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Oklahoma city downtownOklahoma City, the state capital · Photo: Urbanative · CC BY-SA 3.0
Oklahoma · State report card · 2026

How Oklahoma stacks up

Only one state scores lower on the Nation’s Report Card than Oklahoma: 23% of its 4th and 8th graders score Proficient or better. On balance it grades D, which places it 44th. Its strengths are low costs (a typical property-tax bill of $1,599) and short commutes (22 minutes on average); its weak spots, low home ownership and health that trails most states.

Each subject puts the official state figure beside a measure built from our town grades. How this works

D
14/100 overall
44th
of 50 states + D.C.
Cost of living
strongest subject (A−)
Schools
weakest subject (D−)

Safety

41st of 51

C−20/100 More reported crime than in most states. Oklahoma reports 412 violent crimes per 100,000 people, against 329 nationally. Top-quarter towns are rare here; Weatherford comes closest at #406.

The official figure
411.6violent crimes per 100,000 residents, 2025
U.S.: 329.3 · 13th highest of 50 states + D.C.
LowestHighest

Add property crime, weighted as our town grades weigh it, and it ranks 11th highest.

Source: FBI Crime Data Explorer, state estimate 2025.

Town by town
3%of residents live in a town in the safest quarter of U.S. towns
36th of 48 states · New Hampshire leads at 42%.
Top quarter 3%Middle half 35%Bottom quarter 63%

Measure: reported crime per resident over the engine’s three crime years (property + 4 × violent), as in our Safety grades. 46 Oklahoma towns of 10,000+ against 3,410 nationally.

Town by town

Where most people live, crime runs higher

At the safe end sit Blanchard (#504), Newcastle (#748) and Bixby (#754) in the national ranking of towns of 10,000+. The quarter reporting the most crime per resident takes in Oklahoma City, Tulsa and Lawton. Of residents of its 10,000+ towns, 3% live in the safest quarter nationally and 63% in the quarter reporting the most crime.

StateSafest quarterMost-crime quarterSplit
New Hampshire42%0%
Rhode Island37%0%
New Jersey35%20%
Pennsylvania29%37%
Maine29%15%
Oklahoma3%63%
What the town figure leaves out

Very little left out

That covers 100% of the people in Oklahoma’s towns of 10,000+. Next door, coverage runs from 88% in Kansas to 99% in Arkansas.

Schools

50th of 51

D−3/100 Among the weakest school results in the country. Few residents live in a top-quarter town; its best showing is Yukon, #1,576 nationally. Compared with 31% nationally, 23% of its 4th and 8th graders test Proficient. It trails all of its neighbors on schools.

The official figure
23.0%of 4th and 8th graders score Proficient or better on the Nation’s Report Card (2024, math and reading)
U.S.: 31.4% · 2nd lowest of 50 states + D.C.
HighestLowest

On-time graduation, 81.2% (6th lowest), weighs equally with test results in the grade.

It spends $12,210 per pupil, 3rd lowest (context only; spending isn’t graded).

Source: NCES, National Assessment of Educational Progress (NAEP) 2024, public schools; EDFacts graduation rates; Census school finance.

Town by town
0%of residents live in a town whose school districts rank in the national top quarter
41st of 50 states · Massachusetts leads at 39%.
Top quarter 0%Middle half 24%Bottom quarter 76%

Measure: graduation rate and test results, averaged; each district’s state-test proficiency is put on the NAEP yardstick (its result ÷ the state average × the state’s NAEP proficiency) so districts compare across states. 46 Oklahoma towns of 10,000+ against 5,230 nationally.

Cost of living

10th of 51

A−82/100 Affordable with few exceptions. Property-tax bills run $1,599 a year, the 9th lowest of the 50 states and D.C. Its towns mostly sit mid-table; Chickasha ranks highest, at #67.

The official figure
$1,599median property-tax bill on an owner-occupied home
U.S.: $3,119 · 9th lowest of 50 states + D.C.
LowestHighest

Against income, home values rank 7th lowest: 3.1 times the median household’s.

Source: Census ACS 2020–24 5-year.

