Photo: U.S. Forest Service · Public domainOn FEMA’s figures, Craig faces less hazard damage per building than 96% of U.S. towns, led by tsunamis
On FEMA’s National Risk Index, Craig gets an A+ for hazard risk: lower expected damage per building than 96% of U.S. towns. Most of that expected damage is tsunamis (49%), then river and rain flooding (35%). FEMA’s files show no paid flood insurance claims here.
Graded on FEMA’s expected yearly building damage per dollar of building value (NRI v1.20, December 2025), weighted by where residents live; flood claims are shown, not graded. How hazard risk is graded
What Craig faces
Each hazard’s share of the building damage FEMA expects here, and how its rate compares with the rest of the country.
Tsunamis
River and rain flooding
Earthquakes
Shares are of FEMA’s expected building damage, the measure the grade uses; ranks compare each hazard’s building-damage rate with all 85,154 U.S. census tracts. In FEMA’s terms, river and rain flooding is FEMA’s “Inland Flooding” (rivers and streams overflowing their banks, or rain overwhelming drainage). FEMA defines coastal flooding as high or rising tides and storm surge, so surge damage is counted there. Drought isn’t listed: FEMA counts its losses in crops only.
What’s behind Craig’s grade
Tsunamis are 49% of the building damage FEMA expects in Craig, and Craig’s rate of tsunamis damage is in the top 1% of U.S. census tracts. Volcanic activity adds 1%, at a rate in the top 1% of U.S. census tracts.
A+ lower expected damage per building than 96% of U.S. towns (21,298).
All of Craig’s residents live in one census tract; the figures are that tract’s.
In dollars, FEMA expects about $195K a year in losses across Craig: $184K to buildings, the rest to people and crops.
Does Craig flood? No paid flood claims on record
FEMA’s records show no paid flood insurance claims in Craig. That’s not a promise: most homes don’t carry flood insurance, so small floods go unrecorded.
1 federal disaster brought FEMA money to Craig
Disasters that paid out in Craig itself (aid to households or repair grants to the City of Craig), newest first, with that year’s flood claims.
- 2023Severe Storm, Flooding, and Landslides$818K to the City of Craig for repairs
Prince of Wales-Hyder Census Area has had 1 natural disasters declared by the President since 1953, most often severe storms.
Old photos of Craig after a storm or flood belong in the town’s history. Add one, or share what you remember below.
Add to the Craig archive →Get ready for what Craig faces
A short kit for the hazards that drive the building damage here, what to check before you buy, and where neighbors get alerts.
- Strong shaking or a sudden drop in the sea means head for high ground now.
- Learn the tsunami route signs near the shore.
- Stay away until officials say it’s safe.
- Turn around at flooded roads: a foot of moving water can carry off a car.
- Flood insurance usually takes 30 days to start, so buy it before the forecast.
- Keep papers and medicines up high, in a grab-and-go bag.
- Drop, cover and hold on.
- Strap tall furniture and the water heater to the wall.
- Know how to shut off the gas.
- Look up the address on FEMA’s flood map.
- Ask the seller or landlord whether it has ever flooded, and what flood insurance costs there.
- Get a flood insurance quote early: policies usually start 30 days after you buy.
Know where neighbors sign up for alerts? Add it to the Handbook so everyone has it.
Questions about natural hazards in Craig
Is Craig at risk for natural disasters?
On FEMA’s National Risk Index, Craig has lower expected damage per building than 96% of U.S. towns: A+ for hazard risk. Most of the expected damage is tsunamis (49%) and river and rain flooding (35%). The figures are for the one census tract the town shares with its neighbors. This is FEMA’s model of an average year for today’s buildings, not a forecast.
Is Craig in a flood zone?
Flood zones are drawn street by street, so the answer depends on the address: look it up on FEMA’s flood map.
How much is flood insurance in Craig?
FEMA’s Community Rating System list shows no discount for Craig’s flood program. Premiums depend on the building; policies usually start 30 days after you buy, so get a quote early.
What was the biggest storm in Craig?
By FEMA money that reached Craig, Severe Storm, Flooding, and Landslides (2023): $818K to the City of Craig for repairs.
Is Craig at risk from tsunamis?
It is the largest share of the building damage FEMA expects here (49%), and Craig’s rate for it is in the top 1% of U.S. census tracts.
Storm stories
Memories, warnings and help from neighbors in Craig.
Sources: FEMA National Risk Index v1.20 (December 2025), census-tract table, combined by where Craig’s residents lived in the 2020 census; OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Homes: Census ACS 2020–24. Preparedness tips: Ready.gov. FEMA’s model is an average of expected damage, not a forecast. How hazard risk is graded.