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Ider-Town-Hall-alPhoto: Brian Stansberry · CC BY 4.0
–Not graded
Natural hazards in Ider · FEMA

Storms, floods and disasters in Ider

Ider isn’t graded for hazard risk: Ider has 731 residents; we grade towns of 1,000 or more.

Flood claims
0
paid since 1978 · $0
Disasters paid out here
3
of 30 declared for DeKalb County
By hazard

What Ider faces

Each hazard’s share of the building damage FEMA expects here, and how its rate compares with the rest of the country.

River and rain flooding

81%of expected building damage
Above average · higher than 75% of U.S. census tracts
Recorded about 2 times a year in the area

Earthquakes

10%of expected building damage
Above average · higher than 78% of U.S. census tracts
Smaller shares here
 Tornadoes Strong wind Wildfire Hail Ice storms Hurricanes Lightning Winter storms Cold waves Heat waves Landslides
FEMA models no building damage here
Coastal floodingAvalanchesTsunamisVolcanic activity
People, not buildings.Counting harm to people as well as buildings, FEMA’s model puts cold waves at 14% of Ider’s expected losses. Cold waves do little damage to buildings (0.1%), so they aren’t part of the grade.

Shares are of FEMA’s expected building damage, the measure the grade uses; ranks compare each hazard’s building-damage rate with all 85,154 U.S. census tracts. In FEMA’s terms, river and rain flooding is FEMA’s “Inland Flooding” (rivers and streams overflowing their banks, or rain overwhelming drainage). FEMA defines coastal flooding as high or rising tides and storm surge, so surge damage is counted there. Drought isn’t listed: FEMA counts its losses in crops only.

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims

Does Ider flood? No paid flood claims on record

FEMA’s records show no paid flood insurance claims in Ider. That’s not a promise: most homes don’t carry flood insurance, so small floods go unrecorded.

of homes in flood zones are insured
of all homes are insured
No community discount

Ider isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: DeKalb County.
What’s been done with FEMA grants
8storm safe rooms built
Disasters

3 federal disasters brought FEMA money to Ider

Disasters that paid out in Ider itself (aid to households or repair grants to the Town of Ider), newest first, with that year’s flood claims.

  1. 2011Severe Storms, Tornadoes, Straight-line Winds, and Flooding148 households applied for aid$198K aid approved$8K to the Town of Ider for repairs
  2. 2003Severe Storms, Tornadoes, and Flooding1 households applied for aid$700 aid approved
  3. 2000Severe Winter Storms$4K to the Town of Ider for repairs
Disasters declared, by decade
Paid out in IderDeKalb County only

DeKalb County has had 30 natural disasters declared by the President since 1953, most often severe storms, then hurricanes and tropical storms.

Also 1 FEMA wildfire suppression grant (Fire Management Assistance, not a disaster declaration) for fires in DeKalb County, 1999–1999.

Were you here?

Old photos of Ider after a storm or flood belong in the town’s history. Add one, or share what you remember below.

Add to the Ider archive →
Be ready

Get ready for what Ider faces

A short kit for the hazards that drive the building damage here, what to check before you buy, and where neighbors get alerts.

When the river rises
  • Turn around at flooded roads: a foot of moving water can carry off a car.
  • Flood insurance usually takes 30 days to start, so buy it before the forecast.
  • Keep papers and medicines up high, in a grab-and-go bag.
More from Ready.gov ↗
Earthquakes
  • Drop, cover and hold on.
  • Strap tall furniture and the water heater to the wall.
  • Know how to shut off the gas.
More from Ready.gov ↗
Before you buy or rent
  • Look up the address on FEMA’s flood map.
  • Ask the seller or landlord whether it has ever flooded, and what flood insurance costs there.
  • Get a flood insurance quote early: policies usually start 30 days after you buy.
When a storm is coming
Forecast and alertsWeather →911, the nearest ERSafety →

Know where neighbors sign up for alerts? Add it to the Handbook so everyone has it.

Questions about natural hazards in Ider

Is Ider in a flood zone?

Flood zones are drawn street by street, so the answer depends on the address: look it up on FEMA’s flood map. In DeKalb County, 7% of homes in mapped flood zones carry federal flood insurance, and 0.2% of all homes do.

How much is flood insurance in Ider?

FEMA’s Community Rating System list shows no discount for Ider’s flood program. Premiums depend on the building; policies usually start 30 days after you buy, so get a quote early.

What was the biggest storm in Ider?

By FEMA money that reached Ider, Severe Storms, Tornadoes, Straight-line Winds, and Flooding (2011): 148 households applied for aid, $198K approved, and $8K to the Town of Ider for repairs.

Storm stories

Memories, warnings and help from neighbors in Ider.

Town Square →
Start the conversation

Sources: FEMA National Risk Index v1.20 (December 2025), census-tract table, combined by where Ider’s residents lived in the 2020 census; OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Homes: Census ACS 2020–24. Preparedness tips: Ready.gov. FEMA’s model is an average of expected damage, not a forecast. How hazard risk is graded.