the top 1% of U.S. census tracts.

Where Conway sits
Conway
Least damageMiddleMost damage

C #60 of 123 in Arkansas; higher expected damage per building than 72% of U.S. towns (21,298).

Conway’s residents live in 18 census tracts; FEMA’s figures are combined by where they live.

What drives the damage to buildings
River and rain flooding47%Earthquakes28%Ice storms11%Everything else14%

The typical Arkansas town has higher expected damage than 73% of U.S. towns; within the state, Conway has less expected damage per building than 52% of Arkansas towns.

In dollars, FEMA expects about $39.6M a year in losses across Conway: $19.7M to buildings, the rest to people and crops.

A firm figure. It combines 18 census tracts by where Conway’s residents live. FEMA’s model is an average year for today’s buildings, not a record: the claims and disasters below are the record.

How TownRatings grades hazard risk →

Flood insurance claims

Does Conway flood? Sometimes: 47 flood claims since 1982

Every paid claim on a federal flood insurance policy in Conway, from FEMA’s records: 1.6 per 1,000 homes, fewer than 67% of the 13,809 U.S. towns with a flood insurance record.

Paid flood claims, by year
1982: 1 claim1983: 0 claims1984: 0 claims1985: 2 claims1986: 6 claims1987: 1 claim1988: 0 claims1989: 0 claims1990: 0 claims1991: 0 claims1992: 0 claims1993: 0 claims1994: 0 claims1995: 0 claims1996: 0 claims1997: 1 claim1998: 0 claims1999: 0 claims2000: 0 claims2001: 0 claims2002: 0 claims2003: 4 claims2004: 0 claims2005: 0 claims2006: 1 claim2007: 0 claims2008: 3 claims2009: 1 claim2010: 2 claims2011: 2 claims2012: 0 claims2013: 2 claims2014: 1 claim2015: 1 claim2016: 0 claims2017: 14 claims2018: 1 claim2019: 0 claims2020: 2 claims2021: 0 claims2022: 2 claims2023: 0 claims2024: 0 claims2025: 0 claims2026: 0 claims198620032017
19822026
Biggest named events
  • The Late spring severe storms12 claims · $523K
  • The Mid-spring storms2 claims · $42K
  • The March storm1 claim · $13K
47
paid claims since 1982
$952K
paid to owners
7
homes flooded more than once
$20K
average claim
Homes that flooded again and again
FEMA “severe repetitive loss” (1)Flooded 2+ times
of homes in flood zones are insured
of all homes are insured
No community discount

Conway isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Faulkner County.
What’s been done with FEMA grants
78storm safe rooms built
15flood-prone properties bought out and cleared
Disasters

9 federal disasters brought FEMA money to Conway

Disasters that paid out in Conway itself (aid to households or repair grants to the City of Conway), newest first, with that year’s flood claims.

  1. 2023Severe Storms, Straight-line Winds, and Tornadoes$241K to the City of Conway for repairs
  2. 2019Severe Storms and Flooding76 households applied for aid$242K aid approved$121K to the City of Conway for repairs
  3. 2017Severe Storms, Tornadoes, Straight-line Winds, and Flooding127 households applied for aid$327K aid approved$93K to the City of Conway for repairs14 flood claims paid that year
  4. 2015Severe Storms, Tornadoes, Straight-line Winds, and Flooding11 households applied for aid$38K aid approved1 flood claim paid that year
  5. 2014Severe Storms,tornadoes, and Flooding223 households applied for aid$1.5M aid approved1 flood claim paid that year
  6. 2011Severe Storms, Tornadoes, and Associated Flooding347 households applied for aid$1.6M aid approved2 flood claims paid that year
Show all 9
  1. 2005Hurricane Katrina Evacuation$187K to the City of Conway for repairs
  2. 2003Severe Storms, Tornadoes, and Flooding29 households applied for aid$57K aid approved4 flood claims paid that year
  3. 2000Severe Winter Ice Storm$288K to the City of Conway for repairs
Disasters declared, by decade
Paid out in ConwayFaulkner County only

Faulkner County has had 23 natural disasters declared by the President since 1953, most often severe storms, then floods. Not counted: the 2005 Hurricane Katrina evacuee emergency, which covered counties that took in evacuees.

Were you here?

Old photos of Conway after a storm or flood belong in the town’s history. Add one, or share what you remember below.

Add to the Conway archive →
Be ready

Get ready for what Conway faces

A short kit for the hazards that drive the building damage here, what to check before you buy, and where neighbors get alerts.

When the river rises
  • Turn around at flooded roads: a foot of moving water can carry off a car.
  • Flood insurance usually takes 30 days to start, so buy it before the forecast.
  • Keep papers and medicines up high, in a grab-and-go bag.
More from Ready.gov ↗
Earthquakes
  • Drop, cover and hold on.
  • Strap tall furniture and the water heater to the wall.
  • Know how to shut off the gas.
More from Ready.gov ↗
Ice storms
  • Ice brings down trees and lines: plan for days without power.
  • Run a generator outside, far from doors and windows.
  • Keep sand or salt by the door.
More from Ready.gov ↗
Tornado warnings
  • Pick your spot now: the lowest floor, an inside room, no windows.
  • A watch means be ready; a warning means take cover now.
  • Keep shoes and a flashlight by the bed.
More from Ready.gov ↗
Before you buy or rent
  • Look up the address on FEMA’s flood map.
  • Ask the seller or landlord whether it has ever flooded, and what flood insurance costs there.
  • Get a flood insurance quote early: policies usually start 30 days after you buy.
When a storm is coming
Forecast and alertsWeather →911, the nearest ERSafety →

Know where neighbors sign up for alerts? Add it to the Handbook so everyone has it.

Questions about natural hazards in Conway

Is Conway at risk for natural disasters?

On FEMA’s National Risk Index, Conway has higher expected damage per building than 72% of U.S. towns: C for hazard risk, #60 of 123 in Arkansas. Most of the expected damage is river and rain flooding (47%) and earthquakes (28%). This is FEMA’s model of an average year for today’s buildings, not a forecast.

Does Conway flood?

Flood insurance has paid 47 claims in Conway since 1982, $952K in all, or 1.6 per 1,000 homes, fewer than 67% of U.S. towns with a flood insurance record. 7 properties have flooded more than once. The most claims came from Late spring severe storms (12).

Is Conway in a flood zone?

Flood zones are drawn street by street, so the answer depends on the address: look it up on FEMA’s flood map. In Faulkner County, 18% of homes in mapped flood zones carry federal flood insurance, and 1.0% of all homes do.

How much is flood insurance in Conway?

FEMA’s Community Rating System list shows no discount for Conway’s flood program. Premiums depend on the building; policies usually start 30 days after you buy, so get a quote early.

What was the biggest storm in Conway?

By FEMA money that reached Conway, Severe Storms, Tornadoes, and Associated Flooding (2011): 347 households applied for aid, $1.6M approved. By flood claims, Late spring severe storms: 12 paid, $523K.

Is Conway at risk from river and rain flooding?

It is the largest share of the building damage FEMA expects here (47%), and Conway’s rate for it is higher than 51% of U.S. census tracts.

Storm stories

Memories, warnings and help from neighbors in Conway.

Town Square →
Start the conversation

Sources: FEMA National Risk Index v1.20 (December 2025), census-tract table, combined by where Conway’s residents lived in the 2020 census; OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Homes: Census ACS 2020–24. Preparedness tips: Ready.gov. FEMA’s model is an average of expected damage, not a forecast. How hazard risk is graded.