L'Horme grades C overall: better than 26% of compared French towns. Its weakest subject is jobs & income (C−): 0.8 jobs per working resident; 12.8% unemployment. At the median price of €2,313/m², a 70 m² home costs 6.9 times the median annual income per consumption unit (an income adjusted for household size) in the Saint-Etienne Métropole. Its strongest is walkability (A−): 92% of residents live within 800 m of a bakery, and 12% of working residents walk, cycle or take public transport to work.
Hazard risk isn’t graded in France yet: national flood maps cover only some areas. The overall grade uses the other six subjects.
Each subject compares L'Horme with other French towns of 2,500 or more, ordered by how far its rank is from the middle. American and UK towns are graded separately.
Data highlights are ordered by what stands out in L'Horme.
Work & commuteJobs & income C−
Unemployment in L'Horme, 12.8%, runs above Loire’s towns and compared French towns
The median disposable income was €23,990 a year per consumption unit, below both Loire’s towns (€25,635) and compared French towns (€25,970). Public transport took 7.8% of L'Horme’s working residents to work at the census. At the census, 2.4% of working residents in L'Horme didn’t travel to work at all.
12%walk, cycle or take transit
How working residents got to work · census 2023
Driving86%
Public transport8%
On foot3%
Bicycle1%
Motorbike or scooter0%
1,450
jobs based in L'Horme, 0.8 per working resident
12.8%
unemployment rate, ages 15 to 64 in the labor force · median of compared French towns 10.1%
€23,990
median annual income per consumption unit, 2023 · median of compared French towns €25,970
2%
worked without traveling (at or from home)
A−
Walkability: better than 83% of compared French towns
Source: INSEE, census 2023 (commuting, employment, jobs at place of work); INSEE, Filosofi 2023 · Licence Ouverte
Safety
L'Horme sees more crime per resident than four in five compared French towns
2025 saw 139 offenses recorded in L'Horme. The yearly rates for 2023–2025: 7.8 violent offenses and 21.7 graded property crimes per 1,000 residents. Of the graded crimes here, criminal damage came up most often (2025).
7.8recorded violent incidents per 1,000 residents a yearC−Safety Grade
Recorded by type · 2025
Criminal damage49
Burglary29
Family violence18
Theft from vehicles18
Vehicle theft14
Other physical violence11
Armed robbery0
Drug use49
Fraud33
Theft without violence27
Not in the gradeTheft without violence, drug use and fraud are shown for information but left out of the Safety Grade, which counts violence plus burglaries, vehicle thefts, thefts from vehicles and criminal damage per resident.
7.8
recorded violent incidents per 1,000 residents a year, 2023–2025 average
21.7
recorded burglaries, vehicle thefts, thefts from vehicles and acts of criminal damage per 1,000 residents a year, 2023–2025 average
139
offenses recorded in the graded categories in 2025
1.7%
of the index rests on the département’s average, used where small counts aren’t published
Source: SSMSI (Interior Ministry), recorded crime by commune, 2023–2025 · Licence Ouverte · Small counts of sexual violence go unpublished (five or fewer in at least one of the last three years); the département’s average stands in, 1.7% of the index here. The count covers the offense categories the Safety Grade uses.
HealthHealth B
L'Horme’s death rate, adjusted for age and care homes, is lower than in 64% of compared French towns
Care access and life expectancy are shown for context, not graded.
From 2016 to 2025, 504 residents of L'Horme died, against 518 expected from France’s death rates at each age: 3% fewer. Its care home for older people (80 places) counts its residents as L'Horme’s; allowing for it, deaths were 17% below expected. Life expectancy at birth in Loire is 85.6 years for women and 80.8 for men (2025), against 85.9 and 80.3 across France. 5 GPs practise locally.