Town by town
29%of residents live in a town in the most affordable quarter of U.S. towns
18th of 50 states · West Virginia leads at 96%.
Top quarter 29%Middle half 71%Bottom quarter 0%

Measure: our cost-of-living score: home value, rent and tax bill against area income, plus the share paying 30%+ for housing. 46 Oklahoma towns of 10,000+ against 5,235 nationally.

Health

44th of 51

D14/100 Health trails most states. 21% of adults describe their health as fair or poor, against 19% nationally. 44% of residents live in bottom-quarter towns, among them Tulsa and Lawton.

The official figure
21.2%of adults say their health is fair or poor
U.S.: 19.4% · 12th highest of 50 states + D.C.
LowestHighest

Source: CDC PLACES 2025 release (BRFSS model estimates).

Town by town
4%of residents live in a town in the healthiest quarter of U.S. towns
40th of 50 states · Vermont leads at 69%.
Top quarter 4%Middle half 52%Bottom quarter 44%

Measure: our health score: seven CDC PLACES measures (general, physical and mental health, obesity, diabetes, smoking, inactivity). 46 Oklahoma towns of 10,000+ against 5,218 nationally.

Housing

45th of 51

D12/100 Ownership trails most states. Few residents live in a top-quarter town; its best showing is Choctaw, #476 nationally. Compared with 65% nationally, 66% of homes here are owner-occupied. Texas, Kansas and Missouri all do better on home ownership.

The official figure
65.8%of homes are lived in by their owners
U.S.: 65.2% · 14th lowest of 50 states + D.C.
HighestLowest

Source: Census ACS 2020–24 5-year.

Town by town
1%of residents live in a town in the top quarter for home ownership
45th of 50 states · New Jersey leads at 30%.
Top quarter 1%Middle half 61%Bottom quarter 37%

Measure: share of occupied homes that are owner-occupied. 46 Oklahoma towns of 10,000+ against 5,235 nationally.

Natural hazards

40th of 51

C−22/100 Natural hazards cost more here than in most states. Few residents live in a top-quarter town; its best showing is Guymon, #635 nationally. Natural hazards are expected to cost $161 a year per $100,000 of buildings, the 15th highest rate in the country. Expect inland flooding above all; it makes up 57% of FEMA’s estimate.

The official figure
$161expected yearly damage to buildings from natural hazards, per $100,000 of building value
U.S.: $155 · 15th highest of 50 states + D.C.
LowestHighest

Federal major-disaster declarations since 2015: 19, 8th most.

Behind the figure: inland flooding 57%, tornado 11%, hail 10% of FEMA’s expected losses.

Source: FEMA National Risk Index v1.20 (Dec. 2025): expected annual building loss over building value, all census tracts; FEMA disaster declarations.

Town by town
<1%of residents live in a town in the lowest-risk quarter of U.S. towns
40th of 50 states · Maryland leads at 98%.
Top quarter <1%Middle half 92%Bottom quarter 8%

Measure: FEMA National Risk Index: expected yearly building loss from 18 natural hazards, as a share of building value. 46 Oklahoma towns of 10,000+ against 5,239 nationally.

Commute

13th of 51

A−76/100 Consistently short commutes. Workers spend 22.4 minutes getting to work, the 12th shortest commute among the states. Its larger towns score well almost across the board, from Altus to Ada.

The official figure
22.4 minaverage one-way commute
U.S.: 26.4 min · 12th shortest of 50 states + D.C.
ShortestLongest

Source: Census ACS 2020–24 5-year.

Town by town
41%of residents live in a town in the shortest-commute quarter of U.S. towns
19th of 50 states · North Dakota leads at 100%.
Top quarter 41%Middle half 59%Bottom quarter 0%

Measure: average one-way commute of the town’s workers. 46 Oklahoma towns of 10,000+ against 5,235 nationally.

Growth

19th of 51

B64/100 Growing a bit faster than average. Builders added 5.6 homes per 1,000 residents in 2025, after the population grew 5.5% from 2010 to 2020 (25th slowest). Its best town is Jenks, #182 of 5,079, and 52% of residents live in top-quarter towns.

