Sermaises has subject grades but no overall grade: French towns get one from 2,500 residents. Its weakest subject is health (C): after allowing for care homes, deaths from 2016 to 2025 were 4% below expected, against 12% below for the median of compared French towns. At the median price of €1,880/m², a 70 m² home costs 5.2 times the median annual income per consumption unit (an income adjusted for household size) in the Communauté de communes du Pithiverais. Its strongest is walkability (A−): 88% of residents live within 800 m of a bakery, and 15% of working residents walk, cycle or take public transport to work.
Hazard risk isn’t graded in France yet: national flood maps cover only some areas.
Each subject compares Sermaises with other French towns of 2,500 or more, ordered by how far its rank is from the middle. American and UK towns are graded separately.
Data highlights are ordered by what stands out in Sermaises.
Work & commuteJobs & income B
On foot, Sermaises works better than 79% of compared French towns
At the census, 15.3% went to work on foot, by bike or by public transport, close to both Loiret’s towns (13.7%) and compared French towns (13.4%). Sermaises has 1,100 jobs for 750 working residents, 1.4 per worker.
15%walk, cycle or take transit
How working residents got to work · census 2023
Driving80%
Public transport7%
On foot6%
Bicycle2%
Motorbike or scooter1%
1,100
jobs based in Sermaises, 1.4 per working resident
9.6%
unemployment rate, ages 15 to 64 in the labor force · median of compared French towns 10.1%
€25,990
median annual income per consumption unit, 2023 · median of compared French towns €25,970
4%
worked without traveling (at or from home)
A−
Walkability: better than 79% of compared French towns
Source: INSEE, census 2023 (commuting, employment, jobs at place of work); INSEE, Filosofi 2023 · Licence Ouverte
HealthHealth C
Sermaises’ death rate, adjusted for age and care homes, is higher than in 71% of compared French towns
Care access and life expectancy are shown for context, not graded.
From 2016 to 2025, 175 residents of Sermaises died, against 158 expected from France’s death rates at each age: 11% more. Its care home for older people (24 places) counts its residents as Sermaises’; allowing for it, deaths were 4% below expected. The adjustment lowers most towns’ figures, so the comparison is what counts: the median of compared French towns is 12% below expected. The care-home adjustment is a TownRatings modeling step, not an official statistic. A less sure grade: it could be anywhere from D to B.
−4%deaths against expected, after care homesCHealth Grade
Deaths per 100 expected · 2016–2025
Raw111
Adjusted96
Median town88
Expected100
2
GPs in Sermaises · 1.2 GP consultations a year per resident within reach (APL)
8.9 mi
to the nearest emergency department, Centre hospitalier
9.1 mi
to the nearest maternity unit, Centre hospitalier Sud Essonne Dourdan site Etampes
85.4 · 80.3
years of life expectancy at birth, women · men, Loiret, 2025 (provisional) · France 85.9 · 80.3
INSEE, census 2023 · Loiret median and France median: the median of compared communes
History
Old homes shape Sermaises: 15% were built before 1919, more than in Loiret’s towns or compared French towns
France has no History Grade yet: this card describes, it doesn’t grade.
Sermaises sits above both Loiret’s towns (8.5%) and compared French towns (7.4%) on this measure. The Culture ministry lists 1 historic monument in Sermaises: 1 classé (France’s highest heritage protection) and 0 inscrit (the second level). Among the classé monuments in Sermaises is Église Saint-Martin et Saint-Loup.
People: INSEE, census 2023. Miles: center to center.
Questions about Sermaises
Is Sermaises safe?
Sermaises has no Safety Grade: over a quarter of its index would rest on the département’s average. Recorded figures: an average of 3.4 recorded violent incidents and 9.4 recorded burglaries, vehicle thefts, thefts from vehicles and acts of criminal damage per 1,000 residents a year, 2023–2025.
Is Sermaises expensive to live in?
Homes cost less than in most compared French towns: the median sale price from July 2023 to June 2026 was €1,880/m², against €2,430/m² for the median of compared French towns. Estimated advertised apartment rents are €11.76/m² a month, charges included. Incomes are higher than in most compared French towns, so Sermaises grades B− for cost of living.
About Sermaises
Commune in Loiret, Centre-Val de Loire
Sermaises is a commune of 1,709 people in the Communauté de communes du Pithiverais. TownRatings compares communes, France’s local unit: each has its own mayor and its own statistics. Its area takes in the town and the countryside around it.
Built from INSEE’s 2026 official geography (COG) and IGN Admin Express boundaries
Contains public sector information under the Licence Ouverte / Open Licence 2.0 (Etalab): INSEE, DGFiP, the Interior Ministry’s statistics service (SSMSI), the Ministry of Education (DEPP), the Health Ministry’s statistics service (DREES) and the Housing Ministry (Carte des loyers). Commune boundaries: IGN Admin Express.
