L'Étrat grades A− overall: better than 83% of compared French towns, and #19 of 48 in Loire. Its weakest subject is cost of living (C−): at the median price, a 70 m² home costs 7.4 times the median annual income per consumption unit in the intercommunality. Its strongest is jobs & income (A): 0.7 jobs per working resident; 7.8% unemployment.
Hazard risk isn’t graded in France yet: national flood maps cover only some areas. The overall grade uses the other six subjects.
Each subject compares L'Étrat with other French towns of 2,500 or more, ordered by how far its rank is from the middle. American and UK towns are graded separately.
Musée des transports urbains de Saint-Étienne et sa région: Gregory Deryckère, CC BY 2.5, Wikimedia Commons
The data
Data highlights are ordered by what stands out in L'Étrat.
HealthHealth A−
Mortality in L'Étrat, once ages and care homes are allowed for, undercuts Loire’s towns and compared French towns: 76 per 100 expected
Care access and life expectancy are shown for context, not graded.
220 deaths in L'Étrat between 2016 and 2025, where France’s rates at each age predict 290: 24% below. Women in Loire live to 85.6 on average and men to 80.8 (2025), against 85.9 and 80.3 across France. For a family doctor, residents of L'Étrat can choose among 8 GPs.
−24%deaths against expected, after care homesA−Health Grade
Deaths per 100 expected · 2016–2025
Raw76
Adjusted76
Median town88
Expected100
8
GPs in L'Étrat · 5.1 GP consultations a year per resident within reach (APL)
0.7 mi
to the nearest emergency department, Hopital Nord Chu de Saint Etienne
0.9 mi
to the nearest maternity unit, Hopital Nord Chu de Saint Etienne
85.6 · 80.8
years of life expectancy at birth, women · men, Loire, 2025 (provisional) · France 85.9 · 80.3
Rents are the ministry’s estimates of advertised rents, not rents actually paid.
In L'Étrat, houses go for €2,624/m² and apartments for €2,287/m². Advertised rents are estimated at €11.74/m² a month, higher than Loire’s towns (€10.17/m²) yet lower than compared French towns (€12.41/m²). 83 houses and apartments changed hands locally from July 2023 to June 2026.
€2,490/m²median sale price
Median sale price per m² · Jul 2023 to Jun 2026
L'Étrat€2,490/m²
Median of towns€2,430/m²
Loire median€2,075/m²
By type
Median per m²
Sales
Houses
€2,624/m²
48
Apartments
€2,287/m²
35
€11.74/m²
estimated advertised apartment rent a month, charges included (€9.29 to €14.84/m² a month)
7.4
times the median annual income per consumption unit in the intercommunality, for 70 m² at the median price
€10.77/m²
estimated advertised house rent a month, charges included
€23,640
median annual income per consumption unit, Saint-Etienne Métropole
Source: DGFiP, DVF property sales (Etalab geolocated); Housing Ministry, Carte des loyers 2025; INSEE, Filosofi 2023 · Licence Ouverte
Work & commuteJobs & income A
L'Étrat is better off than Loire’s towns or compared French towns: the median disposable income is €31,060 a year per consumption unit
Of those in the labour force, 7.8% are unemployed. At the census, 10.0% went to work on foot, by bike or by public transport, lower than both Loire’s towns (11.9%) and compared French towns (13.4%).
10%walk, cycle or take transit
How working residents got to work · census 2023
Driving87%
Public transport6%
On foot3%
Motorbike or scooter1%
Bicycle1%
800
jobs based in L'Étrat, 0.7 per working resident
7.8%
unemployment rate, ages 15 to 64 in the labor force · median of compared French towns 10.1%
€31,060
median annual income per consumption unit, 2023 · median of compared French towns €25,970
2%
worked without traveling (at or from home)
A−
Walkability: better than 75% of compared French towns
Source: INSEE, census 2023 (commuting, employment, jobs at place of work); INSEE, Filosofi 2023 · Licence Ouverte
Who lives here
Degrees are more common in L'Étrat than in Loire’s towns or across compared French towns: 42% of adults
15% are under 15, below both Loire’s towns (17%) and compared French towns (17%). People 65 and over make up 27% of the town. At 48.3, the median resident of L'Étrat sits in the middle of the age range.