The official figure
+5.5%population change, 2010–2020 censuses
U.S.: +7.4% · 25th slowest of 50 states + D.C.
FastestSlowest

New homes permitted in 2025: 5.6 per 1,000 residents (19th most).

Source: U.S. Census Bureau, 2010 and 2020 decennial counts; Census building permits.

Town by town
52%of residents live in a town in the fastest-growing quarter of U.S. towns
10th of 50 states · North Dakota leads at 83%.
Top quarter 52%Middle half 35%Bottom quarter 13%

Measure: population change between the 2010 and 2020 censuses. 46 Oklahoma towns of 10,000+ against 5,079 nationally.

Next door

How Oklahoma compares to its neighbors

Against Texas, Kansas, Missouri, Arkansas and New Mexico, Oklahoma trails on schools and housing.

OklahomaTexasKansasMissouriArkansas
OverallD 1444th of 51C 2638th of 51C+ 4031st of 51B 6021st of 51C− 2439th of 51
SafetyC− 2039th official · 3% in top townsB− 5231st official · 7% in top townsD 1446th official · 3% in top townsC+ 4441st official · 9% in top townsC− 1848th official · 5% in top towns
SchoolsD− 350th official · 0% in top townsB+ 7034th official · 15% in top townsC+ 4033rd official · 2% in top townsB 6238th official · 13% in top townsB− 5046th official · 9% in top towns
Cost of livingA− 829th official · 29% in top townsC− 2440th official · 4% in top townsB+ 6628th official · 54% in top townsA 8616th official · 54% in top townsA+ 963rd official · 60% in top towns
HealthD 1440th official · 4% in top townsC 2841st official · 15% in top townsB+ 7019th official · 29% in top townsC− 1838th official · 7% in top townsD− 348th official · 0% in top towns
HousingD 1238th official · 1% in top townsD 1446th official · 7% in top townsC 3028th official · 7% in top townsB+ 7021st official · 13% in top townsC− 1636th official · 3% in top towns
Natural hazardsC− 2237th official · <1% in top townsB− 5423rd official · 10% in top townsC+ 4420th official · 4% in top townsC+ 3832nd official · 1% in top townsD 842nd official · 0% in top towns
CommuteA− 7612th official · 41% in top townsC 2640th official · 16% in top townsA 867th official · 81% in top townsB 6217th official · 32% in top townsA− 8413th official · 76% in top towns
GrowthB 6427th official · 52% in top townsA− 843rd official · 40% in top townsC 3438th official · 20% in top townsC 2840th official · 15% in top townsB− 5036th official · 40% in top towns

Each cell: the subject’s grade and score, the state’s rank on the official figure (1st = the better end), and the share of residents of 10,000+ towns living in a nationally top-quarter town. Neighbor names open their report cards.

Method

How this report card works

Two measures, side by side. The left card is the figure a state agency or federal survey publishes for the whole state, ranked against the other 49 states and D.C. The right card is built from our town grades: of everyone living in the state’s towns and cities of 10,000+, the share whose town falls in the national top quarter of 10,000+ towns. A state can do well on one and not the other; that difference is often the story.

Scores and grades. Each subject’s score (0–100) is the state’s standing among the 50 states and D.C.: the two measures’ percentiles averaged, then ranked again, the same method as our town grades. 100 is the best state, 0 the last. Letters use the town-grade scale (A+ from 95, A from 85, A− from 75 … D below 15). The overall score weighs safety 18, cost of living 18, schools 16, health 14, commute 10, housing 8, natural hazards 8, growth 8 (out of 100). D.C., a single city, is left out of the town measure and graded on official figures alone.

What it is not. A state figure averages everyone, so it cannot show whether a state is evenly good or a mix of very good and struggling places. The town measure shows the mix but leaves out towns under 10,000 and towns missing data. Neither says anything about any one neighborhood.

Schools use the Nation’s Report Card because each state’s own tests are set to different bars. Hazards use FEMA’s expected building damage, the same loss rate behind our town hazard grades. Sources are named under each figure. How grades work