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Figure 3- A Building in Beaver, Alaska Serviced with a Satellite Internet Connection (25229851546)Photo: U.S. Government Accountability Office from Washington, DC, United States · Public domain
–Not graded
Natural hazards in Beaver · FEMA

Storms, floods and disasters in Beaver

Beaver isn’t graded for hazard risk: Beaver has 17 residents; we grade towns of 1,000 or more.

Flood claims
0
paid since 1978 · $0
Disasters paid out here
2
of 14 declared for its 2 counties
By hazard

What Beaver faces

Each hazard’s share of the building damage FEMA expects here, and how its rate compares with the rest of the country.

Wildfire

62%of expected building damage
Well above average · in the top 1% of U.S. census tracts

River and rain flooding

23%of expected building damage
Well below average · lower than 96% of U.S. census tracts

Earthquakes

12%of expected building damage
Above average · higher than 78% of U.S. census tracts
Smaller shares here
 Winter storms top 1% Ice storms Cold waves top 2% Landslides top 2% Lightning Tornadoes Strong wind Volcanic activity
FEMA models no building damage here
Coastal floodingHurricanesHailHeat wavesAvalanchesTsunamis
People, not buildings.Counting harm to people as well as buildings, FEMA’s model puts cold waves at 78% of Beaver’s expected losses. Cold waves do little damage to buildings (0.3%), so they aren’t part of the grade.

Shares are of FEMA’s expected building damage, the measure the grade uses; ranks compare each hazard’s building-damage rate with all 85,154 U.S. census tracts. In FEMA’s terms, river and rain flooding is FEMA’s “Inland Flooding” (rivers and streams overflowing their banks, or rain overwhelming drainage). FEMA defines coastal flooding as high or rising tides and storm surge, so surge damage is counted there. Drought isn’t listed: FEMA counts its losses in crops only.

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims

Does Beaver flood? No paid flood claims on record

FEMA’s records show no paid flood insurance claims in Beaver. That’s not a promise: most homes don’t carry flood insurance, so small floods go unrecorded.

of all homes are insured
No community discount

Beaver isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Yukon-Koyukuk Census Area.
Disasters

2 federal disasters brought FEMA money to Beaver

Disasters that paid out in Beaver itself (aid to households or repair grants to Beaver), newest first, with that year’s flood claims.

  1. 2023Flooding3 households applied for aid$11K aid approved
  2. 2009Flooding and Ice Jams1 households applied for aid$686 aid approved
Disasters declared, by decade
Paid out in Beaverits 2 counties only

Its 2 counties have had 14 natural disasters declared by the President since 1953, most often floods, then severe storms.

Also 3 FEMA wildfire suppression grants (Fire Management Assistance, not a disaster declaration) for fires in its 2 counties, 2006–2025.

Were you here?

Old photos of Beaver after a storm or flood belong in the town’s history. Add one, or share what you remember below.

Add to the Beaver archive →
Be ready

Get ready for what Beaver faces

A short kit for the hazards that drive the building damage here, what to check before you buy, and where neighbors get alerts.

Wildfire
  • Clear dead leaves and brush within 5 feet of the house.
  • Sign up for local alerts and know two ways out.
  • Keep N95 masks for smoky days.
More from Ready.gov ↗
When the river rises
  • Turn around at flooded roads: a foot of moving water can carry off a car.
  • Flood insurance usually takes 30 days to start, so buy it before the forecast.
  • Keep papers and medicines up high, in a grab-and-go bag.
More from Ready.gov ↗
Earthquakes
  • Drop, cover and hold on.
  • Strap tall furniture and the water heater to the wall.
  • Know how to shut off the gas.
More from Ready.gov ↗
Before you buy or rent
  • Look up the address on FEMA’s flood map.
  • Ask the seller or landlord whether it has ever flooded, and what flood insurance costs there.
  • Get a flood insurance quote early: policies usually start 30 days after you buy.
When a storm is coming
Forecast and alertsWeather →911, the nearest ERSafety →

Know where neighbors sign up for alerts? Add it to the Handbook so everyone has it.

Questions about natural hazards in Beaver

Is Beaver in a flood zone?

Flood zones are drawn street by street, so the answer depends on the address: look it up on FEMA’s flood map. In Yukon-Koyukuk Census Area, 2.4% of all homes carry federal flood insurance.

How much is flood insurance in Beaver?

FEMA’s Community Rating System list shows no discount for Beaver’s flood program. Premiums depend on the building; policies usually start 30 days after you buy, so get a quote early.

What was the biggest storm in Beaver?

By FEMA money that reached Beaver, Flooding (2023): 3 households applied for aid, $11K approved.

Storm stories

Memories, warnings and help from neighbors in Beaver.

Town Square →
Start the conversation

Sources: FEMA National Risk Index v1.20 (December 2025), census-tract table, combined by where Beaver’s residents lived in the 2020 census; OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Homes: Census ACS 2020–24. Preparedness tips: Ready.gov. FEMA’s model is an average of expected damage, not a forecast. How hazard risk is graded.