Photo: Kurt Bauschardt from Edmonton, Canada · CC BY-SA 2.0Storms, floods and disasters in Calion
Calion isn’t graded for hazard risk: Calion has 355 residents; we grade towns of 1,000 or more. Flood insurance has paid 26 claims here since 1982.
What Calion faces
Each hazard’s share of the building damage FEMA expects here, and how its rate compares with the rest of the country.
River and rain flooding
Ice storms
Earthquakes
Shares are of FEMA’s expected building damage, the measure the grade uses; ranks compare each hazard’s building-damage rate with all 85,154 U.S. census tracts. In FEMA’s terms, river and rain flooding is FEMA’s “Inland Flooding” (rivers and streams overflowing their banks, or rain overwhelming drainage). FEMA defines coastal flooding as high or rising tides and storm surge, so surge damage is counted there. Drought isn’t listed: FEMA counts its losses in crops only.
Does Calion flood? Sometimes: 26 flood claims since 1982
Every paid claim on a federal flood insurance policy in Calion, from FEMA’s records.
Calion isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Union County.The storms Calion remembers
None of the 16 disasters declared for Union County shows FEMA aid or repair money reaching Calion itself in FEMA’s records, so these are its biggest flood-claim years.
- 200910 flood claims paidThe year of Severe Storms, Tornadoes, and Flooding, declared for Union County
- 19918 flood claims paidThe year of Severe Storms and Flooding, declared for Union County
- 19823 flood claims paidNo declaration for the county that year
Union County has had 16 natural disasters declared by the President since 1953, most often severe storms, then floods. Not counted: the 2005 Hurricane Katrina evacuee emergency, which covered counties that took in evacuees.
Also 1 FEMA wildfire suppression grant (Fire Management Assistance, not a disaster declaration) for fires in Union County, 2026–2026.
Old photos of Calion after a storm or flood belong in the town’s history. Add one, or share what you remember below.
Add to the Calion archive →Get ready for what Calion faces
A short kit for the hazards that drive the building damage here, what to check before you buy, and where neighbors get alerts.
- Turn around at flooded roads: a foot of moving water can carry off a car.
- Flood insurance usually takes 30 days to start, so buy it before the forecast.
- Keep papers and medicines up high, in a grab-and-go bag.
- Ice brings down trees and lines: plan for days without power.
- Run a generator outside, far from doors and windows.
- Keep sand or salt by the door.
- Drop, cover and hold on.
- Strap tall furniture and the water heater to the wall.
- Know how to shut off the gas.
- Look up the address on FEMA’s flood map.
- Ask the seller or landlord whether it has ever flooded, and what flood insurance costs there.
- Get a flood insurance quote early: policies usually start 30 days after you buy.
Know where neighbors sign up for alerts? Add it to the Handbook so everyone has it.
Questions about natural hazards in Calion
Does Calion flood?
Flood insurance has paid 26 claims in Calion since 1982, $708K in all. 4 properties have flooded more than once.
Is Calion in a flood zone?
Flood zones are drawn street by street, so the answer depends on the address: look it up on FEMA’s flood map. In Union County, 9% of homes in mapped flood zones carry federal flood insurance, and 0.5% of all homes do.
How much is flood insurance in Calion?
FEMA’s Community Rating System list shows no discount for Calion’s flood program. Premiums depend on the building; policies usually start 30 days after you buy, so get a quote early.
Storm stories
Memories, warnings and help from neighbors in Calion.
Sources: FEMA National Risk Index v1.20 (December 2025), census-tract table, combined by where Calion’s residents lived in the 2020 census; OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Homes: Census ACS 2020–24. Preparedness tips: Ready.gov. FEMA’s model is an average of expected damage, not a forecast. How hazard risk is graded.