−17%deaths against expected, after care homesBHealth Grade
Deaths per 100 expected · 2016–2025
Raw97
Adjusted83
Median town88
Expected100
5
GPs in L'Horme · 3.6 GP consultations a year per resident within reach (APL)
1.5 mi
to the nearest emergency department, Hopital du Gier Mco
1.5 mi
to the nearest maternity unit, Hopital du Gier Mco
85.6 · 80.8
years of life expectancy at birth, women · men, Loire, 2025 (provisional) · France 85.9 · 80.3
Ministry of Education (DEPP) · brevet and bac 2025, value added (IVAC, IVAL) · Licence Ouverte
HousingCost of living C+
L'Horme earns a C+ for cost of living
Rents are the ministry’s estimates of advertised rents, not rents actually paid.
Behind the median of €2,313/m²: 149 houses and apartments sold in L'Horme between July 2023 and June 2026. Advertised rents are estimated at €10.31/m² a month, near Loire’s towns (€10.17/m²) and lower than compared French towns (€12.41/m²). The split here: €2,500/m² for houses, €1,946/m² for apartments.
€2,313/m²median sale price
Median sale price per m² · Jul 2023 to Jun 2026
L'Horme€2,313/m²
Median of towns€2,430/m²
Loire median€2,075/m²
By type
Median per m²
Sales
Houses
€2,500/m²
83
Apartments
€1,946/m²
66
€10.31/m²
estimated advertised apartment rent a month, charges included (€7.80 to €13.63/m² a month)
6.9
times the median annual income per consumption unit in the intercommunality, for 70 m² at the median price
€10.24/m²
estimated advertised house rent a month, charges included
€23,640
median annual income per consumption unit, Saint-Etienne Métropole
Source: DGFiP, DVF property sales (Etalab geolocated); Housing Ministry, Carte des loyers 2025; INSEE, Filosofi 2023 · Licence Ouverte
Who lives here
Fewer people in L'Horme hold a degree than in Loire’s towns or compared French towns: 23%
19% are under 15, above Loire’s towns (17%) and compared French towns (17%) alike. Residents of L'Horme have a median age of 42.4. Aged 15 to 24: just over one in ten residents.
42.4median age
L'HormeLoire medianFrance median
Ages · share of residents
11%
Under 1515–2425–4445–6465+
Highest diploma · residents 15 and older who have left education
No diploma23%
CAP or BEP30%
Baccalauréat20%
Higher education23%
Women and men · all residents
51% women, 49% men
WomenFrance medianMen
About an even split. Median share of women: Loire 52.0%, France 51.8%.
People: INSEE, census 2023. Miles: center to center.
Questions about L'Horme
Is L'Horme safe?
It grades C− for safety, #42 of 48 in Loire. In 2025 police and gendarmerie recorded 29 burglaries and 49 acts of criminal damage.
Are schools in L'Horme good?
They grade C+, better than 37% of compared French towns and #46 of 50 in Loire. The lycée stands out: 100% of 97 candidates passed the bac at Lycée Sainte-Marie - la Grand'Grange in 2025, a point above the expected rate given its pupils’ backgrounds. Primary schools aren’t graded: France doesn’t publish their results by school.
Is L'Horme expensive to live in?
Prices are close to the median of compared French towns: the median sale price from July 2023 to June 2026 was €2,313/m², against €2,430/m² for the median of compared French towns. Incomes are lower than in most compared French towns, so L'Horme grades C+ for cost of living.
About L'Horme
Commune in Loire, Auvergne-Rhône-Alpes
L'Horme is a commune of 4,806 people in the Saint-Etienne Métropole. TownRatings compares communes, France’s local unit: each has its own mayor and its own statistics. Its area takes in the town and the countryside around it.
Built from INSEE’s 2026 official geography (COG) and IGN Admin Express boundaries
Contains public sector information under the Licence Ouverte / Open Licence 2.0 (Etalab): INSEE, DGFiP, the Interior Ministry’s statistics service (SSMSI), the Ministry of Education (DEPP), the Health Ministry’s statistics service (DREES) and the Housing Ministry (Carte des loyers). Commune boundaries: IGN Admin Express.