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–Not graded
Natural hazards in Lowell Point · FEMA

Storms, floods and disasters in Lowell Point

Lowell Point isn’t graded for hazard risk: FEMA’s tract figures aren’t matched to Lowell Point yet.

Flood claims
0
paid since 1978 · $0
Disasters paid out here
0
of 14 declared for Kenai Peninsula Borough
By hazard

What Lowell Point faces

Each hazard’s share of the building damage FEMA expects here, and how its rate compares with the rest of the country.

Tsunamis

49%of expected building damage
Well above average · in the top 1% of U.S. census tracts

Earthquakes

46%of expected building damage
Well above average · in the top 2% of U.S. census tracts
Smaller shares here
 River and rain flooding Winter storms Wildfire Avalanches top 0% Coastal flooding Tornadoes Hail Ice storms Landslides Lightning
FEMA models no building damage here
HurricanesStrong windCold wavesHeat wavesVolcanic activity
People, not buildings.Counting harm to people as well as buildings, FEMA’s model puts avalanches at 46% of Lowell Point’s expected losses. Avalanches do little damage to buildings (0.1%), so they aren’t part of the grade.

Shares are of FEMA’s expected building damage, the measure the grade uses; ranks compare each hazard’s building-damage rate with all 85,154 U.S. census tracts. FEMA defines coastal flooding as high or rising tides and storm surge, so surge damage is counted there. Drought isn’t listed: FEMA counts its losses in crops only.

Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims

Does Lowell Point flood? No paid flood claims on record

FEMA’s records show no paid flood insurance claims in Lowell Point. That’s not a promise: most homes don’t carry flood insurance, so small floods go unrecorded.

of homes in flood zones are insured
of all homes are insured
No community discount

Lowell Point isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Kenai Peninsula Borough.
Disasters

The storms Lowell Point remembers

None of the 14 disasters declared for Kenai Peninsula Borough shows FEMA aid or repair money reaching Lowell Point itself in FEMA’s records, so these are its biggest flood-claim years.

Disasters declared, by decade
Paid out in Lowell PointKenai Peninsula Borough only

Kenai Peninsula Borough has had 14 natural disasters declared by the President since 1953, most often severe storms, then floods.

Also 3 FEMA wildfire suppression grants (Fire Management Assistance, not a disaster declaration) for fires in Kenai Peninsula Borough, 2007–2015.

Be ready

Get ready for what Lowell Point faces

A short kit for the hazards that drive the building damage here, what to check before you buy, and where neighbors get alerts.

Tsunamis
  • Strong shaking or a sudden drop in the sea means head for high ground now.
  • Learn the tsunami route signs near the shore.
  • Stay away until officials say it’s safe.
More from Ready.gov ↗
Earthquakes
  • Drop, cover and hold on.
  • Strap tall furniture and the water heater to the wall.
  • Know how to shut off the gas.
More from Ready.gov ↗
Before you buy or rent
  • Look up the address on FEMA’s flood map.
  • Ask the seller or landlord whether it has ever flooded, and what flood insurance costs there.
  • Get a flood insurance quote early: policies usually start 30 days after you buy.
When a storm is coming
Forecast and alertsWeather →911, the nearest ERSafety →

Know where neighbors sign up for alerts? Add it to the Handbook so everyone has it.

Questions about natural hazards in Lowell Point

Is Lowell Point in a flood zone?

Flood zones are drawn street by street, so the answer depends on the address: look it up on FEMA’s flood map. In Kenai Peninsula Borough, 61% of homes in mapped flood zones carry federal flood insurance, and 0.8% of all homes do.

How much is flood insurance in Lowell Point?

FEMA’s Community Rating System list shows no discount for Lowell Point’s flood program. Premiums depend on the building; policies usually start 30 days after you buy, so get a quote early.

Storm stories

Memories, warnings and help from neighbors in Lowell Point.

Town Square →
Start the conversation

Sources: FEMA National Risk Index v1.20 (December 2025), census-tract table, combined by where Lowell Point’s residents lived in the 2020 census; OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Homes: Census ACS 2020–24. Preparedness tips: Ready.gov. FEMA’s model is an average of expected damage, not a forecast. How hazard risk is graded.