48.3median age
L'ÉtratLoire medianFrance median
Ages · share of residents
27%
Under 1515–2425–4445–6465+
Highest diploma · residents 15 and older who have left education
No diploma13%
CAP or BEP23%
Baccalauréat18%
Higher education42%
Women and men · all residents
52% women, 48% men
WomenFrance medianMen
About 92 men for every 100 women. Median share of women: Loire 52.0%, France 51.8%.
INSEE, census 2023 · Loire median and France median: the median of compared communes
Safety
Crime per resident in L'Étrat is lower than in 64% of compared French towns
Violence against people ran at 2 per 1,000 residents a year and the graded property crimes at 16.5 (2023–2025 average). Police and gendarmerie recorded 41 offenses in L'Étrat in 2025. More of the graded crimes locally were burglary than anything else (2025).
2recorded violent incidents per 1,000 residents a yearBSafety Grade
Recorded by type · 2025
Burglary16
Criminal damage16
Theft from vehicles9
Armed robbery0
Fraud31
Theft without violence14
Not in the gradeTheft without violence, drug use and fraud are shown for information but left out of the Safety Grade, which counts violence plus burglaries, vehicle thefts, thefts from vehicles and criminal damage per resident.
2
recorded violent incidents per 1,000 residents a year, 2023–2025 average
16.5
recorded burglaries, vehicle thefts, thefts from vehicles and acts of criminal damage per 1,000 residents a year, 2023–2025 average
41
offenses recorded in the graded categories in 2025
12.7%
of the index rests on the département’s average, used where small counts aren’t published
Source: SSMSI (Interior Ministry), recorded crime by commune, 2023–2025 · Licence Ouverte · When family violence, other physical violence, sexual violence and vehicle theft number five or fewer in a recent year, the figure is withheld, and the index uses the département’s average instead (12.7% of the index here). As that share tops 10%, this Safety Grade carries more doubt than most. The count covers the offense categories the Safety Grade uses.
Schools
88.8% of candidates passed the brevet at the eight collèges within 5 km, at the expected rate
Primary schools aren’t graded: France doesn’t publish their results by school.
Vocational results within 5 km: 91% passed the bac pro, of 307 candidates at 3 lycées. A collège lies 1.6 mi away. On school results, the town ranks #26 of 50 in Loire.
95%passed the bac (general and technological)BSchool Grade
Ministry of Education (DEPP) · brevet and bac 2025, value added (IVAC, IVAL) · Licence Ouverte
History
1 historic monument, none of them classé
France has no History Grade yet: this card describes, it doesn’t grade.
Protection here reaches back to the 16th century. Homes from before 1919 make up 6.8% of the total, lower than both Loire’s towns (7.2%) and compared French towns (7.4%).
People: INSEE, census 2023. Miles: center to center.
Questions about L'Étrat
Is L'Étrat safe?
It grades B for safety, #21 of 48 in Loire. In 2025 police and gendarmerie recorded 16 burglaries and 16 acts of criminal damage.
Are schools in L'Étrat good?
They grade B, better than 61% of compared French towns and #26 of 50 in Loire. 95% of 238 candidates passed the bac at Lycée Simone Weil in 2025, 2 points below the expected rate given its pupils’ backgrounds. Primary schools aren’t graded: France doesn’t publish their results by school.
Is L'Étrat expensive to live in?
Incomes are higher than in most compared French towns, so L'Étrat grades C− for cost of living.
About L'Étrat
Commune in Loire, Auvergne-Rhône-Alpes
L'Étrat is a commune of 2,879 people in the Saint-Etienne Métropole. TownRatings compares communes, France’s local unit: each has its own mayor and its own statistics. Its area takes in the town and the countryside around it.
Built from INSEE’s 2026 official geography (COG) and IGN Admin Express boundaries
Contains public sector information under the Licence Ouverte / Open Licence 2.0 (Etalab): INSEE, DGFiP, the Interior Ministry’s statistics service (SSMSI), the Ministry of Education (DEPP), the Health Ministry’s statistics service (DREES) and the Housing Ministry (Carte des loyers). Commune boundaries: IGN Admin Express.