Photo: Beeblebrox 06:31, 23 August 2009 (UTC) · CC BY-SA 3.0Storms, floods and disasters in Moose Pass
Moose Pass isn’t graded for hazard risk: Moose Pass has 202 residents; we grade towns of 1,000 or more.
What Moose Pass faces
Each hazard’s share of the building damage FEMA expects here, and how its rate compares with the rest of the country.
Earthquakes
River and rain flooding
Shares are of FEMA’s expected building damage, the measure the grade uses; ranks compare each hazard’s building-damage rate with all 85,154 U.S. census tracts. In FEMA’s terms, river and rain flooding is FEMA’s “Inland Flooding” (rivers and streams overflowing their banks, or rain overwhelming drainage). FEMA defines coastal flooding as high or rising tides and storm surge, so surge damage is counted there. Drought isn’t listed: FEMA counts its losses in crops only.
Does Moose Pass flood? No paid flood claims on record
FEMA’s records show no paid flood insurance claims in Moose Pass. That’s not a promise: most homes don’t carry flood insurance, so small floods go unrecorded.
Moose Pass isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Kenai Peninsula Borough.2 federal disasters brought FEMA money to Moose Pass
Disasters that paid out in Moose Pass itself (aid to households or repair grants to Moose Pass), newest first, with that year’s flood claims.
- 2018Earthquake3 households applied for aid$41K aid approved
- 2002Severe Winter Storms, Flooding, Coastal Erosion and Tidal Surge4 households applied for aid$4K aid approved
Kenai Peninsula Borough has had 14 natural disasters declared by the President since 1953, most often severe storms, then floods.
Also 3 FEMA wildfire suppression grants (Fire Management Assistance, not a disaster declaration) for fires in Kenai Peninsula Borough, 2007–2015.
Old photos of Moose Pass after a storm or flood belong in the town’s history. Add one, or share what you remember below.
Add to the Moose Pass archive →Moose Pass and its neighbors
How expected damage per building compares across the town line. Tap a town to see its hazards.
| Town | Hazard risk | Mostly (buildings) | Flood claims |
|---|---|---|---|
| Crown Point | — | 65 residents; we grade 1,000+ | |
Hazard risk = FEMA’s expected yearly building damage per dollar of building value, vs. the 21,298 U.S. towns we grade; the map is shaded by fifths of the same scale. Flood claims = paid federal flood insurance claims on record.
Get ready for what Moose Pass faces
A short kit for the hazards that drive the building damage here, what to check before you buy, and where neighbors get alerts.
- Drop, cover and hold on.
- Strap tall furniture and the water heater to the wall.
- Know how to shut off the gas.
- Turn around at flooded roads: a foot of moving water can carry off a car.
- Flood insurance usually takes 30 days to start, so buy it before the forecast.
- Keep papers and medicines up high, in a grab-and-go bag.
- Look up the address on FEMA’s flood map.
- Ask the seller or landlord whether it has ever flooded, and what flood insurance costs there.
- Get a flood insurance quote early: policies usually start 30 days after you buy.
Know where neighbors sign up for alerts? Add it to the Handbook so everyone has it.
Questions about natural hazards in Moose Pass
Is Moose Pass in a flood zone?
Flood zones are drawn street by street, so the answer depends on the address: look it up on FEMA’s flood map. In Kenai Peninsula Borough, 61% of homes in mapped flood zones carry federal flood insurance, and 0.8% of all homes do.
How much is flood insurance in Moose Pass?
FEMA’s Community Rating System list shows no discount for Moose Pass’ flood program. Premiums depend on the building; policies usually start 30 days after you buy, so get a quote early.
What was the biggest storm in Moose Pass?
By FEMA money that reached Moose Pass, Earthquake (2018): 3 households applied for aid, $41K approved.
Storm stories
Memories, warnings and help from neighbors in Moose Pass.
Sources: FEMA National Risk Index v1.20 (December 2025), census-tract table, combined by where Moose Pass’ residents lived in the 2020 census; OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Homes: Census ACS 2020–24. Preparedness tips: Ready.gov. FEMA’s model is an average of expected damage, not a forecast. How hazard risk is graded.